Savings Investments Pensions archive

Savings Investments Pensions Archive

Published in December 2008

Start Saving Now For Next Christmas

by Esther Shaw | Christmas almost inevitably leaves most of us with a hangover, and as we tuck into the last of the turkey leftovers, we'll all be feeling the effects of this year's excesses -- and not least on our finances.

The Price Of Your Pension Is Going Up

by Harvey Jones | From April 2009, the cost of buying extra years to qualify for the basic state pension will jump by more than £200.

Why Premium Bonds Don’t Make Good Savings Accounts

by Jane Baker | You might buy premium bonds for the chance of winning the £1 million jackpot, but they’re no good for your savings.

Cash ISAs For Canny Savers

by Rachel Wait | With interest rates rapidly taking the plunge, can you still get a good deal on your cash ISA? And is the tax-free status still an incentive?

Anglo Irish Looks Safe

by Ed Bowsher | Anglo Irish Bank had a rocky time last week, but the bank is now safe. Savers shouldn’t lose any sleep.

The Last Of The Good Savings Rates

by Serena Cowdy | The UK base rate is plummeting faster than the temperature. Act now to grab the good savings deals that are still out there!

Earn 6%+ On Your Savings

by Szu Ping Chan | The base rate may be down to 2%, but accounts paying 6% and over are still available. Find out where you can still bag a great savings rate now.

Two Smart Ways To Get A Better Savings Rate

by Donna Ferguson | There are still two places that savers can stash their cash and get a market-leading return.

Question Of The Week: Are Pensions For The Over Fifties Worth It?

by Jane Baker | It’s been a busy week at The Fool’s Q&A forum. Of all the questions asked, find out which is Jane Baker's favourite.

Save For Your Child’s Future Today!

by Rachel Wait | Searching for somewhere to stash your child’s savings? Then look no further…

Time’s Running Out For Icesave Compensation

by Jane Baker | Get your skates on Icesavers. There’s only three weeks left to claim compensation online.

Secure A Great Savings Rate Today!

by Rachel Wait | The base rate has been cut by another 1% leaving savers in despair. Here’s where to grab a top-notch fixed-rate savings account before it’s too late…

How Saving For Your Pension Will Get Easier

by Jane Baker | Saving for retirement is a challenge for many of us. But new government plans should see it get a whole lot easier.

Question Of The Week #2: Is Now A Good Time For Me To Start A Pension?

by Jane Baker | Our new Q&A tool gives you the chance to pose your money questions to other Fools. Find out what’s my top question this week.

Savings Providers Slash Rates

by Neil Faulkner | Savings providers have started slashing their rates following the recent base rate cut.

Hunt Down The Best Savings Rates!

by Szu Ping Chan | Savings providers have slashed their rates -- but you can still get an instant access account paying at least 6%.

Published in November 2008

Could This Be The Solution To The Pensions Crisis?

by Jane Baker | If you could withdraw money from your pension early, would it make you more likely to save?

Why You Shouldn’t Sacrifice Your Pension

by Rachel Wait | In the face of a recession, more of us are curbing our spending and neglecting our pension pots. Here’s why you shouldn’t make the sacrifice…

Where To Stash Your Icesave Cash

by Alison Hunt | If, like me you’re in the process of getting your Icesave Cash ISA back, or you just want to transfer your ISA to be paid a better rate, where should you put your cash now? Check out these best buys.

Falling Interest Rates Are Bad For Your Pension

by Jane Baker | If you’re thinking about taking an income from your pension soon, find out why falling interest rates are bad news.

End Pension Apartheid!

by Cliff D'Arcy | Lower-paid workers get the short straw when it comes to pensions. Here’s an easy way to level the playing field.

Protect Your Retirement Savings From Recession

by Neil Faulkner | One writer shows how the cracky stock market has recently validated one of his theories on saving for retirement.

First Payments Made To Icesave Customers

by Donna Ferguson | Five weeks and four minutes after they first discovered their savings might be at risk, the first UK Icesave customers have got their money back.

Grab Great Savings While You Can!

by Szu Ping Chan | Take a look at the best variable savings accounts around.

When Did Saving Become Unsafe?

by Cliff D'Arcy | Putting cash on deposit should be safe, secure and dependable. However, thanks to bad banking habits, saving is no longer what it was.

Five Ways To Protect Your Savings From Interest Rate Cuts

by Jane Baker | How can you safeguard the return on your cash?

Ordinary People Face Big Loss From Lehman Collapse

by Donna Werbner and Rachel Robson | Thousands of ordinary people looking for low-risk investments were sold extremely complex ‘structured products’, underwritten by Lehman Brothers, via independent financial advisors.

Protect Your Savings

by Rachel Wait | The 1.5% base rate cut may be good news for borrowers, but savers will suffer. Now could be a good time to lock-in the return from your savings…

The Key To A Happy Retirement!

by Jane Baker | Don't let inflation destroy the value of your pension contributions.

Icesave Money Is On Its Way

by Rachel Wait | Icesave customers should have their money back this month – just in time for Christmas…

We're Starting To Save Again

by Cliff D'Arcy | According to the latest figures, we’re starting to save more. Alas, thanks to the savings paradox, this is both good and bad news...

The Smartest Savings Account In Britain

by Jane Baker | This account has an attractive rate, provides true instant access and is offered by one of the safest banks in the world.

Why You Should Be Wary Of Fixed Rate Bonds

by Jane Baker | Savers are being urged to take out fixed rate bonds before returns drop, but here’s why you should think twice before you lock your money away.

Published in October 2008

Sleep Easy With This Savings Account

by Jane Baker | If you’re after a great rate from your savings account AND security, look no further!

Protect Your Pension From Falling Stock Markets

by Jane Baker | If you’re about to take an income from your pension, how can you protect it from flagging stock market performance?

Four Solid Savings Accounts

by Donna Ferguson | Donna Werbner looks at some of the best savings accounts currently on offer.

Boost Your Pension By £960 A Year

by Donna Ferguson | Finally, some good news for anyone approaching retirement in the next seven years...

Find Out How Safe Your Bank Is

by Szu Ping Chan | How safe is your bank? Szu Ping Chan explores the complex world of credit default swaps.

More Hope For Icesave Savers

by Rachel Wait | The UK government is going to lend £3 billion to Iceland to help UK Icesave customers to get their money back. Here’s what you need to know…

Get Extra Rewards For Saving!

by Szu Ping Chan | We look at a savings account that combines a good interest rate with some nifty bonuses.

The Perils Of Saving Offshore

by Cliff D'Arcy | Seven thousand people could lose savings worth £860 million following the collapse of an Isle of Man-based bank. They’ve been called greedy tax dodgers, but they’re not...

ING Still Looks Fine

by Ed Bowsher | ING has received a €10bn injection from the Dutch government. Savers with ING Direct shouldn’t worry.

Super Savings Rates Are Still Available!

by Szu Ping Chan | Egg has upped the rate on its savings account to 6.55%.

Is The Party Over For Savers?

by Esther Shaw | Savings rates look set to fall so make sure you're getting the best deals....

Glimmer Of Hope For Kaupthing Savers

by Ed Bowsher | Last night’s edition of ‘Channel Four News’ contained some good news for savers who have an account with Kaupthing Edge in the Isle of Man and the Channel Islands.

It's An Inequitable Life: Icesave vs. Equitable

by Malcolm Wheatley | Malcolm Wheatley thinks the financial crisis has increased the likelihood of a bailout for Equitable Life.

Bad News For Kaupthing’s Isle Of Man Customers

by Laura Starkey | There’s more trouble ahead for some of Kaupthing Edge’s savers. If you had an account with Kaupthing Edge in the Isle of Man, here’s what you need to know.

Friday At ICICI

by Donna Ferguson | Some savers with Indian bank ICICI were unable to access their accounts on Friday afternoon.

Big Banks For Safe Savings

by Cliff D'Arcy | After the collapse of three Iceland-owned banks operating in the UK, savers are rightly nervous. However, these big-name banks should be secure.

Where’s My Kaupthing Cash?

by Laura Starkey | If you tried to make a transfer from your Kaupthing Edge savings account this week -- and you're still missing your money -- here's what may have happened to it.

Darling Backs Icesave

by Ed Bowsher | Alistair Darling has just told the BBC that the government will fully compensate savers in Icesave.

ING Direct Picks Up Kaupthing Savings

by lovemoney.com staff | Another day, another take-over: ING Direct is to buy up £3bn worth of British savings held by Kaupthing Edge and Heritable Bank.

Savings for new starters

by Emma Lunn | Act now if you want a decent savings rate - as they are disappearing!

Iceland In Crisis

by Ed Bowsher | Iceland’s banking system is in very serious trouble. Here’s how the crisis will affect UK savers with Icelandic banks.

Spot Banks Before They Go Bust!

by Szu Ping Chan | Do you have savings with HBOS? Kaupthing? Or any other UK based bank? We measure the risk that your bank might go bust.

The Safest Accounts For Your Savings

by Donna Ferguson | Donna Werbner takes a look at savings account which have 100% Government safety guarantees and discovers which are the most competitive.

Savings Guarantee Rises to £50,000

by Ed Bowsher | If your bank goes bust, the compensation scheme can now pay out a maximum of £50,000 instead of £35,000. This is welcome news but it doesn’t go far enough.

The Best Savings Accounts For Children

by Serena Cowdy | Where's the best place to stash your children's savings?

Is It Safe To Lock Your Savings Away?

by Jane Baker | Fixed rate savings bonds offer fantastic rates, but with banks in chaos, is it sensible to lock your money away now?

What About Kaupthing?

by Ed Bowsher | Many Fools have taken out a savings account with Icelandic bank, Kaupthing. Following financial turmoil in Iceland, is this account safe?

The Safest Places To Deposit Your Money

by Ed Bowsher | As the financial turmoil continues, where are the safest places to put your money?

Is It Worth Taking This Risk With Your Pension?

by Jane Baker | Is contracting-out the right thing to do? Or would you be better off sticking with the State Second Pension?

Published in September 2008

The Government Must Guarantee Savings!

by Cliff D'Arcy | Ireland has given savers a 100% government-backed guarantee, with France set to follow. The Fool says it’s high time that Gordon Brown and Alistair Darling did the same.

Don't Panic If You Save With Bradford & Bingley!

by Donna Ferguson | How safe are your savings if you bank with Bradford & Bingley? What if you have savings with both Bradford & Bingley and Abbey? Are you still protected?

The Facts About The Savings Guarantee

by Neil Faulkner | The Fool still receives lots of comments and queries about the compensation they’ll receive if they have savings or other products with a bank that fails. We clear up the myths.

Join Your Company Pension Scheme Today

by Cliff D'Arcy | According to the latest figures, membership of work-based pension plans is dropping. Alas, some workers are turning down free money...

How Safe Is Your Pension?

by Jane Baker | Savings are protected by the Financial Services Compensation Scheme, but what about pensions, insurance policies and investments? What happens if your provider collapses? Jane Baker finds out.

Super Accounts For Sensible Savers

by Jane Baker | Notice savings accounts are a lot better than we thought. But which one should you choose?

Save Your Retirement Savings!

by Neil Faulkner | If you’re around a decade from retirement and are concerned about the size of your retirement pot, here are some tips.

Savers Get A Stronger Safety-Net

by Cliff D'Arcy | The Irish government has eased savers’ fears by guaranteeing savings up to €100,000. It’s high time our regulators did the same!

Which Banks Are Connected?

by lovemoney.com staff | If your bank goes bust, a government scheme will compensate you for loss of savings up to a maximum of £35,000. But the scheme isn't per account, it's per banking licence. We reveal which banks operate under the same registration.

Ensure Your Savings Are Safe!

by Szu Ping Chan | With events this week rocking the banking world, here's a guide to how this could affect your savings, which banks belong to whom, and how you can keep your savings safe.

How To Find The Best Cash ISA

by Serena Cowdy | When you’re looking for the best cash ISA, how can you separate the wheat from the chaff? Serena Cowdy finds out.

Should You Pick A Personal Pension Or A SIPP?

by lovemoney.com staff | Harriet Meyer looks at the pros and cons of SIPPs.

Don't Panic If You Save With HBOS!

by Donna Werbner and Laura Starkey | How safe are your savings if you bank with Halifax or Bank of Scotland? What if you have savings with both Halifax and Lloyds TSB? Are you still protected?

My Favourite Savings Account

by Szu Ping Chan | Szu Ping Chan looks at a little known savings account that could be very good for your cash.

How To Save Without Breaking The Bank!

by Jane Baker | Rising food, fuel and energy prices are hitting finances hard. So how can you save when you’re already stretched?

Don't Panic About HBOS

by Ed Bowsher | Fools shouldn’t panic about any savings they have with Halifax or any other bank in the HBOS group.

Get 12% More From Your Pension The Easy Way

by Jane Baker | Here’s a simple way to squeeze a higher income out of your pension fund.

Release Equity Or Downsize Your Home

by Jane Baker | Equity release is becoming a popular way of funding a cash shortfall in retirement. But is downsizing your home a better option?

With-Profits Payouts Chopped By 10%

by Jane Baker | Payouts are falling for with-profits policyholders and they don’t look like getting better any time soon.

Don’t Hand Your Cash Over To The Government

by Jane Baker | Any money left in forgotten accounts will be transferred to a Government scheme in 2009. Here’s how to make sure that doesn’t happen.

Avoid This £12,000 Loss To Your Pension Income

by Jane Baker | When it comes to buying an annuity, delays could cost you money. Here’s how to make the process run smoothly.

Mortgage Overpayments Versus Pension Top Ups

by Jane Baker | How can £50 a month in spare cash have the maximum impact on your finances?

Don’t Get Caught In This Savings Trap!

by Szu Ping Chan | Szu Ping Chan looks at an ugly savings account practice that could end up leaving you short-changed.

Top Savings Accounts For £25 and £25,000!

by Jane Baker | You don’t always need piles of spare cash to get a best buy savings account. Whether you have just £25 or a whopping £25,000, you can earn top rates of interest on all of it. Here’s how...

Time Is Running Out For This Pension Boost

by Jane Baker | Millions have gone unclaimed in benefits for pensioners. Are you missing out? Here’s how to get the money you deserve before it’s too late.

Published in August 2008

How To Choose An ISA

by Neil Faulkner | Want to open an ISA but not sure which is the best one to go for? Neil Faulkner can help.

Avoid This Online Danger

by Ed Bowsher | One Fool explores sensible and not-so-sensible ways to get richer.

Invest Early For Your Children

by Harriet Meyer | Millions of pounds is being wasted that could be put towards our childrens' future financial health.

What Happens To Your Pension If You Die Young?

by Harvey Jones | Live fast, die young, and leave a bountiful pension.

Beware Of Interest Rate Guarantees

by Jane Baker | There’s always a major catch with savings account that offer variable interest rates. You know what rate your account is paying today, but what about next month or next year?

Who Will Be The Next Farepak Victims?

by Anna Powell | The high-profile collapse of Wrapit and Farepak made one Fool wonder just how often our money is at risk.

My Favourite Foolish Financial Sayings

by Cliff D'Arcy | One Fool writer reveals his favourite Foolish, witty and amusing quotations. They make great lessons for life!

How To Plan For A Risk-Free Retirement

by Neil Faulkner | The industry’s solution to your last ten or fifteen years of retirement planning is contradictory. Read how a Fool might do it.

Don't Rely On Your Property For Your Pension!

by Jane Baker | Why using your home to fund your retirement could be a risky strategy.

Receive 9.33% A Year On Your Savings

by Jane Baker | Beat inflation and tax - and receive up to 9.33% a year on your savings!

Published in July 2008

Earn 6.55% On Your Savings

by Christina Jordan | There's a new market-leader in the instant access savings market - and it's so good, this Fool is putting her money where her mouth is!

From Baby To Billionaire!

by Cliff D'Arcy | Thanks to the awesome power of compound interest and a little known fact about pension contirbutions, you can make your child (or grandchild) very, very rich indeed.

The Way Out Of Pensioner Peril

by Jane Baker | Sticking to a budget isn’t always easy, but it could be even more tricky once you retire.

Super 7% Savings Are Dying Out

by Cliff D'Arcy | With the withdrawal of two leading savings accounts, it appears that banks aren’t quite so keen on battling for savers’ cash.

A Safe Lottery

by Esther Shaw | When times are hard, a 'safe' gamble becomes attractive.

Safe Havens In A Choppy Financial Climate

by Harriet Meyer | Times are tough at the moment, so are you tempted to stash your cash under the mattress. That might seem a tempting option rather than risk banks blighted by the credit crunch or a rocky stock market.

How To Profit In Retirement

by Jane Baker | Could an investment-backed annuity help you make the most of your income in retirement?

We're All Equitable Life Losers

by Malcolm Wheatley | The government's handling of the Equitable Life disaster has been strongly criticised, but sadly that doesn't mean that policyholders will receive compensation.

This Mistake Could Wreck Your Retirement

by Jane Baker | Here's why this budget cut back could prove to be a costly mistake.

The £100 Billion Pensions Bonanza!

by Cliff D'Arcy | From October, a near-monopoly on these pensions will end, giving six million people greater control over their retirement.

Summer Saving Sweeteners For A Rainy Day

by Christina Jordan | It’s been a pretty wet summer up to now, but if you want to set aside some rainy day savings there is plenty out there to brighten your day.

Start Saving NOW For Your Christmas Costs!

by Laura Starkey | Christmas is coming… But is your savings habit slack?

Don’t Get Caught Out By This Gimmick!

by Esther Shaw | This summer, savings providers are increasingly vying for the lucrative ‘grey pound’... But should those over 50 beware?

Give Your Pension An £11,000 Boost

by Jane Baker | With food, fuel and energy prices becoming increasingly costly, how can you stretch your income far enough in retirement and beat inflation?

A Stronger Safety-Net For Savers

by Cliff D'Arcy | The government is proposing to raise -- and speed up --the compensation paid out when banks bomb. This is great news for savers!

Can You Save Money And The Environment?

by Esther Shaw | If you want to apply principles to your pennies and pounds, there are a growing number of ethical savings accounts to choose from.

Earn 7.15% Interest On Your Spare Cash

by Jane Baker | If you’re looking for a tip-top return on your savings, regular saver accounts often offer the best rates.

Published in June 2008

Who Stole Our Savings Habit?

by Cliff D'Arcy | There was a time when we Brits would save a seventh of our take-home pay. Today, the savings habit is nearly dead.

Why I'll Be Using Equity Release In My Retirement

by Christina Jordan | Christina Jordan argues that lifetime mortgages and reversion schemes are transparent, flexible and useful for many older homeowners.

A New Way To Boost Your Pension Income

by Jane Baker | Making the most out of your pension fund is crucial. Could a 'third way' annuity be the answer?

A Savings Rate For Life

by Stuart J Watson | Bradford & Bingley has launched an easy access savings rate tracker. It's a nice idea but the rate being offered can easily be beaten elsewhere.

Will Your Postcode Affect Your Pension?

by Cliff D'Arcy | From September, where you live could influence how much income your pension pot makes. We explain why.

Switch On To Saving This Summer

by Cliff D'Arcy | Get the lowdown on how to save for your kids.

Save 25% Of Your Net Income

by Donna Ferguson | One Foolish writer regularly saves 25% of her net income. Find out how she does it...

Sensational Savings For Summer Savers

by Jane Baker | Where's the best place to put your hard-earned cash this summer?

Who Is Winning The Savings Rate War?

by Jane Baker | Banks and building societies are fighting tooth and nail to win the savings race. This is great news for you...

Save 25% Of Your Net Income

by Donna Ferguson | One Foolish writer regularly saves 25% of her net income. Find out how she does it...

Sensational Savings For Summer Savers

by Jane Baker | Where's the best place to put your hard-earned cash this summer?

Investing In Wine: A Beginner's Guide

by Serena Cowdy | Are you thinking of investing in wine? This guide should point you in the right direction.

Top Savings Accounts For First-Time Buyers

by Donna Ferguson | Trying to save up for a deposit on your first home? Find out which savings accounts are best for first-time buyers.

Join The 7% Club

by Esther Shaw | If you can lock away your savings, there's a great rate to be had from a fixed rate bond.

Five Steps To Smarter Saving

by Cliff D'Arcy | Answering these five simple questions will enable you to choose the perfect savings account to suit your needs.

How To Save For Retirement

by Neil Faulkner | Read about the most Foolish funds to invest in and learn also the difference between 'saving' and 'investing' for retirement.

Join The 7% Club

by Esther Shaw | If you can lock away your savings, there's a great rate to be had from a fixed rate bond.

Earn 10% On Your Savings

by Jane Baker | Here's a way to earn a sensational rate on your savings.

Earn 10% On Your Savings

by Jane Baker | Here's a way to earn a sensational rate on your savings.

Will You Be A Private Pension Pauper?

by Stuart J Watson | A new survey has revealed that people's income will drop by more than half when they retire. Those without final salary pension schemes will suffer even more.

Published in May 2008

Double Your Savings In Two Years!

by Szu Ping Chan | The government is launching a scheme which could double your savings. How does it work? And how could it benefit you?

Cash ISA Season Is In Full Swing

by Stuart J Watson | By the end of June, over 5 million people will have opened a cash ISA for this year. Don't get left behind!

Would Redundancy Finish Your Finances?

by Laura Starkey | As fears grow for the economy -- and UK employment -- Laura Starkey explains how you could stay solvent, even if you had to stop working.

Top Savings Accounts For New Starters

by Serena Cowdy | We look at the best savings accounts for Fools who can only afford to put down very small initial deposits.

Boost Your Pension By 52%!

by Jane Baker | Deferring your pension benefits could deliver a massive boost to your income in retirement.

Savings Rates Soar As Banks Feel The Pinch

by Laura Starkey | Thanks to the credit crunch, you could clean up by stashing your cash in an account with sky-high interest...

Boost Your Pension By 52%!

by Jane Baker | Deferring your pension benefits could deliver a massive boost to your income in retirement.

Keeping Care Costs Under Control

by Stuart J Watson | The cost of long term care is something that tends to get forgotten about until it's too late. With annual bills now reaching £25,000+, make sure you're not caught by surprise.

Fight Your Child's Fear Of Finance

by Laura Starkey | With one in five children afraid for their financial future, Laura Starkey asks what children know about money and how we can help them learn more.

Why The Credit Crunch Is Good For Your Pension

by Jane Baker | The credit crunch has been bad news for many of us, but it's a different story if you want to take an income from your pension.

Sexy Savings At 7%

by Ed Bowsher | Here's how you could easily get a 7% return on your savings.

Sexy Savings At 7%

by Ed Bowsher | Here's how you could easily get a 7% return on your savings.

Earn Sky High Interest Rates On Your Savings

by Jane Baker | We look at how to earn a fantastic rate of interest which will put other savings accounts in the shade.

Avoid This Investment

by Jane Baker | Jane Baker looks at when investments in cash aren't as safe as you might think.

Published in April 2008

Earn 6.86% Interest On Your Savings

by Jane Baker | Take a look at these top savings accounts that guarantee a great return.

Earn 6.86% Interest On Your Savings

by Jane Baker | Take a look at these top savings accounts that guarantee a great return.

Savings Accounts With Strings Attached

by Cliff D'Arcy | These savings accounts claim to offer easy access or no notice. However, they punish you when you take money out!

How To Save When You're Skint

by Laura Starkey | Laura Starkey shows you how to squeeze extra money from your monthly budget - and some smart ways to stash it.

Six Cracking Cash ISAs

by Laura Starkey | Even if your finances are feeling stretched, Cash ISAs are a still a super way to save.

Why You Should Open An ISA This Year

by Jane Baker | 6th April saw new rules take hold which will simplify ISAs. But is that good news for you?

6.5% Savings Rate Still Available

by Ed Bowsher | Even after this week's base rate cut, you can still earn 6.5% interest on your savings.

The Safest Homes For Your Cash

by Szu Ping Chan | If you're concerned about the safety of your savings, where should you stash your cash?

My Favourite ISA

by Ed Bowsher | As the tax year comes to an end, Ed Bowsher takes a personal look at his favourite ISA. If you still haven't got your ISA for 2007/8, it's not too late......

Published in March 2008

Ace Accounts For Young Savers

by Cliff D'Arcy | Five top tips to help you make the most of your children's savings.

Are We Heading For A Global Pensions Collapse?

by Serena Cowdy | Is the world heading for pensions meltdown? And if so, what can we all do about it? Serena Cowdy investigates.

Why Your Savings Might Be Unsafe

by Laura Starkey | Find out which banks are in bed with one another to make sure you aren't caught out in a crisis.

Get The Most From Your Old Pension Schemes

by Jane Baker | Neglecting your pension can put you on the road to disaster. Here's how to get - and stay - on top of your retirement planning.

Get The Most From Your Old Pension Schemes

by Jane Baker | Neglecting your pension can put you on the road to disaster. Here's how to get - and stay - on top of your retirement planning.

Earn 6.5% On Your Savings

by Jane Baker | A falling base rate doesn't necessarily mean bad news for savers. Take a look at this top savings account.

Top Savings Accounts For Silver Surfers

by Szu Ping Chan | Savings accounts designed for the 'silver surfer' may be good for savers over 50, but do they always offer the best deals?

Earn 6.5% On Your Savings

by Jane Baker | A falling base rate doesn't necessarily mean bad news for savers. Take a look at this top savings account.

Should We Buy Foreign Index Trackers?

by Neil Faulkner | The Fool has championed stock-market trackers for ten years, particularly UK ones. Now we consider whether tracking emerging markets is just as Foolish.

Time Is Running Out For Cash ISAs

by Jane Baker | If you want to make the most of your ISA allowance, act now before you miss the tax-free boat.

The One Thing We Should All Prepare For

by Serena Cowdy | It's not the cheeriest of topics, but it is of the few certainties in life - and planning for it now can make all the difference.

Who's Winning The Cash ISA Race?

by Jane Baker | Find out which Cash ISAs offer the best interest rates. And hurry! This year's deadline is approaching fast...

The Smart Way To Save With The Least Hassle

by Szu Ping Chan | When it comes to savings deals, attractive rates may hook you in, but what are the best paying savings accounts when it comes to paying consistently high interest?

The Week's Market Movers

by Serena Cowdy | Will the meteoric rise of the miners never end? Find out about the latest market winners - and losers - here.

Six Snags With Savings Accounts

by Cliff D'Arcy | When choosing a safe home for your spare cash, make sure that you read the small print. Otherwise, you might fall into one of these traps!

Pick This Pension Or Lose Out!

by Jane Baker | Personal pensions may have fallen out of favour but there is a better way of saving for your retirement.

Published in February 2008

Happy New Year For Savers

by Ed Bowsher | As the economic outlook gets more gloomy, it looks like Brits are saving more than usual in January.

Norwich & Peterborough -- A Correction

by Ed Bowsher | Earlier this week we got our facts wrong on the Norwich & Peterborough BS Gold Account. It's a better account than we said.

UK Investors Shun The Stock Market

by Jane Baker | Private investors appear to be losing confidence in the stock market as millions of pounds are withdrawn from UK investment funds.

Savings Accounts That Shrink Your Stash

by Cliff D'Arcy | Is it really such a big deal if the interest rate paid by your savings account isn't up to scratch? After all, your money is safe and growing, isn't it?

When National Savings Make Sense

by Szu Ping Chan | With the safety of Britain's banks put into question in recent times, is it time to turn towards National Savings?

Bag A Top Cash ISA Today!

by Jane Baker | Hurry! There's just over six weeks left to the end of the tax year and time is running out for using your ISA allowance.

Is Saving With Icelandic Banks Safe?

by Jane Baker | We've already had a home-grown banking crisis in the shape of Northern Rock, but are Icelandic banks operating in the UK safe?

Why You Should Start Saving Now

by Szu Ping Chan | The Bank of England may have slashed interest rates by a further quarter point last week, but it doesn't mean your savings should suffer.

An Easy Way To Invest In Shares

by Jane Baker | Do you want want a no hassle way to invest in shares? Here's how....

Start Saving Now!

by Szu Ping Chan | According to our resident expert David Kuo, Brits face a shortfall in their budgets in 2012. Here's how you can avoid being caught in the trap.

Steer Clear Of Stock Market Storms: Part Two

by Jane Baker | If you're risk-averse investing in shares is probably the last thing you would do. Could corporate bonds be a better choice for you?

Double Your Savings Rate Today!

by Cliff D'Arcy | Although the Bank of England has cut the base rate to 5.25%, these savings accounts pay at least 6.3% a year.

Steer Clear Of Stock Market Storms

by Jane Baker | If the stock market is too racy and cash is too dull, should you consider bonds instead?

Pensioners: Get Your Share Of £4.6 Billion!

by Donna Ferguson | Millions of pensioners are missing out on their share of £4.6 billion worth of unclaimed State benefits - and many are age-related, rather than means-tested.

Should You Save For A Pension?

by Alison Hunt | Should you save for a pension yourself or rely on the State?

Top Ten Savings Accounts

by Alison Hunt | You can now get a cash ISA paying 6.3% and a no-notice savings account paying 6.41%.

The Secret To Successful Investing

by Jane Baker | The good, old index tracker fund is a long-standing Foolish favourite. But are they all the same?