Pensions Archive

Published in December 2008

The Price Of Your Pension Is Going Up
by Harvey Jones | From April 2009, the cost of buying extra years to qualify for the basic state pension will jump by more than £200.
Question Of The Week: Are Pensions For The Over Fifties Worth It?
by Jane Baker | It’s been a busy week at The Fool’s Q&A forum. Of all the questions asked, find out which is Jane Baker's favourite.
How Saving For Your Pension Will Get Easier
by Jane Baker | Saving for retirement is a challenge for many of us. But new government plans should see it get a whole lot easier.
Question Of The Week #2: Is Now A Good Time For Me To Start A Pension?
by Jane Baker | Our new Q&A tool gives you the chance to pose your money questions to other Fools. Find out what’s my top question this week.

Published in November 2008

Could This Be The Solution To The Pensions Crisis?
by Jane Baker | If you could withdraw money from your pension early, would it make you more likely to save?
Why You Shouldn’t Sacrifice Your Pension
by Rachel Wait | In the face of a recession, more of us are curbing our spending and neglecting our pension pots. Here’s why you shouldn’t make the sacrifice…
Falling Interest Rates Are Bad For Your Pension
by Jane Baker | If you’re thinking about taking an income from your pension soon, find out why falling interest rates are bad news.
End Pension Apartheid!
by Cliff D'Arcy | Lower-paid workers get the short straw when it comes to pensions. Here’s an easy way to level the playing field.

Published in October 2008

Protect Your Pension From Falling Stock Markets
by Jane Baker | If you’re about to take an income from your pension, how can you protect it from flagging stock market performance?
Boost Your Pension By £960 A Year
by Donna Ferguson | Finally, some good news for anyone approaching retirement in the next seven years...
Is It Worth Taking This Risk With Your Pension?
by Jane Baker | Is contracting-out the right thing to do? Or would you be better off sticking with the State Second Pension?

Published in September 2008

Join Your Company Pension Scheme Today
by Cliff D'Arcy | According to the latest figures, membership of work-based pension plans is dropping. Alas, some workers are turning down free money...
How Safe Is Your Pension?
by Jane Baker | Savings are protected by the Financial Services Compensation Scheme, but what about pensions, insurance policies and investments? What happens if your provider collapses? Jane Baker finds out.
Should You Pick A Personal Pension Or A SIPP?
by lovemoney.com staff | Harriet Meyer looks at the pros and cons of SIPPs.
Get 12% More From Your Pension The Easy Way
by Jane Baker | Here’s a simple way to squeeze a higher income out of your pension fund.
Avoid This £12,000 Loss To Your Pension Income
by Jane Baker | When it comes to buying an annuity, delays could cost you money. Here’s how to make the process run smoothly.
Mortgage Overpayments Versus Pension Top Ups
by Jane Baker | How can £50 a month in spare cash have the maximum impact on your finances?
Time Is Running Out For This Pension Boost
by Jane Baker | Millions have gone unclaimed in benefits for pensioners. Are you missing out? Here’s how to get the money you deserve before it’s too late.

Published in August 2008

What Happens To Your Pension If You Die Young?
by Harvey Jones | Live fast, die young, and leave a bountiful pension.
Don't Rely On Your Property For Your Pension!
by Jane Baker | Why using your home to fund your retirement could be a risky strategy.

Published in July 2008

The Way Out Of Pensioner Peril
by Jane Baker | Sticking to a budget isn’t always easy, but it could be even more tricky once you retire.
The £100 Billion Pensions Bonanza!
by Cliff D'Arcy | From October, a near-monopoly on these pensions will end, giving six million people greater control over their retirement.
Give Your Pension An £11,000 Boost
by Jane Baker | With food, fuel and energy prices becoming increasingly costly, how can you stretch your income far enough in retirement and beat inflation?

Published in June 2008

A New Way To Boost Your Pension Income
by Jane Baker | Making the most out of your pension fund is crucial. Could a 'third way' annuity be the answer?
Will Your Postcode Affect Your Pension?
by Cliff D'Arcy | From September, where you live could influence how much income your pension pot makes. We explain why.
Will You Be A Private Pension Pauper?
by Stuart J Watson | A new survey has revealed that people's income will drop by more than half when they retire. Those without final salary pension schemes will suffer even more.

Published in May 2008

Boost Your Pension By 52%!
by Jane Baker | Deferring your pension benefits could deliver a massive boost to your income in retirement.
Boost Your Pension By 52%!
by Jane Baker | Deferring your pension benefits could deliver a massive boost to your income in retirement.
Why The Credit Crunch Is Good For Your Pension
by Jane Baker | The credit crunch has been bad news for many of us, but it's a different story if you want to take an income from your pension.

Published in March 2008

Are We Heading For A Global Pensions Collapse?
by Serena Cowdy | Is the world heading for pensions meltdown? And if so, what can we all do about it? Serena Cowdy investigates.
Get The Most From Your Old Pension Schemes
by Jane Baker | Neglecting your pension can put you on the road to disaster. Here's how to get - and stay - on top of your retirement planning.
Get The Most From Your Old Pension Schemes
by Jane Baker | Neglecting your pension can put you on the road to disaster. Here's how to get - and stay - on top of your retirement planning.
Pick This Pension Or Lose Out!
by Jane Baker | Personal pensions may have fallen out of favour but there is a better way of saving for your retirement.

Published in February 2008

Pensioners: Get Your Share Of £4.6 Billion!
by Donna Ferguson | Millions of pensioners are missing out on their share of £4.6 billion worth of unclaimed State benefits - and many are age-related, rather than means-tested.
Should You Save For A Pension?
by Alison Hunt | Should you save for a pension yourself or rely on the State?

Published in January 2008

Pensions For Beginners: The Complete Guide
by Serena Cowdy | If the prospect of saving for a pension terrifies you, take a look at our three-part pensions guide for beginners.
Pensions For Beginners: The Complete Guide
by Serena Cowdy | If the prospect of saving for a pension terrifies you, take a look at our three-part pensions guide for beginners.
How To Invest Your Pension
by Jane Baker | Choosing how to invest your pension is a complex task. Here's some guidance to help you through the maze.
Don't Let Inflation Destroy Your Pension
by Jane Baker | Here's how to ensure your pension is fully protected from the effects of inflation.
Pensions For Beginners: Part Three
by Serena Cowdy | The third and final part of our Pensions For Beginners series, Serena Cowdy explains what personal pensions are really all about.
Pensions For Beginners: Part Two
by Serena Cowdy | Do you know what your pensions options are? Part Two of our beginners' guide explains what you're entitled to - in plain English.
Pensions For Beginners: All You Need To Know
by Serena Cowdy | Are you thinking about setting up a pension plan? Not sure where to start? This plain English guide to pensions should point you in the right direction.
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