Loans archive

Published in December 2008

Loans Aren’t Getting Cheaper

by Jane Baker | If you thought falling interest rates meant cheaper loans, I'm afraid you’re going to be disappointed.

Published in November 2008

The Lowdown On Pawnbroking

by Emma Lunn | The credit crunch might spell bad news for consumers and banks but not everyone is doing badly out of the downturn: Pawnbrokers are boasting an increase in business…

You May Not Get The Full Rate Cut

by Ed Bowsher | Pundits are predicting a cut in the base rate this Thursday, but borrowers may not get the full cut.

Published in October 2008

Some Good News For Borrowers

by Ed Bowsher | There are some early signs of recovery in the credit markets. If the trend continues, that could be good news for borrowers.

The 11 Cheapest Personal Loans

by Neil Faulkner | Neil Faulkner rounds up the best personal loans on the market.

Loan Rates Rocket

by Christina Jordan | Need a loan? Expect to pay more.

Published in September 2008

Avoid This Appalling Loan Rip-Off!

by Cliff D'Arcy | Be very careful when choosing a personal loan, because this rip-off will bump up your repayments by 20% or more!

Will Loans Get Cheaper?

by Cliff D'Arcy | One leading provider of personal loans has cut its interest rates. Will other lenders follow suit, or is credit still crunched?

Drive A Deal On Your New Car Purchase

by Esther Shaw | For many of us, buying a car is the second most expensive purchase we make in our lives, and yet all too often we end up paying over the odds for our new set of wheels.

Published in August 2008

My Top Three Personal Loans

by Jane Baker | Personal loans are getting more expensive, but can you still get a decent deal?

How To Get A Loan When The Bank Says No!

by Jane Baker | If you’re having trouble getting a bank loan because you’re a young borrower, this novel concept could be the answer. It's also a brand new way for investors to make money from the credit crunch!

Published in July 2008

15 Tips For Using Unsecured Loans

by Neil Faulkner | There might not be any amazing deals out there at present, but that doesn’t mean we’ve got no guidance for you on personal loans. Here are 15 tips.

The Death Of Secured Loans?

by Cliff D'Arcy | The UK’s largest provider of secured personal loans is to stop lending. Will the credit crunch kill off this market?

Need A Large Loan? Better Go Private

by Christina Jordan | Private banks are stealing a march on the high-net-worth mortgage market.

Last Of The Low Rate Loans

by Stuart J Watson | It looks like we’ve seen the end of sub-7% personal loans for the time being, but this form of borrowing still offers good value for money.

Published in June 2008

Large Loans Cost Less

by Cliff D'Arcy | The more you borrow, the lower the average interest rate you’ll pay...

Published in May 2008

Avoid This Enormous APR!

by Serena Cowdy | Would you want a loan secured against your car? Serena Cowdy looks at why this 'logbook lending' should be avoided.

My £7000 Question

by Laura Starkey | Laura Starkey explains why some good-looking loans turn ugly.

Published in April 2008

Personal Loans Are Getting Pricier

by Cliff D'Arcy | The credit crunch isn't just hitting mortgage borrowers. In 2008, unsecured loans have become costlier, too...

How To Choose The Best Loan

by Szu Ping Chan | Should you always go for the absolute cheapest rate when choosing a loan - or are there other important factors to consider?

Pricey Personal Loans

by Cliff D'Arcy | When you're picking a personal loan, you will be offered loan insurance. These policies are normally a rip-off.

Published in March 2008

The Cheapest Way To Borrow A Grand

by Szu Ping Chan | Traditionally loans get cheaper the more you want to borrow. But where's the best place to go if you only need £1,000.

Half Of Home Loans Are History

by Cliff D'Arcy | The credit crunch is causing mayhem in the mortgage market, with lending disappearing fast. Here's how to grab your ideal home loan.

Killing Credit Cards With A Loan

by Cliff D'Arcy | If you're looking to borrow over several years, then a personal loan is usually a better bet than a credit card.

Published in February 2008

The End Of Cheap Credit: How To Survive It

by Serena Cowdy | The era of cheap credit could be over - for good. What steps can you take now to ensure you don't suffer later?

It's Loanly At The Top

by Cliff D'Arcy | There are almost 80 different lenders currently offering personal loans. Here's one good example that tops the best buy tables in more ways than one.

Borrow At Bargain Rates OR Earn 10% A Year On Your Investments

by Jane Baker | Whether you want to borrow a cheap loan or earn a huge return on your investment, we have an innovative but increasingly popular solution for you...

Loans Archive