Debt Archive

Published in December 2008

A Dealing With Debt Lesson For Gordon Brown
by Neil Faulkner | You can’t borrow to get out of debt, as former debtors in The Fool community have learned. Gordon Brown has not.
Five Ways To Cut The Cost Of Debt
by Cliff D'Arcy | With personal debt tripling in just eleven years, we really need to manage our borrowing better. Here are five tips to get started.
A New Way To Repair Your Credit Rating
by Laura Starkey | There's a new credit card that can be used to improve damaged credit records. But is it worth paying for?
When It Costs £2,535 To Save Money
by Rachel Wait | Regularly adding to your savings may seem like the sensible thing to do, but here’s why you’re better off focusing on your debts instead…

Published in November 2008

Debt: The Warning Signs And What To Do
by Laura Starkey | Most of us find we’re in debt at some point during our lives. But how much is too much debt? And what can you do if you realise you’re in trouble?
Is Bankruptcy The End?
by lovemoney.com staff | If you’re in serious debt and are considering bankruptcy, are you worried about how it might affect your future forever? This article should set your mind at rest.
Steer Clear Of This Terrible Trend!
by Laura Starkey | If you're in debt, what can you do about it? What should you be aware of?

Published in October 2008

More Pain For Homeowners In Debt
by Donna Ferguson | Some credit card and personal loan providers are placing financial claims on homes after just one month of missed debt repayments, The Fool has discovered.
Dealing With Debt Collectors
by lovemoney.com staff | Have you received a letter from a company you’ve never dealt with claiming that you owe them money?

Published in September 2008

Eight Tips About Car Hire-Purchase Agreements
by Neil Faulkner | We look at the costs, plus the benefits and disadvantages of buying cars using hire-purchase agreements.
The Debt All Students Should Avoid
by Laura Starkey | If you’re off to University this autumn, make sure you know to watch out for this dangerous form of debt!
When Debt Turns To Despair
by Donna Ferguson | The credit crunch is driving more and more people into debt. So what are the warning signs you need to watch out for? And how do you cope?

Published in August 2008

A Simple Answer To Britain’s Debt Crisis
by Cliff D'Arcy | The answer to our national credit crisis is both remarkably simple and intensely painful…
Who Is To Blame For Debt Crisis?
by Harvey Jones | Harvey Jones gives a personal view on who is to blame for the UK's debt crisis.
Ditch The Interest On Your Debts
by Laura Starkey | Laura Starkey looks at how to tackle your debts in the credit crunch.
Single Mums Are Fighting To Survive
by Neil Faulkner | A recent survey finds single mums are worrying about debts, buying food, and paying the bills.

Published in July 2008

Don’t Rely On This ‘Safety Net’
by Laura Starkey | Is an overdraft your most dangerous debt?
Beware Of Dodgy Debt Advice!
by Cliff D'Arcy | If you need help coping with your debts, tread carefully and don’t get caught out by this scam.
Five Risky Ways To Pay Off Debt Faster
by Neil Faulkner | We’ve helped you with all the standard debt solutions, now read about your other options!
Local Heroes
by Christina Jordan | Credit Unions offer a financial lifeline to thousands, but are they safe?
How To Tackle A Large Debt
by Neil Faulkner | If you can afford your minimum payments then you can actually pay more than the minimum without spending an extra penny! Neil Faulkner makes you think Foolishly about your debt repayments.

Published in June 2008

Don't Let Your Mortgage Drive You Into Debt
by Jane Baker | As mortgage repayments become even more unaffordable, borrowers are resorting to desperate measures to keep up.
Community Banks That Treat You Fairly
by Neil Faulkner | There is a type of organisation that really is about treating you fairly, unlike 'the banks'...And even a great deal more fairly than building societies!
Fight Your Way Out Of Debt Darkness
by Laura Starkey | With one in ten adults in the dark about their debts, here's why - and how - you should shine a light on your situation.
7 Tips To Seriously Reduce Your Debts
by Neil Faulkner | If you're serious about reducing and clearing your debts then you can do so, but you must put in a huge amount of effort. Here is what you must do.
Will Your Debt Last Decades?
by Cliff D'Arcy | A modest credit-card debt can last thirty years if you don't play your cards right. Is your plastic on our new 'danger' list?

Published in May 2008

Cut Your Interest Payments Down To Zero
by Serena Cowdy | Are you crippled by monthly interest payments on an overdraft or loan? Find out how you could put a stop to them altogether.
The Best Ways To Get Out Of Debt
by Serena Cowdy | Are you struggling with a debt mountain? Here are some top Foolish tips to help you win the battle.

Published in April 2008

When Debt Brings Down The House
by Cliff D'Arcy | Owing plenty on credit cards, personal loans or overdrafts doesn't put your house at risk, right? Wrong, thanks to 'charging orders'!
How To Cope With Debts In Retirement
by Jane Baker | Follow these tips to get on top of your debts if you have already retired.
A Dangerous Way To Deal With Debt
by Laura Starkey | Steer clear of payday loans.

Published in February 2008

Is Bankruptcy The Answer?
by Neil Faulkner | We answer five questions about bankruptcy, including 'Is it right to go bankrupt?' 'What can they take?' and the big one: 'Is bankruptcy the answer?' Gulp!
What Can Bailiffs Do To You?
by Neil Faulkner | We continue our 'Good, Bad and the Ugly' series with a look at bailiffs. And boy are they ugly.
Eight Ways To Be A Better Borrower
by Neil Faulkner | We cover nasty credit-card tricks, debt consolidation and credit limits, amongst other things. Five other things, to be exact.
The Lies You Should Watch Out For
by Donna Ferguson | If you're in debt and facing the possibility your home may be repossessed, watch out for the IVA vultures who will try to scam you out of £13,000.
A Risky Way To Reduce Debt
by Jane Baker | Withdrawing equity from your home may seem like a cheap, an easy way to borrow, but watch out for the pitfalls.

Published in January 2008

The Debt That Wouldn't Die!
by Cliff D'Arcy | When credit cards turn nasty, these debts can take decades to repay. Here's how to kill them off in record time.
Free Yourself From Credit Card Debt
by Serena Cowdy | Here's how to wean yourself off credit - and start saving instead.
A Dangerous Way To Get Out Of Debt
by Donna Ferguson | A report by The Fool reveals how desperate homeowners are taking a new kind of risk to get out of debt.
How To Find £100 A Month
by Serena Cowdy | Do you need to tackle your debt mountain? Here's how.
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