Published in December 2007

Five More Places To Put Your Savings

by Neil Faulkner | In part four of our Personal Finance GCSE, read about five different types of savings vehicle: alternative ways to save money and earn interest.

Two Of The Seven Best Ways To Save Money

by Neil Faulkner | In part three of our Foolish GCSE, read about the two types of 'savings vehicle' that are the best way for most people to save.

Five More Places To Put Your Savings

by Neil Faulkner | In part four of our Personal Finance GCSE, read about five different types of savings vehicle: alternative ways to save money and earn interest.

Two Of The Seven Best Ways To Save Money

by Neil Faulkner | In part three of our Foolish GCSE, read about the two types of 'savings vehicle' that are the best way for most people to save.

A Pension Scandal Worse Than Maxwell

by Neil Faulkner | 140,000 people have been affected by this shameful, cruel scandal. News that it's been resolved is welcome, but very late.

A Pension Scandal Worse Than Maxwell

by Neil Faulkner | 140,000 people have been affected by this shameful, cruel scandal. News that it's been resolved is welcome, but very late.

Pensions: Five Top Tips For Late Starters

by Jane Baker | If you have left your pension planning to the eleventh hour, don't panic. Follow these five tips and take control.

Superior Savings Accounts

by Alison Hunt | If your plans for the New Year include sorting out your savings, bite the bullet and make a start, now. Check out these best buy saving and regular saving accounts and make your money work harder.

Beat The Rate Cut!

by Jane Baker | No matter what happens to the base rate, here's how to lock-in the return from your savings.

Pension Or Property: The Big Dilemma

by Jane Baker | With so many demands on your cash prioritising your finances can be tricky. Here are some helpful hints.

The Top Place To Stash Your Cash

by Alison Hunt | With only four months of the 2007/8 tax year left, it's time to start thinking about using up that cash ISA allowance.

Published in November 2007

How To Make The Most Of Market Volatility

by Jane Baker | Jane Baker takes a look at the advantages of investing regularly.

Xmas Savings Clubs A Year On From Farepak

by Serena Cowdy | A year on from the Farepak scandal, we look at whether Christmas Savings Clubs are ever a good idea.

Pay Attention If You Earn Less Than £33,500

by Jane Baker | If you earn between £5,000 and £33,500, new pension plans could push down your pay packet by 4% a year.

Are Your Savings Safe?

by Jane Baker | We like to think we can get our hands on our savings whenever we need to but this may not always be the case.

Can The State Pension Survive?

by Cliff D'Arcy | According to an international survey, the UK has the worst state pension in the EU. What does the future hold for British workers?

What's The Point Of Saving?

by Cliff D'Arcy | Find out how to spot a savings account that will really earn you money, even after tax.

Earn 7% On Your Savings

by Jane Baker | Find out how a regular savings account can help you get the most out of your savings.

The £1 Trillion Savings Mountain

by Stuart J Watson | We hear a lot about the debt mountain here in the UK. But we have a savings mountain too, and it could top £1 trillion in just a couple of years.

Get The Best Savings Rate!

by Jane Baker | If you're comparing savings accounts make sure you look at the AER. This will give you a more accurate idea of your actual return.

Banks That Lie About 'Instant Access' Savings

by Neil Faulkner | Instant, or 'easy', access savings accounts often come with worse penalties for withdrawals than those with notice periods.

Pensions Versus ISAs

by Jane Baker | Pensions are seen as the customary approach to save for your retirement, but could there be a better strategy?

Don't Put Your State Pension At Risk

by Jane Baker | If you haven't paid sufficient national insurance contributions (NICs) during your working life you run the risk of jeopardising your State pension. Here's how to make up a shortfall.

Boost Your Pension For Free!

by Jane Baker | By sacrificing some of your salary you can boost your pension, save tax and national insurance, and still have the same take home pay into the bargain.

Published in October 2007

Increase Your Pension Income By 48%

by Jane Baker | Before you buy an income with your pension pot on the open market, make sure you don't lose out on valuable benefits which may be offered by your current pension provider.

Could You Increase Your Pension Income By Half?

by Jane Baker | Before you buy an income with your pension pot on the open market, make sure you don't lose out on valuable benefits which may be offered by your pension provider.

Top Six Super Savers

by Jane Baker | As the Northern Rock crisis shakes confidence in banks, savers are turning to building society accounts.

Are Offshore Savings Accounts Safe?

by Cliff D'Arcy | British savers have substantial sums on deposit in offshore savings accounts. But just how secure are these non-UK accounts?

Enhance Your Pension Income By 25%

by Jane Baker | Choosing a competitive annuity is a crucial decision. Get it right and you could enjoy a far greater income in retirement.

Enhance Your Pension Income By 25%

by Jane Baker | Choosing a competitive annuity is a crucial decision. Get it right and you could enjoy a far greater income in retirement.

What's A Guarantee Worth?

by Cliff D'Arcy | More than ninety different savings accounts offer interest-rate guarantees. However, these don't necessarily promise you a good deal...

Pension Credits: What Are They And Are They Any Good?

by Jane Baker | The Pension Credit guarantees a minimum level of income for everyone aged 60 and over but many are failing to claim their entitlement. Here's everything you need to know.

Pension Credits: What Are They And Are They Any Good?

by Jane Baker | The Pension Credit guarantees a minimum level of income for everyone aged 60 and over but many are failing to claim their entitlement. Here's everything you need to know.

The UK's Cheapest Pensions

by Cliff D'Arcy | With these ultra-low-cost plans, you can save cheaply towards retirement, plus slash the fees levied on existing pension pots.

The UK's Cheapest Pensions

by Cliff D'Arcy | With these ultra-low-cost plans, you can save cheaply towards retirement, plus slash the fees levied on existing pension pots.

How To Get More Out Of Your Pension Fund

by Jane Baker | Choosing how to take your pension benefits is a crucial decision. If none of the current options quite fit the bill, here's a tempting alternative.

How I Started Investing - With Ease!

by Neil Faulkner | Neil Faulkner writes about his experiences investing in trackers.

How To Recover Your Lost Assets

by Jane Baker | There are literally billions of pounds left in forgotten accounts. Here's how to retrieve your money.

Parents: Make 10% A Year!

by Cliff D'Arcy | Parents, other relatives and family friends who want to save money for children can earn up to 10% a year in these safe savings accounts.

Make The Most Of Your Savings

by Cliff D'Arcy | Cliff D'Arcy tells us about his transition from being a bad borrower to a sensible saver and his favourite savings account.

Parents: Make 10% A Year!

by Cliff D'Arcy | Parents, other relatives and family friends who want to save money for children can earn up to 10% a year in these safe savings accounts.

Savings Guarantee Falls Short

by Jane Baker | New compensation for savers announced today fails to hit the mark.

Published in September 2007

How To Double Your Pension

by Jane Baker | Delaying your pension can have a devastating effect on your income in retirement.

Fund Sales Pick Up Over 2007

by Jane Baker | Investment in unit trust has gained momentum over the first half of the year, but there's still some way to go to beat sales in 2006.

£100,000 Savings Guarantee

by Alison Hunt | With Alistair Darling considering guaranteeing more of our savings, we look at some of the best places to stash that cash.

Simple Savings, Great Rates!

by Cliff D'Arcy | Don't be put off by Northern Rock's recent troubles. Saving still makes a great deal of sense, especially in these table-topping accounts.

A Supersafe Home For Your Savings

by Cliff D'Arcy | The problems at Northern Rock have left many savers feeling shaky. Just where can you find a secure home for your savings?

Should I Get A Cash Or Shares ISA?

by Neil Faulkner | With uncertainty all over the financial pages, find out whether you should be saving in cash ISAs, instead of investing in shares ISAs.

Should I Get A Cash Or Shares ISA?

by Neil Faulkner | With uncertainty all over the financial pages, find out whether you should be saving in cash ISAs, instead of investing in shares ISAs.

Last Chance For EPA

by Jane Baker | Enduring Power of Attorney is an inexpensive way to give consent to someone else to handle your financial affairs when you're no longer able to. But you must act fast because after 1st October they're being replaced.

Increase Your Pension Income By £1,000

by Jane Baker | Pensioners are being trapped into low levels of pension income with persistently poor annuity rates. Here's one alternative to help you get more out of your pension fund.

Increase Your Pension Income By £1,000

by Jane Baker | Pensioners are being trapped into low levels of pension income with persistently poor annuity rates. Here's one alternative to help you get more out of your pension fund.

12 Tips About Women's Pensions

by Alison Hunt | If you're a woman of any age concerned about retirement, do something now. Check out these simple tips to get your pension on track.

Poorer Postcodes To Get Better Pensions

by Stuart J Watson | The size of our pension incomes could soon be affected by where we live, but many of us already miss out on much larger pensions by not shopping around.

Published in August 2007

The Perfect Savings Account

by Stuart J Watson | We reveal the five things to look for when choosing the perfect savings account.

How To Protect Your Pension

by Jane Baker | If you're worried the value of your pension could fall dramatically if the stock market crashes just as you want to retire, there is a free and easy way to protect your fund.

Save Your Pension From Slumping Shares

by Neil Faulkner | Billions of pounds have been knocked off the value of pension funds in recent weeks. We give you some tips on what to do.

Earn 12% A Year (With Strings Attached)

by Cliff D'Arcy | Most Best Buy savings accounts pay roughly 6% a year before tax. However, sneaky savers can earn between 7% and 12%!

Earn 12% A Year (With Strings Attached)

by Cliff D'Arcy | Most Best Buy savings accounts pay roughly 6% a year before tax. However, sneaky savers can earn between 7% and 12%!

Choosing A Low-Cost SIPP

by lovemoney.com staff | Self invested personal pensions are fast becoming mass market. We look at how you can take control of your pension without paying over the odds.

The Future Of Our Savings

by Stuart J Watson | A new report is predicting how our saving habits will change over the next 50 years. It looks like we still won't have the savings bug!

Let's Claim Our £435m Back!

by Alison Hunt | If you've ever stashed a pound or more in a savings account you no longer have access to, don't write it off, claim it back. We show you how.

Will Your Home Be A Good Pension?

by Cliff D'Arcy | Exclusive research by The Fool reveals that three in ten homeowners plan to use their home to boost their pension. This is alarming news!

New Best Buy Cash ISAs

by Alison Hunt | Interest rates have been creeping up, but some ISA providers have only just reflected this in their rate. Check out our top tips for the best paying new home for your ISA.

This Crocodile Nation

by Cliff D'Arcy | What do older people in Britain have in common with adult male crocodiles? Read on to discover why the UK has become a 'crocodile country'.

Published in July 2007

Five Changes For Your ISA

by Stuart J Watson | There are five new things to be aware of regarding ISAs. No need to worry though, because it's pretty much all good news!

Pensions: The Plain Truth

by Cliff D'Arcy | It's time to face facts: it's no longer possible for employees (including postal workers) to retire at sixty with copper-bottomed pensions. Here's why.

When Saving Gets Sexy

by Cliff D'Arcy | With the base rate heading to 6%, is saving set to become sexy again? We reveal how much interest you could rake in.

Give Your Pension Income A Massive Boost!

by Neil Faulkner | Increasing life expectancies will mean our pension pots have to stretch further. Here are some great tips to boost them.

Give Your Pension Income A Massive Boost!

by Neil Faulkner | Increasing life expectancies will mean our pension pots have to stretch further. Here are some great tips to boost them.

Champagne & Caviar Or Homebrew & Chips?

by Cliff D'Arcy | Will your retirement be a cheerful cruise or a sad slog? We asked the Fool audience for their views of life after work...

Champagne & Caviar Or Homebrew & Chips?

by Cliff D'Arcy | Will your retirement be a cheerful cruise or a sad slog? We asked the Fool audience for their views of life after work...

Earn Extra Interest On Your Savings

by Cliff D'Arcy | To make your savings work as hard as they can, take advantage of accounts which pay extra bonuses. We track down the best of the best.

Are Your Savings ShrinkING?

by Cliff D'Arcy | Although interest rates are rising, many savers are being short-changed, including ING Direct customers. It's time to dust off your savings!

The Decline And Fall Of Pensions!

by Cliff D'Arcy | Work-based pension schemes are often fairly generous, so why is membership of these plans dropping -- and who's to blame?

The Four-Step Guide To A Comfortable Retirement

by Neil Faulkner | We've tidied up a recent series on pensions that helps you to work out what income you'll need when you retire, what pension pot you'll need and how much you'll need to save each month to get there! It's all in this guide.

The Four-Step Guide To A Comfortable Retirement

by Neil Faulkner | We've tidied up a recent series on pensions that helps you to work out what income you'll need when you retire, what pension pot you'll need and how much you'll need to save each month to get there! It's all in this guide.

Are You Banking On An Inheritance?

by Cliff D'Arcy | Instead of taking saving for retirement seriously, younger workers cross their fingers and hope for the best. Bad move!

Where Have All The Savers Gone?

by Cliff D'Arcy | As the savings ratio collapses to a five-decade low, savers are now a dying breed. Can we rediscover the joys of saving?

Published in June 2007

How To Retire In Luxury

by Neil Faulkner | Read part four of our three-part pensions series! This one shows you how to work out what you need to save each month to have a comfortable retirement.

How To Retire In Luxury

by Neil Faulkner | Read part four of our three-part pensions series! This one shows you how to work out what you need to save each month to have a comfortable retirement.

The Miracle Of Compounding!

by Alison Hunt | Start saving early and you can benefit from the miracle of compounding.

How Women Can Get A Better Pension

by Alison Hunt | More and more women are working past their state retirement age of 60, due to inadequate pension provision. Here are some tips on how women can boost their retirement income.

My Son The Millionaire

by Maynard Paton | This four-year-old could enjoy £1m.

Work Out What Pension Pot You Need

by Neil Faulkner | We show you how to estimate the pot of money you'll need in order to retire comfortably.

Great News For Senior Savers!

by Cliff D'Arcy | Financial firms are battling to win the custom of the over-fifties, so there are some delicious deals on offer to older savers.

The Menace Of Inflation On Your Pension

by Neil Faulkner | Here we explain simply what inflation is and how you can work out the effect it will have on your future pension income needs.

Earn Great Rates On Your Savings

by Alison Hunt | Don't panic about rising inflation and interest rates -- use them to your advantage by picking a top savings account. We give you the low-down on some top places to stash that cash.

The Menace Of Inflation On Your Pension

by Neil Faulkner | Here we explain simply what inflation is and how you can work out the effect it will have on your future pension income needs.

You can retire on less than you think

by Neil Faulkner | Good news about pensions! You might not need as much as you think. Here's why, plus a helpful exercise to help you plan for retirement.

Savings Accounts With Stings In The Tail

by Cliff D'Arcy | Before opening a high-interest savings account, be sure to check the small print. Otherwise, you could lose out, as this analysis reveals.

8 Questions To Ask About Pensions

by Neil Faulkner | If you're considering starting a pension or joining a new one, you need to ask the key questions. Well, here they are.

8 Questions To Ask About Pensions

by Neil Faulkner | If you're considering starting a pension or joining a new one, you need to ask the key questions. Well, here they are.

Perfect Timing

by Malcolm Wheatley | One Fool describes how he supplements regular monthly ISA savings with lump sum investments timed to take advantage of market downturns.

Earn 7.5% On Your Savings!

by Ed Bowsher | You could be paid 7.5% interest on one table-topping savings account, although the conditions are very tough! We give you the lowdown on the best savings deals.

Earn 7.5% On Your Savings!

by Ed Bowsher | You could be paid 7.5% interest on one table-topping savings account, although the conditions are very tough! We give you the lowdown on the best savings deals.

Published in May 2007

Borrow From Yourself!

by Malcolm Wheatley | The cheapest lender is usually... you

Get The Most From Your Pension

by Cliff D'Arcy | One clear-cut way to make big bucks is to replace conventional, expensive pensions with a low-cost alternative.

The Top Twenty Shares

by Cliff D'Arcy | Many analysts believe that the UK's biggest firms are going cheap. We look for value among the big guns.

Are You Contracted Out?

by Jane Mack | A two-year investigation has shown that the financial services industry is not guilty of widespread mis-selling of contracted out state pensions. Makes a change!

Imprison Your Money!

by Jane Mack | 'Pay yourself first' is what The Motley Fool likes to say. In other words, save for the future. Only then will you find you have the freedom to play!

The Golden Generation

by Cliff D'Arcy | The personal wealth of the over-fifties in Britain makes them the richest generation in history. It's great to be a senior saver!

Superior Savings Accounts!

by Alison Hunt | Take the sting out of ING's latest rate drop: maximise your interest by moving your cash to one of these best-buy savings accounts.

What To Do With A Windfall - Part Two

by Jane Mack | Great Aunt Mabel leaves you a lump sum when she dies and you see it as your chance to turn it into a retirement pot for the future. How would you go about it?

What To Do With A Windfall - Part Two

by Jane Mack | Great Aunt Mabel leaves you a lump sum when she dies and you see it as your chance to turn it into a retirement pot for the future. How would you go about it?

Published in April 2007

The Saver's Greatest Enemy

by Cliff D'Arcy | We show you how even small increases in the cost of living can seriously damage your savings.

What To Do Before You Die

by Cliff D'Arcy | Death is the ultimate certainty, so here's how to take steps to reduce its financial impact.

What To Do With A Windfall

by Jane Mack | If you find yourself in the fortunate position of having a lump sum to deal with, where should you start?

What To Do With A Windfall

by Jane Mack | If you find yourself in the fortunate position of having a lump sum to deal with, where should you start?

Your 2007/8 Guide To Best Buy Cash ISAs!

by Alison Hunt | Find out our recommendations for the best new cash ISAs, the top accounts to transfer your existing ISA(s) to, and how to avoid those sneaky fees and conditions.

Make Your Child A Multi-Millionaire

by Cliff D'Arcy | Here's how to create huge wealth by investing fairly modest sums and grabbing extra contributions from the government.

Supersize Your Savings Rate

by Cliff D'Arcy | With interest rates on the rise, now is a great time to be a saver. These Best Buy accounts pay top-notch rates on your cash.

ISA Now? Or ISA Later?

by Jane Mack | Are you going to wait until early 2008 to invest your money in ISAs? If so, why?

Make Your Child A Multi-Millionaire

by Cliff D'Arcy | Here's how to create huge wealth by investing fairly modest sums and grabbing extra contributions from the government.

Pensioners Fail To Claim 4 Billion Pounds!

by Alison Hunt | If you're over 60 you could be missing out on free cash -- find out how to check.

Pensions For All The Family

by Cliff D'Arcy | Here's how to find super-cheap pensions for adults and children, and even reclaim tax that they haven't paid!

Property: The People's Pension?

by Jane Mack | Homeowners are increasingly seeing their homes as their pension pot. Is this a good thing?

The Great Pensions Swindle

by Jane Mack | What's gone wrong with our pensions? And who's to blame?

The Home Owner's Alternative To ISAs

by Neil Faulkner | There are many ways to save, but homeowners should consider not saving at all! Read why.

Published in March 2007

Top Deals For Savers

by Alison Hunt | If your cash is earning less than 5% AER, why not move it to one of these best buy savings accounts?

Another Blow For Pensions

by Cliff D'Arcy | Changes made in yesterday's Budget mean that you need to increase your pension contributions by 2.6%. Here's why.

Your Guide To Best Buy Cash ISAs!

by Alison Hunt | (Updated Version) Find out our recommendations for the best accounts for new money, and accounts to which you can transfer your existing Cash ISA.

Saving For Someone Else's Children

by Jane Mack | If you're a grandparent, aunt, uncle or family friend who wants to save a little money for an adorable toddler at the best rates possible, it's much more difficult than you'd think!

Six Pension Setbacks

by Cliff D'Arcy | Although the government has simplified the pension regime, it's also made a few gaffes, including these six slip-ups.

Cash Or Shares ISAs?

by Ed Bowsher | The ISA deadline for this year is only three weeks away. Should you put your ISA money into cash or shares?

Monthly Income From Savings

by lovemoney.com staff | The best interest rates for a savings account are usually payable on an annual basis. But what if you want a monthly income?

Share ISAs For The Penniless

by Jane Mack | Saving for the very long term usually means investing in the stock market. But what if you can only spare a few quid a month?

How To Become A Great Investor

by Cliff D'Arcy | If you want to get the best returns from stock-market investing, then here's the smart and simple way to do it.

Pension Raid Needs Explaining

by Jane Mack | The Government is challenging a demand for information about its decision to raid pension funds to the tune of £5 billion a year. Don't we have a right to know?

Your Guide To Best Buy Cash ISAs!

by Alison Hunt | Find out our recommendations for the best accounts for new money, where to transfer your existing cash ISA to, and how to avoid those sneaky fees and conditions.

Published in February 2007

Finding Forgotten Funds

by Jane Mack | The Treasury is finalising plans for money lying in dormant accounts to be used for charitable and community projects. Could some of it be yours?

Best Accounts To Save £1!

by Alison Hunt | If you've got a pound and want to save it, here are the highest paying savings accounts to choose from.

Plan For Your Funeral

by Jane Mack | Planning for your own funeral could make life easier for the loved ones you'll leave behind.

Pensioners 1, Government 0

by Cliff D'Arcy | Four members of collapsed pension schemes defeated the government in the High Court. What does this victory mean?

Pensioners 1, Government 0

by Cliff D'Arcy | Four members of collapsed pension schemes defeated the government in the High Court. What does this victory mean?

Good Businessman, Bad Pension Plan?

by Cliff D'Arcy | Self-employed workers should be worried, because most are saving far too little for retirement.

Extra Cash In Retirement?

by Jane Mack | Is using an equity release scheme to provide you with extra money in your old age a good idea?

Extra Cash In Retirement?

by Jane Mack | Is using an equity release scheme to provide you with extra money in your old age a good idea?

Getting The Most Out Of Your IFA

by Neil Faulkner | If you can't help yourself and you really must use an IFA then you may as well do it properly! One Fool shares his tips on how to deal with them.

Getting The Most Out Of Your IFA

by Neil Faulkner | If you can't help yourself and you really must use an IFA then you may as well do it properly! One Fool shares his tips on how to deal with them.

Don't Let The Banks Pinch Your Money!

by Alison Hunt | With numerous banks exploiting interest rate rises, we reveal the top savings accounts to move your cash to.

Boosting A Woman's State Pension

by Jane Mack | Women reaching state retirement age currently get a raw deal when it comes to the basic state pension. Deferring it may be an option worth considering.

Boosting A Woman's State Pension

by Jane Mack | Women reaching state retirement age currently get a raw deal when it comes to the basic state pension. Deferring it may be an option worth considering.

Earn 6% On Your Savings!

by Cliff D'Arcy | If you're patient and disciplined, you can earn ultra-high rates of interest on your spare cash. Here's how.

The Lowdown On Annuities

by lovemoney.com staff | It's important to shop around for the best deal for any financial product you buy and that includes annuities.

Published in January 2007

Four Ways To Save For Retirement

by Neil Faulkner | We're not all offered the same pension to fund our retirement. Here we outline the pros and cons of the four main options open to you.

Four Ways To Save For Retirement

by Neil Faulkner | We're not all offered the same pension to fund our retirement. Here we outline the pros and cons of the four main options open to you.

Ten Ways To Transfer Wealth

by Cliff D'Arcy | If you want to give your nearest and dearest a helping hand, here are ten tax-efficient ways to do so.

Boost Your Income By Up To 30%!

by Cliff D'Arcy | Here's a simple way to increase your retirement pay without parting with any extra cash.

Switch To A Great Savings Rate!

by Cliff D'Arcy | If you want to make more tax-free interest, then switch your savings to one of these top-paying accounts.

A Simple Way to Get An Extra £20 A Week!

by Neil Faulkner | Put in a tiny bit of effort each week and be £1,000 richer this year!

Prepare Your Finances For Living To 100

by Neil Faulkner | The women of Kensington and Chelsea are terrifying demographers. If we aspire to be like them, we could leave an impossible bill for younger generations.

The Independent Pensioner

by lovemoney.com staff | Some 4.5 million pensioners are living on less than £10,000 a year. Will that be your future?

Is Your Money Safe?

by Jane Mack | What happens if you lose money after a financial services firm goes bankrupt? Can you get compensation?

Look Out For Better ISA Rates

by Jane Mack | Interest rates on Cash ISAs are already on the increase in the wake of the Bank of England's surprise base rate rise.

Will Your Children Kill Your Pension?

by Cliff D'Arcy | Today's parents may be in their sixties before they stop bankrolling their children, which will have a nasty impact on their financial health!

Perking Up Past Pensions

by Cliff D'Arcy | If you want to keep tabs on previous pension plans, and even improve their returns, here's one way to tidy them up.

Earn Over 12% On Your Savings!

by Cliff D'Arcy | If you'd like to earn ultra-high rates of interest on your spare cash, here's where to go.