Savings Archive

Published in December 2007

Five More Places To Put Your Savings
by Neil Faulkner | In part four of our Personal Finance GCSE, read about five different types of savings vehicle: alternative ways to save money and earn interest.
Two Of The Seven Best Ways To Save Money
by Neil Faulkner | In part three of our Foolish GCSE, read about the two types of 'savings vehicle' that are the best way for most people to save.
Five More Places To Put Your Savings
by Neil Faulkner | In part four of our Personal Finance GCSE, read about five different types of savings vehicle: alternative ways to save money and earn interest.
Two Of The Seven Best Ways To Save Money
by Neil Faulkner | In part three of our Foolish GCSE, read about the two types of 'savings vehicle' that are the best way for most people to save.
Superior Savings Accounts
by Alison Hunt | If your plans for the New Year include sorting out your savings, bite the bullet and make a start, now. Check out these best buy saving and regular saving accounts and make your money work harder.
Beat The Rate Cut!
by Jane Baker | No matter what happens to the base rate, here's how to lock-in the return from your savings.
The Top Place To Stash Your Cash
by Alison Hunt | With only four months of the 2007/8 tax year left, it's time to start thinking about using up that cash ISA allowance.

Published in November 2007

Xmas Savings Clubs A Year On From Farepak
by Serena Cowdy | A year on from the Farepak scandal, we look at whether Christmas Savings Clubs are ever a good idea.
Are Your Savings Safe?
by Jane Baker | We like to think we can get our hands on our savings whenever we need to but this may not always be the case.
What's The Point Of Saving?
by Cliff D'Arcy | Find out how to spot a savings account that will really earn you money, even after tax.
Earn 7% On Your Savings
by Jane Baker | Find out how a regular savings account can help you get the most out of your savings.
The £1 Trillion Savings Mountain
by Stuart J Watson | We hear a lot about the debt mountain here in the UK. But we have a savings mountain too, and it could top £1 trillion in just a couple of years.
Get The Best Savings Rate!
by Jane Baker | If you're comparing savings accounts make sure you look at the AER. This will give you a more accurate idea of your actual return.
Banks That Lie About 'Instant Access' Savings
by Neil Faulkner | Instant, or 'easy', access savings accounts often come with worse penalties for withdrawals than those with notice periods.

Published in October 2007

Top Six Super Savers
by Jane Baker | As the Northern Rock crisis shakes confidence in banks, savers are turning to building society accounts.
Are Offshore Savings Accounts Safe?
by Cliff D'Arcy | British savers have substantial sums on deposit in offshore savings accounts. But just how secure are these non-UK accounts?
What's A Guarantee Worth?
by Cliff D'Arcy | More than ninety different savings accounts offer interest-rate guarantees. However, these don't necessarily promise you a good deal...
How To Recover Your Lost Assets
by Jane Baker | There are literally billions of pounds left in forgotten accounts. Here's how to retrieve your money.
Parents: Make 10% A Year!
by Cliff D'Arcy | Parents, other relatives and family friends who want to save money for children can earn up to 10% a year in these safe savings accounts.
Make The Most Of Your Savings
by Cliff D'Arcy | Cliff D'Arcy tells us about his transition from being a bad borrower to a sensible saver and his favourite savings account.
Savings Guarantee Falls Short
by Jane Baker | New compensation for savers announced today fails to hit the mark.

Published in September 2007

£100,000 Savings Guarantee
by Alison Hunt | With Alistair Darling considering guaranteeing more of our savings, we look at some of the best places to stash that cash.
Simple Savings, Great Rates!
by Cliff D'Arcy | Don't be put off by Northern Rock's recent troubles. Saving still makes a great deal of sense, especially in these table-topping accounts.
A Supersafe Home For Your Savings
by Cliff D'Arcy | The problems at Northern Rock have left many savers feeling shaky. Just where can you find a secure home for your savings?

Published in August 2007

The Perfect Savings Account
by Stuart J Watson | We reveal the five things to look for when choosing the perfect savings account.
Earn 12% A Year (With Strings Attached)
by Cliff D'Arcy | Most Best Buy savings accounts pay roughly 6% a year before tax. However, sneaky savers can earn between 7% and 12%!
Earn 12% A Year (With Strings Attached)
by Cliff D'Arcy | Most Best Buy savings accounts pay roughly 6% a year before tax. However, sneaky savers can earn between 7% and 12%!
The Future Of Our Savings
by Stuart J Watson | A new report is predicting how our saving habits will change over the next 50 years. It looks like we still won't have the savings bug!
Let's Claim Our £435m Back!
by Alison Hunt | If you've ever stashed a pound or more in a savings account you no longer have access to, don't write it off, claim it back. We show you how.

Published in July 2007

When Saving Gets Sexy
by Cliff D'Arcy | With the base rate heading to 6%, is saving set to become sexy again? We reveal how much interest you could rake in.
Earn Extra Interest On Your Savings
by Cliff D'Arcy | To make your savings work as hard as they can, take advantage of accounts which pay extra bonuses. We track down the best of the best.
Are Your Savings ShrinkING?
by Cliff D'Arcy | Although interest rates are rising, many savers are being short-changed, including ING Direct customers. It's time to dust off your savings!
Where Have All The Savers Gone?
by Cliff D'Arcy | As the savings ratio collapses to a five-decade low, savers are now a dying breed. Can we rediscover the joys of saving?

Published in June 2007

The Miracle Of Compounding!
by Alison Hunt | Start saving early and you can benefit from the miracle of compounding.
Great News For Senior Savers!
by Cliff D'Arcy | Financial firms are battling to win the custom of the over-fifties, so there are some delicious deals on offer to older savers.
Earn Great Rates On Your Savings
by Alison Hunt | Don't panic about rising inflation and interest rates -- use them to your advantage by picking a top savings account. We give you the low-down on some top places to stash that cash.
Savings Accounts With Stings In The Tail
by Cliff D'Arcy | Before opening a high-interest savings account, be sure to check the small print. Otherwise, you could lose out, as this analysis reveals.
Perfect Timing
by Malcolm Wheatley | One Fool describes how he supplements regular monthly ISA savings with lump sum investments timed to take advantage of market downturns.
Earn 7.5% On Your Savings!
by Ed Bowsher | You could be paid 7.5% interest on one table-topping savings account, although the conditions are very tough! We give you the lowdown on the best savings deals.
Earn 7.5% On Your Savings!
by Ed Bowsher | You could be paid 7.5% interest on one table-topping savings account, although the conditions are very tough! We give you the lowdown on the best savings deals.

Published in May 2007

Borrow From Yourself!
by Malcolm Wheatley | The cheapest lender is usually... you
Imprison Your Money!
by Jane Mack | 'Pay yourself first' is what The Motley Fool likes to say. In other words, save for the future. Only then will you find you have the freedom to play!
The Golden Generation
by Cliff D'Arcy | The personal wealth of the over-fifties in Britain makes them the richest generation in history. It's great to be a senior saver!
Superior Savings Accounts!
by Alison Hunt | Take the sting out of ING's latest rate drop: maximise your interest by moving your cash to one of these best-buy savings accounts.
What To Do With A Windfall - Part Two
by Jane Mack | Great Aunt Mabel leaves you a lump sum when she dies and you see it as your chance to turn it into a retirement pot for the future. How would you go about it?

Published in April 2007

The Saver's Greatest Enemy
by Cliff D'Arcy | We show you how even small increases in the cost of living can seriously damage your savings.
What To Do With A Windfall
by Jane Mack | If you find yourself in the fortunate position of having a lump sum to deal with, where should you start?
What To Do With A Windfall
by Jane Mack | If you find yourself in the fortunate position of having a lump sum to deal with, where should you start?
Supersize Your Savings Rate
by Cliff D'Arcy | With interest rates on the rise, now is a great time to be a saver. These Best Buy accounts pay top-notch rates on your cash.
Top Savings Accounts For Kids!
by Alison Hunt | If your child has some cash and wants to save it, here are the highest paying savings accounts to choose from.

Published in March 2007

Top Deals For Savers
by Alison Hunt | If your cash is earning less than 5% AER, why not move it to one of these best buy savings accounts?
Saving For Someone Else's Children
by Jane Mack | If you're a grandparent, aunt, uncle or family friend who wants to save a little money for an adorable toddler at the best rates possible, it's much more difficult than you'd think!
Monthly Income From Savings
by lovemoney.com staff | The best interest rates for a savings account are usually payable on an annual basis. But what if you want a monthly income?

Published in February 2007

Finding Forgotten Funds
by Jane Mack | The Treasury is finalising plans for money lying in dormant accounts to be used for charitable and community projects. Could some of it be yours?
Best Accounts To Save £1!
by Alison Hunt | If you've got a pound and want to save it, here are the highest paying savings accounts to choose from.
Don't Let The Banks Pinch Your Money!
by Alison Hunt | With numerous banks exploiting interest rate rises, we reveal the top savings accounts to move your cash to.
Earn 6% On Your Savings!
by Cliff D'Arcy | If you're patient and disciplined, you can earn ultra-high rates of interest on your spare cash. Here's how.

Published in January 2007

Switch To A Great Savings Rate!
by Cliff D'Arcy | If you want to make more tax-free interest, then switch your savings to one of these top-paying accounts.
A Simple Way to Get An Extra £20 A Week!
by Neil Faulkner | Put in a tiny bit of effort each week and be £1,000 richer this year!
Is Your Money Safe?
by Jane Mack | What happens if you lose money after a financial services firm goes bankrupt? Can you get compensation?
Earn Over 12% On Your Savings!
by Cliff D'Arcy | If you'd like to earn ultra-high rates of interest on your spare cash, here's where to go.
W3C  Thank you for using Lock, Stock and Two Smoking Barrels