Property And Mortgages Archive

Published in December 2007

Buy Now, Pay Later Mortgages
by Jane Baker | Cutting your monthly payments by taking out an interest-only mortgage is tempting if you're struggling to buy a home, but could prove one of the costliest mistakes you'll ever make.
The Secret To Happy Homeownership
by Donna Ferguson | What's the secret to becoming a happy homeowner?
Surveyors Say House Prices Won't Change Next Year
by Szu Ping Chan | House prices in 2008 look set to remain largely unchanged, with more first time buyers taking the first step onto the ladder. That's if you believe one forecaster anyway.
Surveyors Say House Prices Won't Change Next Year
by Szu Ping Chan | House prices in 2008 look set to remain largely unchanged, with more first time buyers taking the first step onto the ladder. That's if you believe one forecaster anyway.
The true cost of buying a home
by Jane Baker | The cost of buying a home can really stack up. Here's everything you need to look out for.
House Prices Keep On Falling
by Jane Baker | The trend of falling house prices appears to be gathering pace.
Save £2,053 By Christmas 2008
by Serena Cowdy | Remortgage your property and you could save over £2000 by this time next year.
Happy Days For Homeowners
by Donna Ferguson | If you're about to take out a mortgage, don't hang about. The recent Base Rate cut means if you snooze now, you may lose your opportunity to bag a bargain-rate mortgage deal....
Make The Most Of Property Price Plunges
by Donna Ferguson | Househunters can take advantage of gloomy predictions for the housing market and negotiate a better price. Just follow these five simple steps...
Most Homeowners Won't Get A Rate Cut
by Cliff D'Arcy | The Bank of England has cut its base rate by 0.25%. Alas, few borrowers stand to profit from this rate reduction!
How To Get The Best Price For Your Property
by Donna Ferguson | It's a buyer's market out there - but follow these eight easy tips and you will still be able to achieve the best possible price for your property...
How To Get The Best Price For Your Property
by Donna Ferguson | It's a buyer's market out there - but follow these eight easy tips and you will still be able to achieve the best possible price for your property...

Published in November 2007

Seven Handy Hints For Hard-Up Homeowners
by Cliff D'Arcy | With mortgage repayments on the rise, homeowners are looking for ways to cut back. Here are seven ideas to make ends meet.
Seven Handy Hints For Hard-Up Homeowners
by Cliff D'Arcy | With mortgage repayments on the rise, homeowners are looking for ways to cut back. Here are seven ideas to make ends meet.
Mortgage Borrowers: Beware These Nasty Deals
by Cliff D'Arcy | When choosing a home loan, make sure that you're not seduced by headline-grabbing rates that come with a nasty sting in the tail.
Wrap Up Your Home For Winter
by Cliff D'Arcy | With freezing weather and lashings of rain on the way, here are fourteen timely tips on preparing your property for winter.
Move Home Without Nightmares!
by Cliff D'Arcy | Moving house can be a very stressful event, but these ten tips will help you to avoid some of the worst pitfalls.
Sub-Prime Lender Pulls Mortgage Deals
by Szu Ping Chan | One of Britain's biggest specialist mortgage lenders has decided to withdraw its range of sub-prime mortgages.
Sub-Prime Lender Pulls Mortgage Deals
by Szu Ping Chan | One of Britain's biggest specialist mortgage lenders has decided to withdraw its range of sub-prime mortgages.
Buy Your First Home For Less
by Jane Baker | Buying your first home can be very expensive. Here's a clever trick to help you cut the cost.
How To Cut Your Mortgage By £127,447
by Donna Ferguson | Donna Werbner explains how you can cut the costs of your mortgage -- and even get rid of it altogether!
The Future Of House Prices
by Donna Ferguson | What does the future hold for house prices? We put experts' predictions through their paces.
Housing Market Will "Grind To A Halt" Next Year
by Serena Cowdy | UK house price growth will plummet to zero next year, Nationwide has forecast.
Home-Owning Still Beats Renting
by Jane Baker | Owning your own home is still cheaper than renting, but the two are getting closer than ever before.
What Do Buyers Want?
by Donna Ferguson | Donna Werbner looks at what makes a property saleable, desirable and, most importantly, valuable.
What Is The Best Mortgage Deal?
by Donna Ferguson | We look at whether you should opt for a fixed-rate or variable-rate mortgage.
Home-Owning Still Beats Renting
by Jane Baker | Owning your own home is still cheaper than renting, but the two are getting closer than ever before.
Buy Your First Home For Less
by Jane Baker | Buying your first home can be very expensive. Here's a clever trick to help you cut the cost.
First-Time Buyers Need Help!
by Szu Ping Chan | Szu Ping Chan looks at four mortgage products that help struggling first-time buyers onto the property ladder.
Home-Buying Tips For Families
by Alison Hunt | With average private school fees hitting around £11,000 a year per child, more and more parents are looking at top performing State schools -- but is it worth moving to live near one?
Cut The Costs of Buy-To-Let
by Donna Ferguson | Donna Ferguson looks at four ways to keep the costs of a buy-to-let investment down - and how to find the most competitive buy-to-let mortgage deal.
Cut The Costs of Buy-To-Let
by Donna Ferguson | Donna Werbner looks at four ways to keep the costs of a buy-to-let investment down - and how to find the most competitive buy-to-let mortgage deal.
First-Time Buyers Need Help!
by Szu Ping Chan | Szu Ping Chan looks at four mortgage products that help struggling first-time buyers onto the property ladder.
Inside The Mortgage Massacre
by Cliff D'Arcy | There's a slaughter going on in parts of the mortgage market, and the turmoil is set to continue well into 2008.

Published in October 2007

Avoid This Property Peril!
by Donna Ferguson | If you're thinking of buying a new build property at the moment, be careful!
Mortgage Lenders Dismiss House Price Crash
by Donna Ferguson | Property prices will continue to rise over coming year - but only by a tiny margin, the Council of Mortgage Lenders predicted today.
The Shaky Mortgage Safeguard
by Szu Ping Chan | How would you pay your mortgage if you fell ill or lost your job?
How To Burn Down Your House
by Cliff D'Arcy | If you don't look after your personal finances, then your home may be at risk. We reveal the most common way this happens.
News: Mortgage Rates Baffle Brits
by Szu Ping Chan | Nearly three quarters of mortgage holders are unaware of the financial implications of interest rate rises on their payments.
How I Picked My Mortgage
by Donna Ferguson | Donna Werbner explains how she chose her mortgage.
News: Homeowners Are Feeling The Pinch
by Serena Cowdy | Mortgage borrowers are saving and borrowing less as they feel the weight of recent interest rate rises.
News: Homeowners Are Feeling The Pinch
by Serena Cowdy | Mortgage borrowers are saving and borrowing less as they feel the weight of recent interest rate rises.
Mortgage Lending Dives Again!
by Cliff D'Arcy | The latest figures show that mortgage borrowing has fallen for three months in a row. This could mean more bad news for house prices.
Five Homebuyer Personalities Revealed
by Szu Ping Chan | When it comes to buying a home, we can apparently be classifed as one of five character types.
Fool News: IMF Highlights Risk To UK Housing Market
by Szu Ping Chan | Britain could be at risk of a fall in the housing market similar to that in the US, according to the IMF.
Fool News: IMF Highlights Risk To UK Housing Market
by Szu Ping Chan | Britain could be at risk of a fall in the housing market similar to that in the US, according to the IMF.
Fool News: The Credit Card Mortgage Trap
by Serena Cowdy | More than a million householders in Britain have used credit cards to pay their mortgage or rent in the last year, according to a survey published today by housing charity Shelter.
The Incredible Shrinking Mortgage Market!
by Cliff D'Arcy | Since the credit crunch began, two in five home loans have vanished. Where have over 6,400 different mortgage products gone?
Fool News: First Time Buyers Rush In With Strangers
by Szu Ping Chan | First time buyers are throwing caution to the wind and rushing onto the property ladder with people they barely know, unaware of the potential consequences should things go awry.
Fool News: First Time Buyers Rush In With Strangers
by Szu Ping Chan | First time buyers are throwing caution to the wind and rushing onto the property ladder with people they barely know, unaware of the potential consequences should things go awry.
Get Help Onto The Property Ladder
by Donna Ferguson | Are you eligible for Government help onto the housing ladder - and should you take it?
Fool News: House Prices Boosted By HIPs Rush
by Szu Ping Chan | Average house prices rose by 2.7% over the last month.
Which Home Improvements Add The Most Value?
by Donna Ferguson | Before embarking on a home-improvement project this autumn, see what will, and what won't, improve the value of your home.
Fool News: Fall In House Prices Speeds Up
by Serena Cowdy | House prices are falling at their fastest rate for two years, according to the latest figures from the Royal Institution of Chartered Surveyors (Rics).
Fool News: Fall In House Prices Speeds Up
by Serena Cowdy | House prices are falling at their fastest rate for two years, according to the latest figures from the Royal Institution of Chartered Surveyors (Rics).
Fool News: Government Lends A Helping Hand To Ailing Houses
by Szu Ping Chan | Empty homes in hope of a revamp were given a new lease of life in yesterday's pre-budget report.
Are We Heading For A Sub-Prime Mortgage Crisis?
by Donna Ferguson | Find out whether the US housing market crash is going to happen over here.
Fool News: Mortgage Lending Unchanged
by Szu Ping Chan | Lending across the housing market has remained buoyant despite growing concerns over affordability.
Remortgaging Could Save You £1000 A Year
by Alison Hunt | As the 'Let's Talk About Money campaign' continues, Alison Hunt tells us about her personal experience of remortgaging.
Fool News: Mortgage Lending Unchanged
by Szu Ping Chan | Lending across the housing market has remained buoyant despite growing concerns over affordability.
How To Avoid First-Time Buyer Prison
by Donna Ferguson | Take out a mortgage this month and you could find yourself stuck in your home.
How To Avoid First-Time Buyer Prison
by Donna Ferguson | Take out a mortgage this month and you could find yourself stuck in your home.
How to move in with a partner
by Donna Ferguson | Find out how to manage your joint finances effectively.
The Truth About House Prices
by Donna Ferguson | What's really going on in the housing market? We show you how to find out.

Published in September 2007

House Prices Look Surprisingly Strong
by Ed Bowsher | At least two recent house price surveys have suggested that the housing market is fragile, but today's figures from Nationwide are more positive. What's the true picture?
House Prices Look Surprisingly Strong
by Ed Bowsher | At least two recent house price surveys have suggested that the housing market is fragile, but today's figures from Nationwide are more positive. What's the true picture?
Why You Should Avoid Equity Release
by Jane Baker | If you need extra cash in retirement you may be tempted to release equity from your home but it can be an expensive and risky choice.
Why You Should Avoid Equity Release
by Jane Baker | If you need extra cash in retirement you may be tempted to release equity from your home but it can be an expensive and risky choice.
Cheaper Fixed-Rate Mortgages!
by Cliff D'Arcy | Although rates are going up on tracker mortgages, some fixed-rate home loans are getting cheaper. We track down some great rates.
Cheaper Fixed-Rate Mortgages!
by Cliff D'Arcy | Although rates are going up on tracker mortgages, some fixed-rate home loans are getting cheaper. We track down some great rates.
More Mortgage Rates Increase!
by Cliff D'Arcy | Five mortgage lenders have hiked interest rates on tracker mortgages. The Northern Rock crisis is making homebuying pricier...
Beware 125% Mortgages
by Jane Baker | With calls from the Government for more responsible lending it's surprising Abbey has brought a new 125% mortgage to the market.
Beware 125% Mortgages
by Jane Baker | With calls from the Government for more responsible lending it's surprising Abbey has brought a new 125% mortgage to the market.
Tips To Guard Against Being Gazumped!
by Alison Hunt | One in ten of Fool readers surveyed were gazumped when buying a property last year. But there are a few ways to protect yourself - check out these tips.
Is Property Still Profitable?
by Jane Baker | Commercial property has enjoyed a strong run in recent years, but as analysts predict plummeting returns this year, has the bubble burst?
House Prices Move Down
by Jane Baker | As RICS reports a downturn in house price growth for the first time in almost two years, could this pinpoint the beginning of a trend in falling prices?
House Prices Move Down
by Jane Baker | As RICS reports a downturn in house price growth for the first time in almost two years, could this pinpoint the beginning of a trend in falling prices?
Mortgage Rates Rise As Banks Struggle
by Cliff D'Arcy | Life's about to get harder for homeowners as mortgage lenders up their rates in response to the worldwide credit crunch!
Is Your Mortgage About To Give You A Shock?
by Alison Hunt | Hundreds of homeowners could be about to find their monthly payments hiked by hundreds of pounds - minimise the pain by being prepared.
Easy Money From Buy-To-Let?
by Jane Baker | Some recent evidence suggests buy-to-let properties could soon be providing record rental yields. But should you be tempted into becoming a landlord?
Easy Money From Buy-To-Let?
by Jane Baker | Some recent evidence suggests buy-to-let properties could soon be providing record rental yields. But should you be tempted into becoming a landlord?
Britain's Cheapest Mortgages
by Cliff D'Arcy | We've tracked down the lowest, highest and most popular standard mortgage rates. Just how competitive is your lender?
UK Housing Boom Leads The World
by Cliff D'Arcy | Rocketing house prices are a global affair, but the UK leads the developed world when it comes to housing booms, as our global survey reveals.

Published in August 2007

House Prices Look Fragile
by Ed Bowsher | UK house prices ticked up slightly in August, but the overall picture looks weak.
The Interest Only Survival Guide
by Stuart J Watson | More of us are opting for interest-only mortgages. These can be dangerous for your finances but they can be used safely too.
How To Get A Cheaper Mortgage
by Jane Baker | Are you finding it tough to meet your mortgage repayments? Here are some temporary fixes that could help reduce the burden.
Pssst! Some Mortgages Are Getting Cheaper
by Stuart J Watson | A few lenders have trimmed the cost of their fixed-rate loans in the last couple of weeks. Could mortgage rates be on the turn?
Pssst! Some Mortgages Are Getting Cheaper
by Stuart J Watson | A few lenders have trimmed the cost of their fixed-rate loans in the last couple of weeks. Could mortgage rates be on the turn?
Property Prices Are Schizophrenic
by Neil Faulkner | Read about the fall and rise and fall and rise of house-price growth.
Hips To Hit More Homeowners!
by Alison Hunt | Home Information Packs will be required by more homeowners wishing to sell from three weeks time. But are there ways to avoid the fee?
Top Tips For Homebuyers
by Alison Hunt | Here are ten tips that could help you get a good deal when you buy a home.
Fix Your Mortgage Rate For Life
by Cliff D'Arcy | If you're fed up with riding the interest-rate rollercoaster, then try a home loan which is fixed for 25 years. Here's what's on offer.
House Prices Start To Fall In London
by Cliff D'Arcy | There's no way that property prices could be falling in London, right? Wrong, as our survey reveals...
40% House Price Rise Unlikely
by Neil Faulkner | One writer says it's not Foolish to believe in any house-price predictions, except that one thing we can all be sure of is that there will be a crash.
40% House Price Rise Unlikely
by Neil Faulkner | One writer says it's not Foolish to believe in any house-price predictions, except that one thing we can all be sure of is that there will be a crash.
Do We Have To Pay Mortgage Exit Fees?
by Neil Faulkner | One Fool catches up on the latest news about exit fees, and spends some time sifting fact from fiction.

Published in July 2007

Five Dangerous Homebuying Mistakes
by Cliff D'Arcy | Whether you're buying your first or your next home, be sure not to fall into any of these five traps.
HIPs Are Here
by Stuart J Watson | Home Information Packs finally arrive this week. We run through the main points you need to be aware of if you're selling or buying a home.
A Letter To Londoners
by Fiona Nicolson | Fiona Nicolson suggests that Londoners might prefer to live somewhere else......
Yet More Cheap Mortgages Vanish!
by Cliff D'Arcy | Banks have been withdrawing cheap fixed-rate loans left, right and centre. Now the same is happening to discounted and tracker mortgages.
Your Easy Guide To Mortgages, Part 2
by Cliff D'Arcy | Last week, we gave you the A to M of the homeowner's alphabet. If you want to be an authority in this field, then read part two.
Your Easy Guide To Mortgages, Part 2
by Cliff D'Arcy | Last week, we gave you the A to M of the homeowner's alphabet. If you want to be an authority in this field, then read part two.
The Great British Mortgage Scam!
by Cliff D'Arcy | Our exclusive research reveals that lenders have taken homeowners for a ride by bumping up their margins during the housing boom.
Twelve Top Tips To Sell Your Home
by Cliff D'Arcy | If you want to obtain the best possible price when selling your home, then these dozen ideas should help.
Save Thousands On Your Green Mortgage
by Neil Faulkner | We show you the most efficient way to be green with your mortgage, at a cost of just £42 more than the best mortgage on the market.
Save Thousands On Your Green Mortgage
by Neil Faulkner | We show you the most efficient way to be green with your mortgage, at a cost of just £42 more than the best mortgage on the market.
How To Move Home Online
by Donna Ferguson | It's easy to ensure your home move goes smoothly. Just use the internet.
Your Easy Guide To Mortgages
by Cliff D'Arcy | Here it is: everything that you need to know in order to choose your perfect home loan. Easy as pie!
Why I Don't Trust House Price Indices
by Stuart J Watson | The media is obsessed with house price indices. But they're misleading and worse than useless when it comes to forecasting house price movements.
Hot Property Goes Cold
by David Stevenson | Panic hit the commercial property market last week as a wave of sellers rushed for the exit.
Leaving Home? What Renters Need To Know
by Neil Faulkner | In the first of a series of articles about renting, we tell first-time renters what bills they can expect.
Leaving Home? What Renters Need To Know
by Neil Faulkner | In the first of a series of articles about renting, we tell first-time renters what bills they can expect.
How To Buy Property Online
by Donna Ferguson | There's an easy way to get a cheap mortgage and make your property dreams come true. Just use the internet.
The Fixed-Rate Mortgage Gamble
by Stuart J Watson | Plans are afoot to make long-term fixed-rate mortgages more affordable. Will it be enough to rid us of our mortgage gambling habits?
The Fixed-Rate Mortgage Gamble
by Stuart J Watson | Plans are afoot to make long-term fixed-rate mortgages more affordable. Will it be enough to rid us of our mortgage gambling habits?
To Fix Or Not To Fix?
by Cliff D'Arcy | With interest rates on the rise, is now a good time to fix your mortgage rate, or should you ride things out with a variable-rate deal?
Reassuring Property Predictions
by Neil Faulkner | Is predicting a crash arrogant? One Fool tells you what he thinks, and gives you some useful predictions of his own.
A Guide To Picking The Right Home
by Donna Ferguson | Before you rush into a property purchase, use our foolproof guide to assess whether it is a wise investment.
Mortgage Misery
by Cliff D'Arcy | Higher household bills and lower disposable incomes are piling up the mortgage misery. Here's what to do if your home loan is weighing you down.
A Guide To Picking The Right Home
by Donna Ferguson | Before you rush into a property purchase, use our foolproof guide to assess whether it is a wise investment.
How To Pick A Mortgage
by Alison Hunt | If your lovely low fixed rate deal is about to run out, don't panic, follow our top tips.
Five Property Warning Signs To Watch
by Cliff D'Arcy | If you're worried about the future direction of house prices, then keep an eye on these five pointers.
Big Holes In The Housing Safety-Net!
by Cliff D'Arcy | When times are tough, homeowners get far less State support than tenants do. We expose the failings in government support for homeowners.
A Popular Mortgage Myth
by David Kuo | Overpaying on your mortgage can save thousands of pounds off your mortgage bill.
Big Holes In The Housing Safety-Net!
by Cliff D'Arcy | When times are tough, homeowners get far less State support than tenants do. We expose the failings in government support for homeowners.

Published in June 2007

Get Help Onto The Property Ladder
by Donna Ferguson | Are you a struggling first-time buyer on a tight budget? Find out how you can take that vital first step onto the property ladder.
Give Up And Get On The Ladder!
by Alison Hunt | Don't fume about next week's smoking ban -- turn it to your advantage and find out how it could help you save enough cash for a house deposit.
Claim Your Share Of £29 Billion
by Cliff D'Arcy | We show you how combining your mortgage, savings and current account can cut your interest bill by thousands of pounds.
DIY Nation
by Fiona Nicolson | It's official: more and more of us are rolling our sleeves up and getting the paintbrushes and drills out.
Let's Party Like It's 1988
by Cliff D'Arcy | Despite soaring house prices, property sales are at their highest for almost two decades. But can we hear the echoes of the Nineties crash?
Let's Party Like It's 1988
by Cliff D'Arcy | Despite soaring house prices, property sales are at their highest for almost two decades. But can we hear the echoes of the Nineties crash?
Can You Trust An Estate Agent?
by Donna Ferguson | Here's the lowdown on estate agents, one of the most unpopular professions in the UK.
5 Things A First Time Buyer Should Know
by Alison Hunt | If you're keen to buy a property either now or in the future, don't fall foul of these common mistakes.
Three Tips For Homebuyers
by Neil Faulkner | With a housing shortage, the outlook is not good for anyone hoping to get on or move up the ladder. Here are three tips for a leg-up.
House Prices To Boom For Twenty Years
by Neil Faulkner | Decades of booming property prices ahead, baby-boomers to blame, higher mortgage bills for 200,000, a property-market crash...These are just some of the issues being considered by The Motley Fool's community.
House Prices To Boom For Twenty Years
by Neil Faulkner | Decades of booming property prices ahead, baby-boomers to blame, higher mortgage bills for 200,000, a property-market crash...These are just some of the issues being considered by The Motley Fool's community.
I See No HIPs!
by David Kuo | Landowners sidestepped the Window Tax of 1696 by bricking up windows. Could HIPs face the same fate given that water-down packs are about as effective as windows without glass?

Published in May 2007

Keep That Landlord Off Your Cash!
by Alison Hunt | With the new tenancy deposit scheme in place, will we be able to keep unscrupulous landlords off our deposits?
How High Could Mortgage Rates Go?
by Cliff D'Arcy | The Bank of England has raised its base rate four times since August 2006. Here's what could happen to mortgage rates if these hikes continue.
Buy-To-Let Boom Isn't Over
by Justin Harper | The number of buy-to-let mortgages rose by a staggering 48% last year. One Fool reckons there is more growth to come.
Buy-To-Let Boom Isn't Over
by Justin Harper | The number of buy-to-let mortgages rose by a staggering 48% last year. One Fool reckons there is more growth to come.
Don't Burn Cash On Your Mortgage
by Malcolm Wheatley | One Fool recalls profiting from thinking 'outside the box'.
Don't Burn Cash On Your Mortgage
by Malcolm Wheatley | One Fool recalls profiting from thinking 'outside the box'.
Time For A HIP Replacement?
by Cliff D'Arcy | The government has U-turned yet again by delaying the introduction of home information packs. Oops!
Property Versus Shares
by Cliff D'Arcy | Property and share prices often go through booms and busts, but which market has performed better in recent decades?
Homebuying Costs Go Through The Roof
by Cliff D'Arcy | House prices and mortgage debt have rocketed since 1996. Alas, these other home-buying expenses have gone up even faster.
Will Brown's Extra Homes Knock House Prices?
by Neil Faulkner | Gordon Brown's plan to increase the number of houses being built each year to 200,000 appears to be woefully inadequate.
Will Brown's Extra Homes Knock House Prices?
by Neil Faulkner | Gordon Brown's plan to increase the number of houses being built each year to 200,000 appears to be woefully inadequate.
Six Million Face Higher Mortgage Rates
by Cliff D'Arcy | The Bank of England's base rate rose on Thursday, prompting mortgage lenders to raise their interest rates.
Avoid A Home-Buying Cock-Up!
by Jane Mack | When you last went house hunting, did you arm yourself with a checklist of questions? And if not, did you regret it after moving in?
Avoid A Home-Buying Cock-Up!
by Jane Mack | When you last went house hunting, did you arm yourself with a checklist of questions? And if not, did you regret it after moving in?
How To Beat The Rate Rise!
by Alison Hunt | Don't despair if you're a homeowner; check out these ways to help beat the rate rise.
A Treadmill Built For Two
by Cliff D'Arcy | Thanks to high house prices, most families need two incomes to make ends meet. Are we doomed to a lifetime of drudgery?
HIPs To Hit The Scrapheap?
by Jane Mack | Just weeks before the introduction of Home Information Packs, MPs are to be given the opportunity to scrap them.
Are Mortgage Redemption Charges Unlawful?
by Neil Faulkner | Bank charges are unlawful, as are mortgage exit administration fees. Now we turn our attention to mortgage early-redemption charges.
Are Mortgage Redemption Charges Unlawful?
by Neil Faulkner | Bank charges are unlawful, as are mortgage exit administration fees. Now we turn our attention to mortgage early-redemption charges.

Published in April 2007

Mortgages And Impaired Credit
by Neil Faulkner | The Fool has found that there are a surprising number of home loans available to people with damaged credit records.
Mortgages And Impaired Credit
by Neil Faulkner | The Fool has found that there are a surprising number of home loans available to people with damaged credit records.
Bank Of Mum And Dad Gets Returns
by Jane Mack | Parents often help their children get into the housing market. But they're less inclined these days to just give their money away.
It's Not Too Late To Fix That Mortgage!
by Alison Hunt | With lenders pulling their fixed rate mortgages on a daily basis, we reveal some of the cheap deals still available.
Kill Your Mortgage With A Bonus
by Cliff D'Arcy | By throwing a lump sum at your home loan each year, you can reduce shorten its life and reduce your interest bill.
Will Hips Help?
by Alison Hunt | Will Home Information Packs see the light of day?
Are We Heading For Another Housing Crash?
by Neil Faulkner | Debate about the housing market rages even at Fool HQ. Another Fool sticks his neck out with an opinion.
Are We Heading For Another Housing Crash?
by Neil Faulkner | Debate about the housing market rages even at Fool HQ. Another Fool sticks his neck out with an opinion.
Malevolent Mortgages Under Attack
by Cliff D'Arcy | The UK's financial watchdog has launched an investigation into the risky end of the mortgage market. About time too, we say!
Sell Now, Save £450!
by Alison Hunt | With just 8 weeks until Home Information Packs are mandatory, should you sell your property now to escape them?
The Home Owner's Alternative To ISAs
by Neil Faulkner | There are many ways to save, but homeowners should consider not saving at all! Read why.

Published in March 2007

Fixing Your Mortgage For 25 Years
by Neil Faulkner | The Fool shares its views on the latest mortgage from Nationwide, which is fixed for 25 years!
Fixing Your Mortgage For 25 Years
by Neil Faulkner | The Fool shares its views on the latest mortgage from Nationwide, which is fixed for 25 years!
Tips For Selling A Property
by Alison Hunt | If you're about to put your property on the market, here are some tips that may help.
A Mortgage Guaranteed
by lovemoney.com staff | First-time buyers often can't get a big enough mortgage to buy a house, but if parents are willing to help, there's a way around the problem.
How To Re-Mortgage When You're 102!
by Jane Mack | Re-mortgaging when you're getting on a bit may not be the disaster you think.
How To Re-Mortgage When You're 102!
by Jane Mack | Re-mortgaging when you're getting on a bit may not be the disaster you think.
Fools Go For Fixed-Rate Mortgages
by Ed Bowsher | Recent interest rate rises have sparked a big increase in demand for fixed-rate mortgages.
Fools Go For Fixed-Rate Mortgages
by Ed Bowsher | Recent interest rate rises have sparked a big increase in demand for fixed-rate mortgages.
Low Rates Mean High Fees
by Cliff D'Arcy | Don't be fooled by ultra-low interest rates on mortgages, because it's likely that high fees are lurking in the small print!
How Long Should You Fix Your Mortgage For?
by Neil Faulkner | When fixing a mortgage, is it cheaper to fix it for longer or shorter periods? One Fool questions whether it matters.
How Long Should You Fix Your Mortgage For?
by Neil Faulkner | When fixing a mortgage, is it cheaper to fix it for longer or shorter periods? One Fool questions whether it matters.
Stub Out Your Mortgage Today
by Cliff D'Arcy | Wednesday, 14 March is No-Smoking Day. Here's how quitting the weed could knock years off your home loan.
Buying Property Overseas
by Neil Faulkner | With talk of first-time buyers looking overseas for properties, we thought it was high time The Fool looked at what to consider when pursuing such a bold investment strategy.
One In Five Homes In Higher Stamp Duty Bracket
by Alison Hunt | A recent report reveals that one in five of us will have to pay £7,500 or more in stamp duty, should we wish to move home.
Are You Ready For Hips?
by Alison Hunt | If you thought Home Information Packs were a pipe dream, think again as they're about to become a reality. Are you prepared?

Published in February 2007

Nineteen Years Of Rising Mortgages
by Cliff D'Arcy | Over the past two decades, our mortgage debt has increased sixfold. Should we worry about this debt mountain?
Will Your Mortgage Last A Lifetime?
by Cliff D'Arcy | Mortgage lenders have reacted to ever-rising house prices by introducing loans lasting up to 52 years. Would you want one?
Mortgage Exit Fees In The County Courts
by Neil Faulkner | If you fancy your chances and still have the nerve, you're next step is to take your claim for mortage exit fees to court. Here's how one Fool would do it.
Mortgage Exit Fees In The County Courts
by Neil Faulkner | If you fancy your chances and still have the nerve, you're next step is to take your claim for mortage exit fees to court. Here's how one Fool would do it.
The Complete Guide To Reclaiming Mortgage Fees
by Neil Faulkner | This is a guide to the various mortgage charges and fees. It tells you which are lawful, which are unlawful, and how to reclaim them.
Get Tough On Mortgage Exit Fees
by Neil Faulkner | In part three of our guide to reclaiming mortgage fees, we tell you how to get tough on lenders who are resisting your demand to refund your exit fees.
The Complete Guide To Reclaiming Mortgage Fees
by Neil Faulkner | This is a guide to the various mortgage charges and fees. It tells you which are lawful, which are unlawful, and how to reclaim them.
Get Tough On Mortgage Exit Fees
by Neil Faulkner | In part three of our guide to reclaiming mortgage fees, we tell you how to get tough on lenders who are resisting your demand to refund your exit fees.
Mortgage With A Mate
by Jane Mack | Friends and even strangers are clubbing together to make buying a home more affordable. It's a small but growing market.
How To Begin Your Claim For Mortgage Exit Fees
by Neil Faulkner | In part two of our guide to reclaiming mortgage fees, we tell you the first two steps to making your claim. We also talk more about how much you should claim, and mention some early successes.
How To Begin Your Claim For Mortgage Exit Fees
by Neil Faulkner | In part two of our guide to reclaiming mortgage fees, we tell you the first two steps to making your claim. We also talk more about how much you should claim, and mention some early successes.
The Fool's Guide To Reclaiming Mortgage Fees
by Neil Faulkner | Your old lender may have unlawfully bumped up your exit charges when you last switched mortgage. In a series of articles we'll explain how to recover these fees plus early repayment charges too.
The Fool's Guide To Reclaiming Mortgage Fees
by Neil Faulkner | Your old lender may have unlawfully bumped up your exit charges when you last switched mortgage. In a series of articles we'll explain how to recover these fees plus early repayment charges too.
Property Investing Made Easy
by Cliff D'Arcy | This new tracker fund allows members of the public to take a stake in £50 billion of property. What's the catch?
Your Home Is At Risk...
by Cliff D'Arcy | With fifty properties being seized every day, what can you do to avoid losing the roof over your head?
Property Survey Alternatives
by Jane Mack | A property survey may act as a 'health check' for the home you're buying but is it actually worth it?

Published in January 2007

Is Switching Mortgage A Good Idea For You?
by Neil Faulkner | There's a fairly simple way to work out whether switching mortgage makes sense for you.
Rapped Knuckles For Mortgage Lenders
by Jane Mack | The City watchdog has warned mortgage lenders that they will have to justify disproportionately high exit fees or cut them.
Ways To Pay Off That Mortgage Earlier
by Alison Hunt | If interest rate rises fill you with fear, why not follow these tips to pay off that mortgage years earlier?
Much More Than A Mortgage!
by Cliff D'Arcy | Mortgage lending hit a record high in 2006. However, there's a lot more to buying a house than just a home loan...
Our £3.8 Trillion Nest Egg
by Cliff D'Arcy | The value of privately owned homes reached new heights last year. Here's how the UK's housing wealth stacks up.
Our £3.8 Trillion Nest Egg
by Cliff D'Arcy | The value of privately owned homes reached new heights last year. Here's how the UK's housing wealth stacks up.
Avoiding Home Improvement Hazards
by lovemoney.com staff | When you're planning home improvements, make sure you choose the right person for the job.
Invest In Property With No Mortgage!
by Neil Faulkner | It's possible to invest in property all over the world without a mortgage and get an income from it. One Fool shares his (primitive!) thoughts on Real Estate Investment Trusts.
Save Thousands With Your Pay Rise!
by Alison Hunt | Don't let your pay rise disappear -- why not use it to shave years off your mortgage?
Invest In Property With No Mortgage!
by Neil Faulkner | It's possible to invest in property all over the world without a mortgage and get an income from it. One Fool shares his (primitive!) thoughts on Real Estate Investment Trusts.
The Property-Buying Test
by Neil Faulkner | It's hard to know when to make the leap on to the bottom rung of the housing ladder. (Who put it that high anyway?) Here are three simple tests that could help.
The Property-Buying Test
by Neil Faulkner | It's hard to know when to make the leap on to the bottom rung of the housing ladder. (Who put it that high anyway?) Here are three simple tests that could help.
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