Debt Archive

Published in December 2007

How To Escape Costly Christmas Debt
by Jane Baker | Don't be tempted to pay more than you should for credit this Christmas.
What To Do When Your Debts Get Serious
by Neil Faulkner | Neil Faulkner looks to The Motley Fool's Dealing with Debt community to find answers to two common debt queries.

Published in November 2007

How To Avoid Paying Interest On Your Debts
by Cliff D'Arcy | Cliff D'Arcy takes a look at how you can avoid paying interest on your credit card debts.
Why Your Student Debt Will Cost You More This Year
by Szu Ping Chan | It could be in your interests to pay off your student loan sooner rather than later...
When Saving While In Debt Is A Good Idea
by Neil Faulkner | It usually makes sense to pay off debt before saving, but some Fools explain why they prefer to save up for emergencies and future spending.
When Saving While In Debt Is A Good Idea
by Neil Faulkner | It usually makes sense to pay off debt before saving, but some Fools explain why they prefer to save up for emergencies and future spending.
Five Signs That You're Struggling
by Cliff D'Arcy | Although you may be paying your bills, financial problems could still lurk below the surface. Watch out for these warning signals!
Don't Get In Debt For Christmas
by Alison Hunt | It comes but once a year but leaves thousands of us still paying it off in the summer -- don't fall foul of a Christmas binge this year!

Published in October 2007

News: Men In 20% More Debt Than Women
by Szu Ping Chan | Men are 20% deeper in debt than their female counterparts, despite the fact that they earn more.
News: Men In 20% More Debt Than Women
by Szu Ping Chan | Men are 20% deeper in debt than their female counterparts, despite the fact that they earn more.
The Motley Fool's Personal Finance GCSE!
by Neil Faulkner | We begin a series that'll help you to know finance like the back of your credit card. The first part is guidance on getting out of debt, the Foolish way!
The Motley Fool's Personal Finance GCSE!
by Neil Faulkner | We begin a series that'll help you to know finance like the back of your credit card. The first part is guidance on getting out of debt, the Foolish way!
The Motley Fool's Personal Finance GCSE!
by Neil Faulkner | We begin a series that'll help you to know finance like the back of your credit card. The first part is guidance on getting out of debt, the Foolish way!
Should You Save Or Pay Off Debt?
by Neil Faulkner | Accepted wisdom is that we should all save for emergencies, even if we have debts. One Fool disagrees, and shows why.
Should You Save Or Pay Off Debt?
by Neil Faulkner | Accepted wisdom is that we should all save for emergencies, even if we have debts. One Fool disagrees, and shows why.
Millions Fib About Their Finances
by Serena Cowdy | Don't lie about your financial problems! If you talk honestly to friends and family about your financial problems, you've taken the first step towards turning things around.
Debt Solutions Are Dwindling
by Neil Faulkner | We currently have four solutions for dealing with debt, but one of them, the IVA, may be on the way out.

Published in September 2007

The Debts That Wouldn't Die!
by Cliff D'Arcy | If you don't play your cards right, then your credit-card debts could last thirty years. We show you how to conquer your plastic.
Bad Debtors Aren't Bad People
by Neil Faulkner | It's easy for sheltered people to say that those struggling with debts have only themselves to blame. We say they're wrong, and show you where to go to get support and find your debt solution.
Pay 0% On Your Purchases And Existing Debts
by Jane Baker | Credit cards that offer the same 0% period on balance transfers and purchases are now harder to find, and yet they are vital if you want to do both without getting stung. Read more, and see the best cards.
Pay 0% On Your Purchases And Existing Debts
by Jane Baker | Credit cards that offer the same 0% period on balance transfers and purchases are now harder to find, and yet they are vital if you want to do both without getting stung. Read more, and see the best cards.

Published in August 2007

The Debt Samaritans
by Nancy Finnegan | How National Debtline helped one Fool take the first steps from chaos to control.
Simple Steps To Clear Your Debts
by Jane Baker | Our research reveals debts are taking far longer to repay than many of you expect, but there are simple steps you can take now to help free yourself from the burden.
Simple Steps To Clear Your Debts
by Jane Baker | Our research reveals debts are taking far longer to repay than many of you expect, but there are simple steps you can take now to help free yourself from the burden.
Secured Debt: The Next Big Problem
by Neil Faulkner | Secured borrowing has usurped credit cards as the big problem debt area. Read about one Fool's concerns for borrowers.
Big IVA Problem
by lovemoney.com staff | Are over-stretched borrowers being thwarted in sorting out their debts? Or are IVAs too expensive? David Stevenson investigates...
Put Your Debts On Ice
by Cliff D'Arcy | If you're fed up with paying interest on your debts, then why not freeze the interest on them until November 2008? Here's how.
We Wish You A Merry Christmas...And A Debt-Free New Year
by Fiona Nicolson | It makes sense to plan ahead for Christmas, then the financial plan may be reduced.
We Wish You A Merry Christmas...And A Debt-Free New Year
by Fiona Nicolson | It makes sense to plan ahead for Christmas, then the financial plan may be reduced.
Debtors Get Better Vetting
by David Stevenson | UK personal insolvencies were down for the first time in almost six years last quarter. But the bad debt boom's far from over...
Degrees Of Debt
by Fiona Nicolson | Fiona Nicolson looks at the struggle many graduates face to get on the property ladder.

Published in July 2007

Admire, Aspire, Acquire? No Thanks!
by Cliff D'Arcy | Is it possible to cure the UK of its rampant addiction to consumerism? One answer may be to heal ourselves one by one...

Published in June 2007

Chop Your Interest Rate To Under 5%
by Cliff D'Arcy | If you're sick of hefty debts and rising interest rates, then it's time to slash your borrowing costs to the bone.

Published in May 2007

Debt And Destruction!
by Cliff D'Arcy | Although our appetite for debt may be weakening, millions of Brits struggle to make ends meet. And the worst is yet to come...
Going For Broke!
by Cliff D'Arcy | Although the economy seems to be healthy, 10,000 people a month are going bust in England & Wales. What's our problem?
Debt Management Plans - What Are They?
by Jane Mack | You're in debt and you're worried. You've heard about Debt Management Plans, but what are they?
Debt Management Plans - What Are They?
by Jane Mack | You're in debt and you're worried. You've heard about Debt Management Plans, but what are they?

Published in April 2007

Pay Off Debts At 3.9% A Year
by Cliff D'Arcy | If you're paying interest on credit and store cards, here's a simple way to cut your annual interest rate to under 4%.
Pay Off Debts At 3.9% A Year
by Cliff D'Arcy | If you're paying interest on credit and store cards, here's a simple way to cut your annual interest rate to under 4%.
Beat Debt With A Better Bank Account
by Cliff D'Arcy | If you're struggling to shrink your debts, a bad current account can make things worse. Bag a Best Buy replacement today!
Cancelling Bankruptcy
by Jane Mack | The black mark of bankruptcy can be removed but only in certain circumstances.

Published in March 2007

Creditors Clamp Down On IVAs
by Jane Mack | The Individual Voluntary Arrangement is the alternative to bankruptcy. But creditors are beginning to make it harder to apply for one.
Letters To Creditors - The Third Step
by lovemoney.com staff | Creditors will sometimes accept a lower lump sum in 'full and final settlement' of a debt. Here's how to ask.
Letters To Creditors - The Third Step
by Jane Mack | Creditors will sometimes accept a lower lump sum in 'full and final settlement' of a debt. Here's how to ask.
Letters to Creditors - The Second Step
by Jane Mack | If you've asked your creditors for some leeway in helping you to deal with your debt problems, here's what you say if they refuse.
Letters to Creditors - The Second Step
by Jane Mack | If you've asked your creditors for some leeway in helping you to deal with your debt problems, here's what you say if they refuse.
Letters To Creditors - The First Step
by Jane Mack | If you're starting to have trouble meeting your debt repayments, grab the bull by the horns and contact your creditors. Here's how.
Letters To Creditors - The First Step
by Jane Mack | If you're starting to have trouble meeting your debt repayments, grab the bull by the horns and contact your creditors. Here's how.
Beat The Bailiff
by Jane Mack | If you're finding it hard to cut back on your spending, there's a new TV programme that might give you some added motivation.
Beat The Bailiff
by Jane Mack | If you're finding it hard to cut back on your spending, there's a new TV programme that might give you some added motivation.
Buy Now, Pay Later, Go Broke!
by Cliff D'Arcy | As personal debt hits a record £1,300 billion, be careful when you read reassuring spin from the banks.
Bank Accounts For Bankrupts
by lovemoney.com staff | If you go bankrupt, how are you supposed to manage your money? The answer lies in basic bank accounts.

Published in February 2007

Getting Out Of Debt, Part II
by Jane Mack | When debts become unmanageable, the temptation is to ignore the problem in the hopes that it will go away. It won't, so be brave and tackle your creditors.
Getting Out Of Debt - Part I
by Jane Mack | If you're beleaguered with a number of irritating debts, now's the time to kick-start your mission to pay them off.
Getting Out Of Debt - Part I
by Jane Mack | If you're beleaguered with a number of irritating debts, now's the time to kick-start your mission to pay them off.
Getting Out Of Debt, Part II
by Jane Mack | When debts become unmanageable, the temptation is to ignore the problem in the hopes that it will go away. It won't, so be brave and tackle your creditors.
Britain Wakes Up To Debt
by Jane Mack | As insolvencies rise, credit card spending is slowing. Is the nation finally realising that debt is a problem?

Published in January 2007

An Easy Way To Shrink Your Debts
by Cliff D'Arcy | Here's a simple method to reduce your credit card and overdraft balances by hundreds (even thousands) of pounds.
New Redress From Debt Harassment
by Jane Mack | Debt collectors who behave unreasonably to consumers will soon come under the watchful eye of the Financial Ombudsman Service.
The Myth Of The Indebted House
by lovemoney.com staff | A key part of managing your finances properly means understanding how your credit rating works and knowing what will impact your credit score.
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