Credit Cards Archive

Published in December 2007

Clean Up Your Credit Cards!
by Cliff D'Arcy | Fancy becoming a demon card player? Then here are eight ways to save money by knocking your plastic into shape.
First Class Credit Cards
by Jane Baker | With hordes of credit cards on offer finding the right one can be tricky. Here's a selection of the best.
Just Eight Balance Transfer Cards Left
by Neil Faulkner | As far as rate tarts are concerned, there are just eight choices left when getting a 0% deal.
Just Eight Balance Transfer Cards Left
by Neil Faulkner | As far as rate tarts are concerned, there are just eight choices left when getting a 0% deal.
When Balance Transfers Go Bad!
by Cliff D'Arcy | With 0% balance transfers, you can avoid paying interest for more than a year. However, some transfers fail -- and here's why.
Cheap Credit For Crafty Customers
by Cliff D'Arcy | Here's a simple way to borrow money cheaply for prolonged periods which also comes with a no-cost get-out.

Published in November 2007

Foolish Lessons For Husbands
by Alison Hunt | Alison Hunt looks at some of her husband's financial mistakes. Make sure you don't follow his example and then you'll be less likely to be hit by debt problems in the future.
The Nicest Christmas (Credit) Cards
by Cliff D'Arcy | It's the season of goodwill to all men, but just how generous are charity credit cards? We find superior substitutes.
Don't Let This Happen To Your Credit Card!
by Serena Cowdy | Putting too much money on your credit card can get you into trouble.
Earn 5% Cashback!
by Alison Hunt | With the festive season approaching, find out how you can earn a whopping 5% cashback on all your spending until Christmas.
Credit Card Fees Shoot Up
by Serena Cowdy | Watch out -- credit card fees are shooting up all over the place.
Credit Card Fees Shoot Up
by Serena Cowdy | Watch out -- credit card fees are shooting up all over the place.

Published in October 2007

Great News For Cardholders
by Cliff D'Arcy | A vital victory in the House of Lords means that Brits can use their credit cards abroad with renewed confidence. Hurrah!
How To Cut The Interest On Your Card
by Jane Baker | Jane Baker explains how to get a good credit card deal if you want to transfer your balance and pay less interest on your new purchases.
£350 For Nothing!
by Cliff D'Arcy | They say there's no such thing as a free lunch, but this Fool has conjured up £350 out of thin air. Here's how.
My Life As A Transfer Tart
by Cliff D'Arcy | One writer shares his experiences as a former 'rate tart'.
Fool News: Credit Card Switching On The Rise
by Szu Ping Chan | Credit card rate tarts will switch billions between credit cards next year.
3 Ways To Avoid The Worst Credit Card Trick
by Neil Faulkner | Credit-card companies make millions from us with this devious trick, even if we believe we're on a 0% deal. Here are three ways to avoid it.
3 Ways To Avoid The Worst Credit Card Trick
by Neil Faulkner | Credit-card companies make millions from us with this devious trick, even if we believe we're on a 0% deal. Here are three ways to avoid it.
Give Me (Interest-Free) Credit!
by Cliff D'Arcy | Cashback credit cards can make you money, but you could make even more using this simpe technique.
Give Me (Interest-Free) Credit!
by Cliff D'Arcy | Cashback credit cards can make you money, but you could make even more using this simpe technique.
99% Of Credit Cards Use This Dire Trick
by Neil Faulkner | There is an expensive, hidden trick that card companies use to make lots of money from 0% deals (and we don't mean the transfer fee). We list the 1% of cards that don't do it!
99% Of Credit Cards Use This Dire Trick
by Neil Faulkner | There is an expensive, hidden trick that card companies use to make lots of money from 0% deals (and we don't mean the transfer fee). We list the 1% of cards that don't do it!
Fool News: Card Fraudsters Still Beating The System
by Szu Ping Chan | Fraudsters have discovered a new trick, using a 'Yescard.'
Fool News: Card Fraudsters Still Beating The System
by Szu Ping Chan | Fraudsters have discovered a new trick, using a 'Yescard.'
How 0% Balance Transfers Helped Me
by Ed Bowsher | Ed Bowsher tells us how 0% balance transfer cards helped him.
0% Cards With No Balance Transfer Fees
by Alison Hunt | It is still possible to find a balance transfer card that doesn't charge a fee, but they're few and far between.

Published in September 2007

0% vs Cashback Credit Cards!
by Alison Hunt | Which credit card can make you the most cash over a year - a 0% for new purchases deal or a cashback card?
Unique Credit Card For Londoners
by Jane Baker | With so many credit cards on offer it's not surprising competition is fierce but it's been a while since anything truly innovative emerged. That is until now....
Are 0% Balance Transfers Still Going Strong?
by Jane Baker | Competition has driven a shift in the credit card balance-transfers market. Here's how to make sure you still get a good deal.
Pay 0% Interest On Your Spending
by Jane Baker | Credit cards which offer the same interest-free period on balance transfers and purchases are becoming harder to find. Here's how to avoid paying more interest on your spending than you should.

Published in August 2007

Update On Abbey's 5% Credit Card
by Jane Baker | Some of you have tried and failed to find out more about the new 5% cashback offer. We investigate....
Update On Abbey's 5% Credit Card
by Jane Baker | Some of you have tried and failed to find out more about the new 5% cashback offer. We investigate....
We Should Spend More On Our Credit Cards
by Stuart J Watson | We're often told that our credit card spending is out of control. But if we were truly Foolish, we'd use our credit cards much more than we do at the moment.
A 5% Cashback Card
by Stuart J Watson | Cashback cards look like they are staging a return. Abbey is the latest company to join the fray, with a 5% offer on supermarket spending.
Transfer Balance To 0% And Dodge The Fee!
by Neil Faulkner | Find out the real cost of balance-transfer fees, and learn how you can TRULY borrow for free!
Get Rewarded For Your Loyalty
by Jane Baker | If you repay the balance on your credit card in full every month then you could profit from your spending with a reward credit card.
What's Going To Happen To Credit Cards?
by Neil Faulkner | Will 0% balance-transfer deals still exist in a year? What else is happening to the credit-card market? One Fool shares his thoughts.
Pay No Interest For A Year
by Cliff D'Arcy | Crafty customers can enjoy an interest-free spending spree lasting up to a year. Here's how to play your cards right.
Get Paid To Spend!
by Alison Hunt | Fancy getting an instant discount of up to 4% on everything you buy, without having to ask?
Guide To Student Finance
by Amy Davies | We give you the lowdown on how to make the most of your money when you're a student.

Published in July 2007

The Five Top Credit Cards For Big Purchases
by Neil Faulkner | Read about the second-most Foolish credit card, which allows you to make big purchases with money you don't have at no extra cost!
The Five Top Credit Cards For Big Purchases
by Neil Faulkner | Read about the second-most Foolish credit card, which allows you to make big purchases with money you don't have at no extra cost!
Get 4% Cashback As You Spend
by Cliff D'Arcy | By playing your cards right, you can reclaim a nice slice of your next three months' spending. Frankly, it's money for old rope!
The UK's Cheapest Credit Cards
by Cliff D'Arcy | Most credit cards charge interest rates of over 16.5% a year, but these cut-price cards are a good deal cheaper.
The UK's Cheapest Credit Cards
by Cliff D'Arcy | Most credit cards charge interest rates of over 16.5% a year, but these cut-price cards are a good deal cheaper.
Five Ways To Make Money With Credit Cards
by Neil Faulkner | Read how to make hundreds each year with your cards, including how to borrow to make money, and how to earn interest on money you've already spent!
Keep These Credit Cards At Home
by Cliff D'Arcy | When you head off on your holidays, be sure not to take these credit cards with you. Otherwise, you'll lose as you spend!
Best Five Cards For Transfers And Purchases!
by Neil Faulkner | One devious, hidden trick usually makes it very expensive to use a credit card for both balance transfers and purchases, but we've found five cards that get around this.
Best Five Cards For Transfers And Purchases!
by Neil Faulkner | One devious, hidden trick usually makes it very expensive to use a credit card for both balance transfers and purchases, but we've found five cards that get around this.

Published in June 2007

Cash In As You Splash Out
by Cliff D'Arcy | If you're bored with loyalty cards, then try switching to a cashback credit card. You could make hundreds of pounds a year!
12 Ways Your Credit Card Rips You Off!
by Neil Faulkner | The modern credit card comes with a dozen devious and costly tricks. Read this to avoid them!
Credit Cards With Small Print And Big Fees
by Neil Faulkner | Next time you're in London on the tube, ignore the disturbed looks from your fellow passengers and take a squint at the small print on the adverts. It could save you money!
Baffled By The Brand!
by Cliff D'Arcy | When it comes to financial businesses, do you know with whom you're dealing? We reveal the firms behind the brands.
Earn Rewards As You Shop
by Cliff D'Arcy | We show you how to play your credit cards right and grab rewards as you spend, including flights, holidays, gift certificates and even cash.
Be Careful With Your Credit Card
by Alison Hunt | If you're looking for a 0% credit card, make sure you don't get caught out by a nasty trick called 'negative payment hierarchy.'
The Ultimate Guide To Reclaiming Bank And Card Charges
by Neil Faulkner | We've written a lot on how to reclaim charges you've paid for things like late payments and exceeding overdraft limits. From here you can access all our articles.
Chop Your Interest Rate To Under 5%
by Cliff D'Arcy | If you're sick of hefty debts and rising interest rates, then it's time to slash your borrowing costs to the bone.
The Ultimate Guide To Reclaiming Bank And Card Charges
by Neil Faulkner | We've written a lot on how to reclaim charges you've paid for things like late payments and exceeding overdraft limits. From here you can access all our articles.
Two Decades Of Debit Cards
by Cliff D'Arcy | Twenty years ago, Barclays launched the UK's first debit card, Connect. Nowadays, we can't live without our delightful debit cards!

Published in May 2007

Do Credit-Card Fees Stack Up?
by Cliff D'Arcy | With more and more credit-card issuers introducing annual fees, we assess whether paying a fee adds up.
Do Credit-Card Fees Stack Up?
by Cliff D'Arcy | With more and more credit-card issuers introducing annual fees, we assess whether paying a fee adds up.
The Very Best Balance Transfer Cards
by Neil Faulkner | It's time for another review of the whole credit-card market to find the best cards for balance transfers.
The Very Best Balance Transfer Cards
by Neil Faulkner | It's time for another review of the whole credit-card market to find the best cards for balance transfers.
Barclaycard Customers Face More Fees
by Cliff D'Arcy | Up to a million Barclaycard customers could pay a new £20 charge -- and other credit-card issuers are poised to follow suit.
Make Money With Your Credit Card!
by Alison Hunt | If you're financially disciplined, why not make some money from your credit card?
Mayday For Store Cards!
by Cliff D'Arcy | New rules for store cards take effect on 1 May. However, the UK's 11 million cardholders will still be fleeced.

Published in April 2007

Enjoy A 14-Month Break From Interest!
by Cliff D'Arcy | Play your cards right and you can avoid paying interest on credit-card debts until July 2008. Here are the best deals, some of the best we've seen in three years.
Enjoy A 14-Month Break From Interest!
by Cliff D'Arcy | Play your cards right and you can avoid paying interest on credit-card debts until July 2008. Here are the best deals, some of the best we've seen in three years.
Your Credit Card May Cost You More
by Jane Mack | Penalty charges for credit cards may be lower but companies are clawing their money back in ever more inventive ways.
Your Credit Card May Cost You More
by Jane Mack | Penalty charges for credit cards may be lower but companies are clawing their money back in ever more inventive ways.
New Credit Card Tricks!
by Alison Hunt | If you thought you knew all the tricks your credit card provider has up its sleeve beware, as there are some new ones to watch out for.
Seven More Reasons To Fear Credit Cards
by Cliff D'Arcy | Here are another seven reasons to be wary of your flexible friends...
Seven Reasons To Fear Credit Cards
by Cliff D'Arcy | Your plastic may appear fantastic, but you need to be alert to these tricks and traps!

Published in March 2007

Beating Banks With Bad Credit Agreements?
by Jane Mack | Credit card customers have been getting their own back over excessive penalty charges. Are credit agreements their next target?
Credit Card Freebies
by Alison Hunt | Over half of us have credit cards which offer no benefits - but free books, cheaper petrol and even cold hard cash are available to those in the know.
Plastic Surgery For Credit Cards
by Cliff D'Arcy | If you'd like to give your finances a facelift, start by crushing your credit-card debts. We show you how.
One Good And One Bad Credit Card
by Neil Faulkner | Read about a great deal for both balance transfers and purchases, and a terrible one to avoid as well!
One Good And One Bad Credit Card
by Neil Faulkner | Read about a great deal for both balance transfers and purchases, and a terrible one to avoid as well!
Watch Out For That 0% Credit Card!
by Alison Hunt | Even 0% cards can have a few tricks up their sleeves. Here's how to make sure you don't fall foul of one of the nastier ones.
The Lowdown On Store And Credit Cards
by Alison Hunt | Alison Hunt looks at how prudent Fools can save money with their store cards.
Interest-Free Without A Fee
by Cliff D'Arcy | When moving existing debts to a 0% credit card, you're almost certain to be charged a fee. We look at the last of the fee-free cards.
Interest-Free Without A Fee
by Cliff D'Arcy | When moving existing debts to a 0% credit card, you're almost certain to be charged a fee. We look at the last of the fee-free cards.

Published in February 2007

Credit Card Crackdown
by Jane Mack | Would you expect to be charged for not using your credit card? Or for being in credit on your plastic? Well, watch out!
Turbocharge Your Credit Card Repayments!
by Cliff D'Arcy | If you're fed up with being in debt, here's a simple way to reduce your interest bill without switching credit cards.
Crackdown On Credit Card Customers Who Don't Spend
by Jane Mack | Would you expect to be charged for not using your credit card? Or for being in credit on your plastic? Well, watch out!
The 0% Credit-Card Traps!
by Cliff D'Arcy | If you don't play your cards right, a 0% balance transfer could end up costing you hundreds of pounds. Here's how.
The 0% Credit-Card Traps!
by Cliff D'Arcy | If you don't play your cards right, a 0% balance transfer could end up costing you hundreds of pounds. Here's how.
Get The Most From Your Credit Card
by Alison Hunt | Credit cards can be evil beasts or potentially lucrative bits of plastic. We show you how to get the most from yours.

Published in January 2007

An Innovative Credit Card
by Neil Faulkner | Read where the credit-card market is going and find out about an innovative card that is already available.
When Balance Transfers Backfire!
by Cliff D'Arcy | Before using the 0% deals offered by credit cards, learn how to play the game, because it's easy to be caught out...
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