How-to Guides » OLD GUIDE Manage on a small budget

Make cutbacks

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1) Make your own lunch

Instead of buying a sandwich every lunchtime, simply make your own and take them into work.

A £1 packed lunch, rather than a £6 bought lunch, will save you £115 a month (based on 23 working days).

2) Ditch the coffee

If you currently buy two coffees costing £2.30 a working day, you'll make a saving of £105.80 a month by giving them up! Why not simply invest in a flask and make your own coffee at home to drink on the way into work?

3) Scrap the luxuries

Finally, get rid of all the luxuries you don't really need. This means cancelling the satellite TV subscription, the gym subscription and the magazine subscriptions. Giving up smoking and cutting back on the booze will also save you a packet.