Make the most of benefits
1) Get your Health In Pregnancy grant
No matter what your income, if you're 25 weeks' pregnant or more, the Government will now give you £190 in the form of a Health In Pregnancy grant.
Read more about the Health In Pregnancy grant.
2) Claim Child Benefit
You can claim Child Benefit as soon as your baby is born - just fill in this form.
You'll get £20 a week for your eldest/only child, and an extra £13.20 for any additional children. It's not means-tested, so you can claim it no matter what your income is. Find out more here.
3) Get £250 to start a Child Trust Fund
As soon as you start claiming Child Benefit, you should automatically receive a free voucher of at least £250 to use to start a Child Trust Fund.
If you don't get a voucher within a month of your claim, call the Child Trust Fund helpline on 0845 302 1470.
Find out more about Child Trust Fund saivng plans here or request one of our free financial guides.
4) Claim tax credits
According to HMRC, nine out of 10 families with children are entitled to tax credits. The rules are complex, but to sum up, there are two types: Working Tax Credit (worth up to £1,770 a year to couples and lone parents) and the Child Tax Credit (worth up to £545 per family, and £2,085 per child, per year).
Get a free guide to Child Trust Funds
Watch our video guide on how to cut the costs of having a baby!
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