Choose the right financial products
1) Protect your payment
Whilst a debit card can save you on card fees, a credit card can offer extra protection. If your flight costs over £100, you may prefer to book your holiday with a credit card, however. This ensures you are protected if the airline goes bust. Read more about ‘Section 75' protection.
2) Get a 0% purchases card
If you know you won't be able to pay off your credit card balance in full, sign up for a 0% purchases credit card! That way you won't have to pay any interest on your credit card for as much as 12 months!
Just remember to either pay off the balance when the interest-free period expires, or move the debt onto a 0% balance transfer card.
3) Get cashback
Every time you buy from a retailer via one of these sites, your purchase is tracked, and a commission is paid to the cashback website – that commission is then passed back to you. Joining is simple and you can find out more in Grab some free cash today!
What's more, if you know you'll be able to pay off your credit card balance in full each month, use a cashback credit card and you'll earn cash back for every £1 you spend!
4) Sort out your holiday money online
Make sure you get the best rate of exchange on your sterling. Online is always better than from a physical bureau de change, while you should also consider going for a pre-paid currency card. This video outlines your best options.