Think twice before claiming
You may think it doesn’t matter how many claims you make on your insurance. But you’d be wrong.
If you make three claims on your home insurance policy in the space of three years, you’re likely to find it much harder to get insurance. Unfortunately, some insurers will frown upon this and won’t issue you with a quote. And those that do are likely to charge you ridiculously high premiums.
So if you want to avoid this, try not to claim unless you really need to.