Join a car club
If you only make a few trips a week, you could save thousands by joining a car club.
Car clubs are a half-way-house between owning a car and using public transport. They're ideal for people who drive a car rarely or occasionally, but would like the luxury of having access to one when the need arises.
To qualify, you need to be at least 18 and have held a valid driver's licence for at least a year. You will also need to meet criteria regarding accident claims and road convictions.
You apply either online or by phone. According to how much you'll be driving, you then decide on the appropriate price plan, and pay an upfront membership fee which can be an annual or one off charge.
When you're up and running, you can book a car online, by phone, or sometimes by text. You then simply turn up, unlock the car with a special ‘smartcard', and drive away.
You can hire a car for any period from an hour to several days. You also get some free mileage included per day, with additional distance charged per mile.
Most cars are tracked electronically to record accurate time and mileage data, so you don't even need to do any complex calculations. You drive, the bill is calculated for you and sent to you at the end of the month.
The savings could potentially be huge. According to the AA, the average cost of owning a car used for two trips per week is £2,749 a year. Streetcar says the same journeys made using a car club would cost you just £707. That's a £2,042 saving.
Visit Carclubs.org.uk to find a local club near you.
Compare car insurance quotes via lovemoney.com
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