lovemoney.com - Q&A - ISAs http://www.lovemoney.com ISAs questions from Q&A on lovemoney.com en-gb Copyright 2008-2013 lovemoney.com. All rights reserved. http://www.lovemoney.com/Images/Global/HeaderLogoOnWhite.gif lovemoney.com http://www.lovemoney.com 300 50 <![CDATA[We live in UAE. We have no income in uk except rent. We have considered us both NR but would it be better for my wife to be a resident to get ISA's]]> Rent is approx 21k gross.

]]> <![CDATA[Is anyone trading using RBS DirectTrader Software Program?]]> I have been looking at different share trading brokerage accounts and RBS Direct Trader seems to be a good option. How do others find this facility?

]]> <![CDATA[Transferring share ISA's]]> I have two share isa's with one provider, the first is performing poorly and projections look like it is likely to continue poorly over the next few years. The second is performing ok. My question is can I transfer the poor performance isa to another provider and leave the second isa with the original provider. This would mean two share isa's with different providers.

]]> <![CDATA[Junior Stock and Shares ISA]]> Anyone have any experience on the junior stocks and shares ISA? Am thinking of investing for our daughter but don't know which is good. Would appreciate any advice. Thanks.

]]> <![CDATA[I wish to start investing in a Stocks & Shares FTSE All Share ISA...]]> Having done a bit of research, the one with the cheapest charges appears to be HSBC’s FTSE All Share: AMC 0.25 / TER 0.27. Does anyone know of a better deal or would anyone advise against this specific fund?

]]> <![CDATA[International work and ISAs]]> I work for the United Nations on a temporary contract and currently live in Africa. I am a UK resident but my salary is tax free as per all UN salaries. Am I eligible to get an ISA?

]]> <![CDATA[Looking for a good Cash ISA Rate?]]> Not wanting to tie money for too long!

]]> <![CDATA[Have I compromised my date of becoming an expat if I took out an ISA since moving overseas]]> HMRC say they will recalculate previous assessments when a form P85 ( declaration of moving overseas)is submitted. I dont have any income tax issues but have paid into an ISA. So my question is, because I have paid into an ISA, is my date of moving overseas compromised or will HMRC take a view and invite me to unwind the ISA or apply a later date on my P85?

]]> <![CDATA[I want to retire abroad. I have taken out annual ISAs,]]> What date do I put on a P85 to take non residential status if I moved 5 years ago but since took out an ISA

]]> <![CDATA[Which is the best Stocks and Shares Isa?]]> To give an income option

]]> <![CDATA[I am a housewife and don't earn enough to pay tax is it really vital I use my ISA allowance?]]> As I don't earn anyway near enough from my current savings to pay income tax, is it still important for me to put what I have got into an ISA? All my current savings pay me interest gross as I have completed Form R85s for them. Also I don't want to tie up all my savings in a product that would mean I can't get to my money in case of a financial emergency. Any advice welcomed as I keep on reading here about how you shouldn't lose your ISA allowance .... but maybe you are all a lot richer than I am :-)

]]> <![CDATA[Does lovemoney have a share dealing sevice?]]> <![CDATA[t.e.r 1.44%]]> is a managed investment trust isa

1.44% t.e.r + £60+vat annual charge the norm?

thx

]]> <![CDATA[stock/shares/isa--into investment trusts]]> was thinking of investing

£2500 a share into diff investment trust shares

slowly build up portfolio

whats the best cheapest way to do this?

thx

]]> <![CDATA[M&S Ethical Fund closing?]]> Without giving you my life story, I have just found out that the Mark and Spencer Ethical Fund is closing and I have until the 28th of September to relocate my ISA investment. I didn't recieve a letter about this. Has anyone? There's also nothing in the press...

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