Whether you want to avoid rip-off overdraft charges, earn cashback on spending or bag a top rate on your savings, your bank account can do so much more than simply store your salary each month.

Top current accounts come in many shapes and sizes, ranging from free and basic to premium and stacked full of free services.

So it's vital you take the time to find one that works for you  – and not the banks.

Whether you want a premium bank account, a high-interest current account or just need a basic banking facility, compare your options with loveMONEY.