Compare overdraft accounts

Compare flexible and affordable overdraft options. Apply online today.

  • Provider &
    account name
  • Credit rate (AER)
    Based on £1
  • Overdraft rate
    Based on £1
  • Overdraft
    features
  • Apply
    now
Santander Everyday Current Account
Santander
N/A 0% plus £1.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Apply »

A simple and straightforward current account that helps make managing your money easy and convenient. A free arranged overdraft, overdraft matching service, dedicated Switcher Service.

Representative example: 0% EAR (variable) arranged overdraft. No Daily arranged overdraft fee for the first 4 months. Then £1 per day capped at 20 days for each monthly statement period applies thereafter. Assumed arranged overdraft credit limit: £1,200. Actual amount may differ.

If you don't switch, the daily arranged overdraft fee will apply from account opening.

Santander 123 Current Account
Santander
N/A † 0% plus £1.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Apply »

The new current account that gives you cashback & interest in one, for just £2 a month.

Representative Example: 0% EAR (variable) Arranged Overdraft. No Daily Arranged Overdraft Fee for the first four months. Then £1 each day capped at 20 days in each monthly statement period. Assumed Arranged Overdraft credit limit £1,200. Actual amount may differ.

If you don't switch, the daily arranged overdraft fee will apply from account opening.

Halifax Ultimate Reward Current A/C
Halifax
N/A 0% plus £2.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Apply »

Worldwide multi-trip family travel insurance, Mobile phone insurance, AA Breakdown Cover, Home emergency cover, Card protection all this for just £10 a month

Representative Example: So, if you use a planned overdraft of £1,200, then we’ll charge you £1 a day when you use it.

Halifax Reward Current Account
Halifax
N/A 0% plus £2.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Apply »

£5 in your pocket month in, month out with our Reward Current Account. Just pay in £1,000 each month, whether you're in credit or overdrawn. Simple overdraft fees rather than monthly interest, making it easier to manage your money.

Representative Example: So, if you use a planned overdraft of £1,200, then we’ll charge you £1 a day when you use it.

† Denotes a tiered rate.

Some important information about this page

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please contact us.

Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our Current accounts advertising disclosure.

W3C  Thank you for using The Four Horsemen of the Apocalypse