Compare overdraft accounts

Compare flexible and affordable overdraft options. Apply online today.

  • Provider &
    account name
  • Credit rate (AER)
    Based on £1
  • Overdraft rate
    Based on £1
  • Overdraft
    features
  • Apply
    now
TSB Classic Plus Current Account
TSB
5.0% † 0% EAR Fee Free Buffer
Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.94% EAR (variable). The first £10 will be charged at 0.00% EAR (variable) and be fee free. Credit available subject to status.

Market leading 5% AER variable interest on balances from £0 - £2,000 (T&C's Apply), No introductory offer period, Available to existing and new customers. To earn 5% AER you must credit your account with £500 each month, register for internet banking, paperless statements and correspondence (if available).

No monthly fee. Access to all the features of the standard Classic account such as Money Planner, Control, SMS alerts and internet banking. Transact in branch, online or over the telephone. £25 interest and fee free overdraft availble subject to application and approval. 7 day switching service available.

Santander Everyday Current Account
Santander
0.00% 0% plus £1.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Max Transferred Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 0.00% EAR (variable). The first £12 will be fee free. Overdraft Usage Fees: £1.00 per day. Credit available subject to status.

Overdraft Usage Fees: Capped at 20 days in each monthly statement period. A simple and straightforward current account that helps make managing your money easy and convenient. A free arranged overdraft, overdraft matching service, dedicated Switcher Service.

If you don't switch, the daily arranged overdraft fee will apply from account opening.

Nationwide BS FlexDirect
Nationwide BS
N/A 0% plus £0.50 per day usage fee Fee Free Buffer
Introductory Authorised Overdraft
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 0.00% EAR (variable). The first £10 will be fee free. Overdraft Usage Fees: £0.50 per day. Credit available subject to status.

The FlexDirect account pays a competitive rate of interest with no monthly fee and access to exclusive product offers.

Santander 123 Current Account
Santander
N/A † 0% plus £1.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Max Transferred Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 0.00% EAR (variable). The first £12 will be fee free. Overdraft Usage Fees: £1.00 per day. Credit available subject to status.

Get cashback on household bills and interest on your balance, for just £2 a month. Independently rated 5 star by Defaqto and Best UK Bank by Euromoney

If you don't switch, the daily arranged overdraft fee will apply from account opening. Any overdraft facility is subject to status

TSB Classic Current Account
TSB
0.00% 0% EAR Fee Free Buffer
Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.94% EAR (variable). The first £10 will be charged at 0.00% EAR (variable) and be fee free. Credit available subject to status.

Manage your money 24 hours a day, 7 days a week, No monthly fee, £25 interest free planned overdraft, £10 overdraft buffer – no overdraft fees or interest to pay if you go overdrawn by £10 or less

Grace period if you go over your limit, 7 day switching service and Switch Guarantee, Access to features such as Money Planner and SMS alerts, Access to over 600 branches and a network of ATM’s worldwide

† Denotes a tiered rate.

ABOUT THIS SERVICE

To help you compare and find the right product for your requirements, loveMONEY.com has selected lovemoney.com financial services to provide you with this service. If you would like more information about lovemoney.com financial services, or how your data will be used, please click on the links below.

lovemoney.com financial services and loveMONEY.com will not charge you a fee for using this service, but you should check with your chosen provider if they will charge a fee for giving you credit.

The table shows a range of products from the market. We work with the majority of Financial Service Providers to show the best deals.

The Bestsellers table is ranked in a formula that combines Likelihood of acceptance (Highest first), and Credit rate (highest first).

lovemoney.com financial services and loveMONEY.com receive commission from your chosen Provider when you choose a product from the table.

lovemoney.com financial services limited, 2nd Floor 112 – 116 Old Street, London EC1V 9BG. lovemoney.com financial services is a registered company in England & Wales. Company Reg No: 6500894. VAT Reg No: 945. 6954 72.

lovemoney.com financial services is authorised and regulated by the FCA – FRN 479153

We suggest you read lovemoney.com financial services privacy policy and complaints policy.

W3C  Thank you for using One Flew Over the Cuckoo's Nest