Compare current accounts

If you are looking for a premium packaged account, a high interest current account or just need basic banking facility - compare your options and apply online here.

  • Provider &
    account name
  • Credit rate (AER)
    Based on £1
  • Overdraft rate
    Based on £1
  • Overdraft
    features
  • Apply
    now
TSB Classic Plus Current Account
TSB
5.0% † 0% EAR Fee Free Buffer
Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.94% EAR (variable). The first £10 will be charged at 0.00% EAR (variable) and be fee free. Credit available subject to status.

Market leading 5% AER variable interest on balances from £0 - £2,000 (T&C's Apply), No introductory offer period, Available to existing and new customers. To earn 5% AER you must credit your account with £500 each month, register for internet banking, paperless statements and correspondence (if available).

No monthly fee. Access to all the features of the standard Classic account such as Money Planner, Control, SMS alerts and internet banking. Transact in branch, online or over the telephone. £25 interest and fee free overdraft availble subject to application and approval. 7 day switching service available.

Nationwide BS FlexDirect
Nationwide BS
5.0% † 0% plus £0.50 per day usage fee Fee Free Buffer
Introductory Authorised Overdraft
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 0.00% EAR (variable). The first £10 will be fee free. Overdraft Usage Fees: £0.50 per day. Credit available subject to status.

The FlexDirect account pays a competitive rate of interest with no monthly fee and access to exclusive product offers.

Clydesdale Bank Current Account Direct
Clydesdale Bank
2.0% † 9.9% EAR Fee Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 9.90% EAR (variable). The first £25 will be fee free. Credit available subject to status.

2% AER (1.98% gross p.a. variable) on your credit balances up to £3000. A minimum monthly credit of £1000 (excluding internal transfers) is required.

Competitive overdraft rate - you benefit from a planned borrowing rate of 9.9% EAR.

NatWest Select Account
NatWest
N/A 19.9% EAR plus £6.00 per month usage fee Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.89% EAR (variable). The first £10 will be charged at 0.00% EAR (variable). Overdraft Usage Fees: £6.00 per month. Credit available subject to status.

Earn a minimum of 1% of your spend at participating retailers with Cashback Plus

Emergency Cash – access your money at ATMs if you lose your debit card

‘Best card benefits programme of the year’ as voted at The Card & Payment awards

Santander 123 Current Account
Santander
N/A † 0% plus £1.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Max Transferred Interest Free Buffer
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Representative example: Assumed borrowing of £1,200 for 3 months, 0.00% EAR (variable). The first £12 will be fee free. Overdraft Usage Fees: £1.00 per day. Credit available subject to status.

Get cashback on household bills and interest on your balance, for just £2 a month. Independently rated 5 star by Defaqto and Best UK Bank by Euromoney

If you don't switch, the daily arranged overdraft fee will apply from account opening. Any overdraft facility is subject to status

Nationwide BS FlexPlus
Nationwide BS
3.00% † 0% plus £0.50 per day usage fee Fee Free Buffer
Introductory Authorised Overdraft
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 0.00% EAR (variable). The first £100 will be fee free. Overdraft Usage Fees: £0.50 per day. Credit available subject to status.

There is a £10 monthly account fee.

Get Worldwide Family Travel Insurance, Worldwide Family Mobile Phone cover, UK & European breakdown cover, Extended warranty cover and all of the features you’d expect from an award winning bank account provider. All for just £10 a month.

3.00% AER (2.96% gross p.a.) variable in-credit interest on balances up to £2,500.

Nationwide BS FlexAccount
Nationwide BS
0.00% 18.9% EAR (variable) None Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 18.90% EAR (variable). Credit available subject to status.

The Nationwide FlexAccount gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.

Santander Everyday Current Account
Santander
0.00% 0% plus £1.00 per day usage fee Fee Free Buffer
Max Transferred Fee Free Buffer
Max Transferred Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 0.00% EAR (variable). The first £12 will be fee free. Overdraft Usage Fees: £1.00 per day. Credit available subject to status.

Overdraft Usage Fees: Capped at 20 days in each monthly statement period. A simple and straightforward current account that helps make managing your money easy and convenient. A free arranged overdraft, overdraft matching service, dedicated Switcher Service.

If you don't switch, the daily arranged overdraft fee will apply from account opening.

TSB Classic Current Account
TSB
0.00% 0% EAR Fee Free Buffer
Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.94% EAR (variable). The first £10 will be charged at 0.00% EAR (variable) and be fee free. Credit available subject to status.

Manage your money 24 hours a day, 7 days a week, No monthly fee, £25 interest free planned overdraft, £10 overdraft buffer – no overdraft fees or interest to pay if you go overdrawn by £10 or less

Grace period if you go over your limit, 7 day switching service and Switch Guarantee, Access to features such as Money Planner and SMS alerts, Access to over 600 branches and a network of ATM’s worldwide

NatWest Select Silver Account
NatWest
0.00% 19.9% EAR plus £6.00 per month usage fee Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.89% EAR (variable). The first £10 will be charged at 0.00% EAR (variable). Overdraft Usage Fees: £6.00 per month. Credit available subject to status.

£10 monthly account fees are payable. Earn a minimum of 1% of your spend at participating retailers with Cashback Plus

LOVEFiLM and music downloads from hmvdigital

Multi-trip European travel Insurance

Royal Bank of Scotland Select Account
Royal Bank of Scotland
N/A 19.9% EAR plus £6.00 per month usage fee Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.89% EAR (variable). The first £10 will be charged at 0.00% EAR (variable). Overdraft Usage Fees: £6.00 per month. Credit available subject to status.

Earn a minimum of 1% of your spend at participating retailers with Cashback Plus

Emergency Cash – access your money at ATMs if you lose your debit card

‘Best card benefits programme of the year’ as voted at The Card & Payment awards

NatWest Select Platinum Account
NatWest
N/A 19.5% EAR Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.49% EAR (variable). The first £100 will be charged at 0.00% EAR (variable). Credit available subject to status.

Earn a minimum of 1% of your spend at participating retailers with Cashback Plus

National Trust family day passes & tastecard membership

Worldwide Travel Insurance and UK Breakdown Cover

Royal Bank of Scotland Select Silver Account
Royal Bank of Scotland
N/A 19.9% EAR plus £6.00 per month usage fee Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.89% EAR (variable). The first £10 will be charged at 0.00% EAR (variable). Overdraft Usage Fees: £6.00 per month. Credit available subject to status.

Earn a minimum of 1% of your spend at participating retailers with Cashback Plus

LOVEFiLM and music downloads from hmvdigital

Multi-trip European travel Insurance

Royal Bank of Scotland Select Platinum Account
Royal Bank of Scotland
N/A 19.2% EAR Interest Free Buffer
Apply »
Representative example: Assumed borrowing of £1,200 for 3 months, 19.24% EAR (variable). The first £250 will be charged at 0.00% EAR (variable). Credit available subject to status.

Earn a minimum of 1% of your spend at participating retailers with Cashback Plus

National Trust family day passes & tastecard membership

Worldwide Travel Insurance and UK Breakdown Cover

† Denotes a tiered rate.

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The Bestsellers table is ranked in a formula that combines Likelihood of acceptance (Highest first), and Credit rate (highest first).

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