Compare basic bank accounts

Most bank accounts require a credit check, if you have a poor credit history or have been refused an account in the past you should check out the options below.

  • Provider &
    account name
  • Credit rate (AER)
    Based on £1
  • Overdraft rate
    Based on £1
  • Overdraft
    features
  • Apply
    now
Nationwide BS FlexAccount
Nationwide BS
N/A 18.9% EAR None Apply »

The Nationwide FlexAccount gives you access to a range of exclusive offers, including free European travel insurance, discounted personal loans and special mortgage deals - all with no monthly account fee.

Secure Trust Bank Current Account
Secure Trust Bank
0.5% N/A None Apply »

Simple, secure online banking, Pay your bills by Direct Debit and Standing Order, No hidden fees or unexpected bank charges, Guaranteed acceptance – subject to certain checks, no credit checks. There’s a one off set up fee of £12.50 and monthly management fee of £12.50 for this account

Some important information about this page

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please contact us.

Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our Current accounts advertising disclosure.

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