Compare 0% credit cards

0% interest on all balance transfer and purchases. You can transfer your existing credit card debts to these cards and you won’t pay any interest for a set period. You can also spend with this card, interest-free, for a set period.

  • Credit card
  • Balance
    transfers
  • Purchases
  • Representative
    APR
  • Product details
  • Apply
Halifax All in One Online MasterCard
0%
for 15 months
(1% fee)
0%
for 15 months
Representative
17.9%
APR
(variable)
  • 3% fee reduced by 2% refund to effective 1% fee
  • Market leading balance transfer and purchases card
  • APR and length of the offer are dependent on personal circumstances
  • No balance transfers from Halifax or other Bank of Scotland cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Halifax, The Mound, Edinburgh EH1 1YZ
Barclaycard 14/14 Platinum Visa
0%
for 14 months
(2.9% fee)
0%
for 14 months
Representative
18.9%
APR
(variable)
  • 0% interest on purchases for 14 months from account opening
  • No balance transfers from other Barclaycards
Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable).
Lloyds TSB Platinum Purchase Online MasterCard
0%
for 13 months
(3% fee)
0%
for 13 months
Representative
17.9%
APR
(variable)
  • A great deal on both balance transfers and purchases
  • Full account management online
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Lloyds TSB Bank Plc, 25 Gresham Street, London, EC2V 7HN.
Bank of Scotland Platinum Purchase Online M'Card
0%
for 13 months
(3% fee)
0%
for 13 months
Representative
17.9%
APR
(variable)
  • A great deal on both balance transfers and purchases
  • Manage your card using Internet and Mobile Banking
  • No balance transfers from Halifax or other Bank of Scotland cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Bank of Scotland, PO Box 23581, Edinburgh EH1 1WH.
Tesco Clubcard Credit Card for Balance Transfers
0%
for 25 months
(2.9% fee)
0%
for 3 months
Representative
16.9%
APR
(variable)
  • Clubcard points on all your spending. One point awarded for every £4 spent in each purchase transaction (£4min). Must have available credit
  • Online servicing
  • Minimum income £5K, UK resident with good credit history
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
M&S Credit Card
0% for 12 months (2.9% fee) 0%
for 15 months
Representative
16.9%
APR
(variable)
  • Earn M&S points every time you shop with your card
  • Buy M&S Travel Money with no cash advance or foreign exchange fees
  • You must be at least 18 years of age with good credit history
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
Nationwide BS Select Credit Card
0%
for 20 months
(3.1% fee)
0%
for 12 months
Representative
12.9%
APR
(variable)
  • Unlimited commission-free purchases abroad
  • You must have a FlexAccount to qualify for the credit card (other T&Cs apply)
Apply »
Representative example: assumed borrowing of £1,200, representative 12.9% APR (variable). Purchase rate 12.9% PA (variable).
MBNA Everyday Credit Card Visa
0%
for 18 months
(1.99% fee)
0%
for 8 months
Representative
12.9%
APR
(variable)
  • A 0% interest free period on both balance transfers and money transfers (T&C's apply)
  • Paperless statements, contactless payments, no annual fee
  • No balance transfers from Virgin Money other MBNA cards
Apply »
Representative example: assumed borrowing of £1,200, representative 12.9% APR (variable). Purchase rate 12.9% PA (variable).
AA Members Rewards Visa
0%
for 12 months
(3% fee)
0%
for 10 months
Representative
16.9%
APR
(variable)
  • 2 points for every £1 spent on fuel, and 1 point for every £1 spent on everything else
  • Redeem 4,000 points for £20 of cash back or high street shopping vouchers or £40 against AA products like breakdown cover
  • No balance transfers from AA, BMI, ICICI, Virgin Money or other MBNA cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
NatWest Platinum Low BT Fee Credit Card
0%
for 13 months
(1% fee)
0%
for 6 months
Representative
17.9%
APR
(variable)
  • Low balance transfer fee at just 1%
  • Interest-free period on balance transfers and purchases
  • Travel, hotel and retail discounts
  • No balance transfers from NatWest or RBS cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable).
Royal Bank of Scotland Low BT Fee Credit Card
0%
for 13 months
(1% fee)
0%
for 6 months
Representative
17.9%
APR
(variable)
  • Low balance transfer fee at just 1%
  • Interest-free period on balance transfers and purchases
  • Travel, hotel and retail discounts
  • No balance transfers from RBS or NatWest cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable).
NatWest YourPoints World MasterCard
0%
for 9 months
(1.5% fee)
0%
for 15 months
Representative
17.9%
APR
(variable)
  • Earning YourPoints on every £1 spent
  • Earning double points for the first 9 months from account opening
  • 2,500 bonus points every year
  • Existing NatWest current account customers only - T&C's apply
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable).
Royal Bank of Scotland YourPoints World MasterCard
0%
for 9 months
(1.5% fee)
0%
for 15 months
Representative
17.9%
APR
(variable)
  • Earning YourPoints on every £1 spent
  • Earning double points for the first 9 months from account opening
  • 2,500 bonus points every year
  • Existing RBS current account customers only - T&C's apply
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable).

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Some of the products featured here are advertisements where the providers pay us for custom our site generates for them. If you have any questions about the products featured please contact us.

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