Compare 0% credit cards

0% interest on all balance transfer and purchases. You can transfer your existing credit card debts to these cards and you won’t pay any interest for a set period. You can also spend with this card, interest-free, for a set period.

  • Credit card
  • Balance
    transfers
  • Purchases
  • Representative
    APR
  • Product details
  • Apply
Halifax All in One MasterCard
0%
for 15 months
(3% fee)
0%
for 15 months
Representative
17.9%
APR
(variable)
  • Market leading balance transfer and purchases card
  • The APR and length of the promotional offer are dependent on your personal circumstances
  • No balance transfers from Halifax or other Bank of Scotland cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.90% APR (variable). Purchase rate 17.95% PA (variable). Halifax, The Mound, Edinburgh EH1 1YZ. If you are accepted at our highest rate you may not be offered an introductory period.
Barclaycard 14/14 Platinum Visa
0%
for 14 months
(2.9% fee)
0%
for 14 months
Representative
18.9%
APR
(variable)
  • Best buy balance transfer and purchase card
  • Manage online, paperless statements
  • No balance transfers from other Barclaycards
Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable).
Nationwide BS Select Credit Card
0%
for 17 months
(2.95% fee)
0%
for 18 months
Representative
12.9%
APR
(variable)
  • Market leading interest free Purchase period
  • Unlimited commission-free purchases abroad
  • You must have a FlexAccount to qualify for the credit card, you can process a joint application. Must pay into the account £750 p.m other T&Cs apply
Apply »
Representative example: assumed borrowing of £1,200, representative 12.9% APR (variable). Purchase rate 12.9% PA (variable).
Tesco Clubcard Credit Card
0%
for 9 months
(2.9% fee)
0%
for 15 months
Representative
16.9%
APR
(variable)
  • 1 point awarded per £4 spent in each purchase transaction (£4 min). Must have available credit
  • No transfers from Mint, NatWest, RBS or other Tesco cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
Virgin Money 13/13 MasterCard
0%
for 13 months
(2.89% fee)
0%
for 13 months
Representative
18.9%
APR
(variable)
  • Best buy balance transfer and purchases card
  • Low BT fee
  • No balance transfers from BMI, MBNA or other Virgin cards
Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable).
Sainsbury's Nectar Credit Card
0%
for 15 months
(3% fee)
0%
for 6 months
Representative
16.9%
APR
(variable)
  • Earn up to 4 Nectar points for every £1 spent in Sainsbury's stores and online
  • One Nectar point for every £5 spent elsewhere
  • No balance transfers from other Sainsbury’s cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.94% PA (variable).
Creation Purchase MasterCard
0%
for 9 months
(3% fee)
0%
for 13 months
Representative
17.9%
APR
(variable)
  • Best buy balance transfer and purchases card
  • No annual fee (variable)
  • Applicants must be aged 25yrs +, UK resident (including Isle of Man and Channel Islands)
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.9% PA (variable).
Sainsbury's Shopper Credit Card
0%
for 12 months
(3% fee)
0%
for 12 months
Representative
16.9%
APR
(variable)
  • Best buy balance transfer and purchases card
  • For Sainsbury's shoppers with a nectar card
  • No balance transfers from other Sainsbury’s cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.94% PA (variable).
Bank of Scotland All in One MasterCard
0%
for 12 months
(3% fee)
0%
for 12 months
Representative
17.9%
APR
(variable)
  • Personalised cards
  • No balance transfers from Halifax or other Bank of Scotland cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Bank of Scotland, PO Box 23581, Edinburgh EH1 1WH.
Bank of Scotland All in One Advantage Card
0%
for 13 months
(3% fee)
0%
for 13 months
Representative
17.9%
APR
(variable)
  • Market leading dual 0% BT and Purchase card
  • Exclusive to existing Bank of Scotland Current Account customers only
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Bank of Scotland, PO Box 23581, Edinburgh EH1 1WH.
AA Visa Credit Card
0%
for 12 months
(3% fee)
0%
for 10 months
Representative
16.9%
APR
(variable)
  • AA Members can earn up to 4% cashback
  • A great interest-free purchases rate card
  • No balance transfers from AA, BMI, ICICI, Virgin or other MBNA cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).

Some important information about this page

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please contact us.

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