Compare reward credit cards

Compare the top reward point credit card deals and offers -  Tesco Clubcard points, Airmiles, Express Rewards, Nectar Points and more.

  • Credit card
  • Loyalty details
  • Representative
    APR
  • Product details
  • Apply
Tesco Clubcard Credit Card for Purchases

1 Clubcard point awarded per £4 spent. 5 points awarded per £4 spent in Tesco stores and on fuel at Tesco Petrol Filling Stations (excludes Esso Fuel).

Representative
18.9%
APR
(variable)
  • Clubcard points on all your spending. One point awarded for every £4 spent in each purchase transaction (£4min). Must have available credit
  • Online servicing
  • Minimum income £5K, UK resident with good credit history
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
American Express Preferred Rewards Gold Card

7,500 bonus Membership Reward points on the Card anniversary when a Cardmember spends £15,000 in the preceding 12 months and more.

N/A
  • 20,000 Membership Reward points when they spend £2,000 in the first 3 months
  • Double points on petrol and supermarket purchases in year 1
  • Annual fee is £125 (Free in the first year)
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 0.0% (variable), representative 0.0% APR (variable). Credit available subject to status. Charge Card with no preset spending limit and no interest charges. All you need to do is pay off your balance in full each month
Barclaycard Freedom Rewards Visa

10,500 Freedom bonus points (worth £30) when you spend £500 in the first 3 months. Points can be redeemed at around 70 reward partners including brands such as Amazon, M&S, Boots, Argos and Starbucks

Representative
18.9%
APR
(variable)
  • 0% on balance transfers for 9 months (2.9% fee)
  • 1x freedom point for every £1 spent on everything home and abroad.
  • 2x freedom points at UK supermarkets or petrol stations.
  • 3x freedom points at selected Freedom partners
  • No balance transfers from other Barclaycards
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status. Balance Transfer fee is 2.9%
Lloyds Bank Choice Rewards Amex/MasterCard

Earn rewards on spending - redeemed as cashback, shopping vouchers, Avios or gifts. Collect 10 Choice points for virtually every £1 spent on the Choice Rewards American Express, and collect 10 Choice points for virtually every £5 spent on the Choice Rewards MasterCard. Double Choice points or Avios for the first 6 months when you spend up to £2,500 on the Amex card in a statement month.

Representative
22.7%
APR
(variable)
  • 0% on purchases for 13 months and 0% on balance transfers for 13 months (3% fee)
  • Choice of rewards, including high street vouchers, cashback and Avios
  • Double Choice points for the first 6 months on American Express
  • £24 annual fee
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.0% (variable), representative 22.7% APR (variable). Credit available subject to status.
TSB Avios Amex/MasterCard

- Turn everyday spending into travel rewards
- Collect Avios on eligible everyday spend
- Collect double Avios on your eligible spend abroad

Representative
17.9%
APR
(variable)
  • No annual fee
  • The APR you get is subject to status, so may vary
  • No balance transfers from other TSB cards
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.0% (variable), representative 17.9% APR (variable). Credit available subject to status.
TSB Premier Avios Amex/MasterCard

- Companion Ticket with £15,000 of eligible spend in one year
- Turn everyday spending into travel rewards
- Collect Avios on eligible everyday spend
- Collect double Avios on your eligible spend abroad

Representative
23.7%
APR
(variable)
  • There is a £50 annual charge for this card
  • The APR you get is subject to status, so may vary
  • No balance transfers from other TSB cards
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 14.0% (variable), representative 23.7% APR (variable). Credit available subject to status.
Lloyds Bank Avios Rewards Amex/MasterCard

Collect 1.25 Avios per £1 spent on the Lloyds Bank Avios Rewards American Express Card.
Collect 1.25 Avios per £5 spent on the Lloyds Bank Avios Rewards MasterCard

Representative
22.7%
APR
(variable)
  • 0% on balance transfers for 13 months 3% fee (T&C's Apply)
  • Collect up to 1.25 Avios per £1 spent
  • Double Avios for 6 months with your Amex card
  • £24 annual fee
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.0% (variable), representative 22.7% APR (variable). Credit available subject to status.
Lloyds Bank Premier Avios Rewards Amex/MasterCard

Collect 1.25 Avios per £1 spent on the Lloyds Bank Avios Rewards American Express Card.
Collect 1.25 Avios per £5 spent on the Lloyds Bank Avios Rewards MasterCard

Representative
50.8%
APR
(variable)
  • 0% on balance transfers for 13 months 3% fee (T&C's Apply)
  • Collect up to 1.25 Avios per £1 spent
  • Double Avios for 6 months with your Amex card
  • £140 annual fee
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.0% (variable), representative 50.8% APR (variable). Credit available subject to status.
Sainsbury's Bank Nectar Credit Card

Double points on Sainsbury's shopping allowing you to collect 4 nectar points per £1 spent in store.

Representative
16.9%
APR
(variable)
  • Double Nectar points on Sainsbury's shopping
  • One Nectar point for every £5 spent on your card elsewhere
  • New Sainsbury's Bank Credit Card customers only
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 16.9% (variable), representative 16.9% APR (variable). Credit available subject to status.
American Express Nectar Credit Card

Nectar Points - Up to 4 Nectar points earned for every £1 spent at Nectar sponsors, 2 Nectar point earned for every £1 spent elsewhere. American Express and Nectar reserve the right to vary the rate at which points are collected.

Representative
25%
APR
(variable)
  • 20,000 Nectar points when you spend £2K on the card in the first three months
  • 2 Nectar points earned for every £1 spent in any retailer
  • Purchase and refund protection
  • Aged 18yrs, household income of at least £30K
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 25.0% APR (variable). Credit available subject to status.
Tesco Clubcard Credit Card for Balance Transfers

1 Clubcard point awarded per £4 spent. 5 point awarded per £4 spent in Tesco stores and on fuel at Tesco Petrol Filling Stations (excludes Esso Fuel).

Representative
18.9%
APR
(variable)
  • Clubcard points on all your spending. One point awarded for every £4 spent in each purchase transaction (£4min). Must have available credit
  • Online servicing
  • Minimum income £5K, UK resident with good credit history
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 18.9% (variable), representative 18.9% APR (variable). Credit available subject to status.
British Airways American Express Premium Plus

25,000 bonus Avios when £3,000 is spent in the first 3 months. Spend £10,000 or more within an anniversary year to earn a complimentary Companion Voucher, valid for 24 months

Representative
56.4%
APR
(variable)
  • 25,000 bonus Avios welcome offer. (T&C's Apply)
  • Collect 1.5 Avios for virtually every £1 spent
  • Collect 3 Avios for every £1 spent on BA flights and holidays
  • Annual Fee £150. Applicants must have have an annual household income of £30k and be+18yrs
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 56.4% APR (variable). Credit available subject to status.
British Airways American Express

9,000 bonus Avios when you spend £1,000 in the first 3 months. Spend £20,000 or more within an anniversary year to earn a complimentary Companion Voucher

Representative
15.9%
APR
(variable)
  • 9,000 bonus Avios welcome offer. (T&C's Apply)
  • Collect 1 Avios for virtually every £1 you spend
  • No annual fee
  • Applicants must have have an annual household income of £30,000 and be aged +18yrs
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 15.9% (variable), representative 15.9% APR (variable). Credit available subject to status.
AA Rewards Credit Card Visa

Points – earn AA Reward Points every time you spend and double points on fuel. Redeem points by choosing from a huge range of items including high street shopping vouchers and cash back

Representative
16.9%
APR
(variable)
  • 1 point for every £1 spent on fuel, and 1 point for every £2 spent on everything else
  • Redeem 4,000 points for £20 of cash back or high street shopping vouchers or £40 against AA products like home insurance
  • No balance transfers from AA, BMI, ICICI, Virgin Money or other MBNA cards
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 16.9% (variable), representative 16.9% APR (variable). Credit available subject to status.
AA Members Rewards Visa

Points - earn AA Reward Points every time you spend and double points on fuel. Redeem points by choosing from a huge range of items including high street shopping vouchers and AA products - you could earn enough points in a year to pay for your AA Breakdown renewal.

Representative
16.9%
APR
(variable)
  • 2 points for every £1 spent on fuel, and 1 point for every £1 spent on everything else
  • Redeem 4,000 points for £20 of cash back or high street shopping vouchers or £40 against AA products like breakdown cover
  • No balance transfers from AA, BMI, ICICI, Virgin Money or other MBNA cards
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 16.9% (variable), representative 16.9% APR (variable). Credit available subject to status.
The Starwood Preferred Guest Credit Card from American Express

10,000 Starpoints bonus when you spend over £1,000 in the first three months of card membership

Representative
36.2%
APR
(variable)
  • Earn 10,000 Starpoints bonus when you spend over£1,000 in your first three months of card membership
  • Earn 1 Starpoint for every £1 spent
  • Annual fee £75
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 19.9% (variable), representative 36.2% APR (variable). Credit available subject to status.

ABOUT THIS SERVICE

To help you compare and find the right product for your requirements, loveMONEY.com has selected lovemoney.com financial services to provide you with this service. If you would like more information about lovemoney.com financial services, or how your data will be used, please click on the links below.

lovemoney.com financial services and loveMONEY.com will not charge you a fee for using this service, but you should check with your chosen provider if they will charge a fee for giving you credit.

The table shows a range of products from the market. We work with the majority of Financial Service Providers to show the best deals.

The All Credit Cards table is ranked in a formula that combines Likelihood of acceptance (Highest first), Balance Transfer Period (Longest Period first), Balance Transfer Fee (Lowest Fee first) and Representative APR (Lowest APR first).

The other tables are ranking using a formula that combines Likelihood of acceptance (Highest first), and the key aspect of the table, eg for the Low APR Table its Representative APR (lowest first) and for the 0% new purchases table its Purchase period (Longest Period first).

lovemoney.com financial services and loveMONEY.com receive commission from your chosen Provider when you choose a product from the table.

lovemoney.com financial services limited, 2nd Floor 112 – 116 Old Street, London EC1V 9BG. lovemoney.com financial services is a registered company in England & Wales. Company Reg No: 6500894. VAT Reg No: 945. 6954 72.

lovemoney.com financial services is authorised and regulated by the FCA – FRN 479153

We suggest you read lovemoney.com financial services privacy policy and complaints policy.

W3C  Thank you for using One Flew Over the Cuckoo's Nest