Compare 0% interest credit cards for new purchases

If you are planning a big purchase, 0% interest credit cards are a great alternative to costly in-store credit or bank loans.

  • Credit card
  • Balance
    transfers
  • Purchases
  • Representative
    APR
  • Product details
  • Apply
Halifax All in One MasterCard
0%
for 15 months
(3% fee)
0%
for 15 months
Representative
17.9%
APR
(variable)
  • Market leading balance transfer and purchases card
  • The APR and length of the promotional offer are dependent on your personal circumstances
  • No balance transfers from Halifax or other Bank of Scotland cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.90% APR (variable). Purchase rate 17.95% PA (variable). Halifax, The Mound, Edinburgh EH1 1YZ. If you are accepted at our highest rate you may not be offered an introductory period.
Barclaycard 14/14 Platinum Visa
0%
for 14 months
(2.9% fee)
0%
for 14 months
Representative
18.9%
APR
(variable)
  • Best buy balance transfer and purchase card
  • Manage online, paperless statements
  • No balance transfers from other Barclaycards
Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable).
Virgin Money 13/13 MasterCard
0%
for 13 months
(2.89% fee)
0%
for 13 months
Representative
18.9%
APR
(variable)
  • Best buy balance transfer and purchases card
  • Low BT fee
  • No balance transfers from BMI, MBNA or other Virgin cards
Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable).
Nationwide BS Select Credit Card
0%
for 17 months
(2.95% fee)
0%
for 18 months
Representative
12.9%
APR
(variable)
  • Market leading interest free Purchase period
  • Unlimited commission-free purchases abroad
  • You must have a FlexAccount to qualify for the credit card, you can process a joint application. Must pay into the account £750 p.m other T&Cs apply
Apply »
Representative example: assumed borrowing of £1,200, representative 12.9% APR (variable). Purchase rate 12.9% PA (variable).
Tesco Clubcard Credit Card
0%
for 9 months
(2.9% fee)
0%
for 15 months
Representative
16.9%
APR
(variable)
  • 1 point awarded per £4 spent in each purchase transaction (£4 min). Must have available credit
  • No transfers from Mint, NatWest, RBS or other Tesco cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
Creation Purchase MasterCard
0%
for 9 months
(3% fee)
0%
for 13 months
Representative
17.9%
APR
(variable)
  • Best buy balance transfer and purchases card
  • No annual fee (variable)
  • Applicants must be aged 25yrs +, UK resident (including Isle of Man and Channel Islands)
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.9% PA (variable).
Sainsbury's Shopper Credit Card
0%
for 12 months
(3% fee)
0%
for 12 months
Representative
16.9%
APR
(variable)
  • Best buy balance transfer and purchases card
  • For Sainsbury's shoppers with a nectar card
  • No balance transfers from other Sainsbury’s cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.94% PA (variable).
Bank of Scotland All in One MasterCard
0%
for 12 months
(3% fee)
0%
for 12 months
Representative
17.9%
APR
(variable)
  • Personalised cards
  • No balance transfers from Halifax or other Bank of Scotland cards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.9% APR (variable). Purchase rate 17.95% PA (variable). Bank of Scotland, PO Box 23581, Edinburgh EH1 1WH.
AA Visa Credit Card
0%
for 12 months
(3% fee)
0%
for 10 months
Representative
16.9%
APR
(variable)
  • AA Members can earn up to 4% cashback
  • A great interest-free purchases rate card
  • No balance transfers from AA, BMI, ICICI, Virgin or other MBNA cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.9% PA (variable).
Sainsbury's Nectar Credit Card
0%
for 15 months
(3% fee)
0%
for 6 months
Representative
16.9%
APR
(variable)
  • Earn up to 4 Nectar points for every £1 spent in Sainsbury's stores and online
  • One Nectar point for every £5 spent elsewhere
  • No balance transfers from other Sainsbury’s cards
Apply »
Representative example: assumed borrowing of £1,200, representative 16.9% APR (variable). Purchase rate 16.94% PA (variable).
Nationwide Purchase Visa
No introductory rate 0%
for 6 months
Representative
15.9%
APR
(variable)
  • Commission-free purchases abroad when you build up your allowance through spend in UK sterling
  • Existing Nationwide BS card customers are ineligible for 12 months
Apply »
Representative example: assumed borrowing of £1,200, representative 15.9% APR (variable). Purchase rate 15.9% PA (variable).
American Express Platinum Cashback Card
No introductory rate No introductory rate Representative
18.5%
APR
(variable)
  • 5% cashback in first 3 months up to £100
  • 1.25% cashback thereafter, no cap
  • Engagement bonus 2.5% cashback in anniversary month when spend reaches £10K p.a.
  • Minimum household income of £20K, Annual fee £25
Apply »
Representative Example: Representative 18.5% APR variable. Based on £25 annual fee, assumed borrowing of £1,200, rate of interest 14.0% per annum (variable).
Barclaycard 22Mth Platinum Visa
0%
for 22 months
(2.9% fee)
0%
for 3 months
Representative
17.5%
APR
(variable)
  • Transfer fee of 3.2%. Refund offer reduces handling fee to equivalent of 2.9%
  • Good credit score required
  • No balance transfers from other Barclaycards
Apply »
Representative example: assumed borrowing of £1,200, representative 17.50% APR (variable). Purchase rate 17.50% PA (variable). Refund offer reduces handling fee from 3.2% to 2.9% for everyone (Ts&Cs apply)
Lloyds TSB Advance MasterCard
4.9%
for 12 months
(3% fee)
0%
for 6 months
Representative
11.9%
APR
(variable)
  • Overseas emergency assistance
  • Secure internet shopping with Lloyds TSB ClickSafe
Apply »
Representative example: assumed borrowing of £1,200, representative 11.9% APR (variable). Purchase rate 12.0% PA (variable). Lloyds TSB Bank Plc, 25 Gresham Street, London, EC2V 7HN.

Some important information about this page

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please contact us.

Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our Credit cards advertising disclosure.

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