Lifetime balance transfer

Transfer existing credit card debt onto these cards and you can spread your repayments over a long period of time at a low interest rate. The best lifetime balance transfer cards offer a fixed interest rate for the life of the card and don't charge a balance transfer fee.

  • Credit card
  • Balance
    transfers
  • Purchases
  • Representative
    APR
  • Product details
  • Apply
Barclaycard 15Mth Low Rate Visa
2.9%
for 15 months
0%
for 6 months
Representative
18.9%
APR
(variable)
  • New - Low rate balance transfer card, no balance transfer fee
  • 0% interest on purchases for 6 months from account opening
  • Contactless payments and Paperless statements
  • No balance transfers from other Barclaycards
Apply »
Representative example: assumed borrowing of £1,200, representative 18.9% APR (variable). Purchase rate 18.9% PA (variable).
NatWest Low Rate Credit Card Visa
2.9%
for 12 months
(no fee)
0%
for 6 months
Representative
9.9%
APR
(variable)
  • Low rate on balance transfers for 12 months reverts to standard annual rate and 0% on purchases for 6 months reverting to annual purchase rate (variable)
  • Only available online and to customers with an excellent credit status
  • No balance transfers from NatWest or RBS cards
Apply »
Representative example: assumed borrowing of £1,200, representative 9.9% APR (variable). Purchase rate 9.95% PA (variable).
Royal Bank of Scotland RBS Low Rate Credit Card Visa
2.9%
for 12 months
(no fee)
0%
for 6 months
Representative
9.9%
APR
(variable)
  • Low rate on balance transfers for 12 months reverts to standard annual rate and 0% on purchases for 6 months reverting to annual purchase rate (variable)
  • Only available online and to customers with an excellent credit status
  • No balance transfers from RBS or NatWest cards
Apply »
Representative example: assumed borrowing of £1,200, representative 9.9% APR (variable). Purchase rate 9.95% PA (variable).
Lloyds TSB Advance Online MasterCard
4.9%
for 12 months
(3% fee)
0%
for 6 months
Representative
11.9%
APR
(variable)
  • Overseas emergency assistance
  • Secure internet shopping with Lloyds TSB ClickSafe
Apply »
Representative example: assumed borrowing of £1,200, representative 11.9% APR (variable). Purchase rate 11.95% PA (variable). Lloyds TSB Bank Plc, 25 Gresham Street, London, EC2V 7HN

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