Lifetime balance transfer

Transfer existing credit card debt onto these cards and you can spread your repayments over a long period of time at a low interest rate. The best lifetime balance transfer cards offer a fixed interest rate for the life of the card and don't charge a balance transfer fee.

  • Credit card
  • Balance
    transfers
  • Purchases
  • Representative
    APR
  • Product details
  • Apply
NatWest Clear Rate Platinum MasterCard
No introductory rate No introductory rate Representative
11.1%
APR
(variable)
  • A simple, low rate for balance transfers and purchases - 6.9% p.a. (variable)
  • No balance transfer fees
  • Annual fee of £24
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 6.9% (variable), representative 11.1% APR (variable). Credit available subject to status.
RBS Clear Rate Platinum MasterCard
No introductory rate No introductory rate Representative
11.1%
APR
(variable)
  • A simple, low rate for balance transfers and purchases - 6.9% p.a. (variable)
  • No balance transfer fees
  • Annual fee of £24
Apply »
Representative example: Assumed borrowing of £1,200 for 1 year, at a Purchase Rate of 6.9% (variable), representative 11.1% APR (variable). Credit available subject to status.

ABOUT THIS SERVICE

To help you compare and find the right product for your requirements, loveMONEY.com has selected lovemoney.com financial services to provide you with this service. If you would like more information about lovemoney.com financial services, or how your data will be used, please click on the links below.

lovemoney.com financial services and loveMONEY.com will not charge you a fee for using this service, but you should check with your chosen provider if they will charge a fee for giving you credit.

The table shows a range of products from the market. We work with the majority of Financial Service Providers to show the best deals.

The All Credit Cards table is ranked in a formula that combines Likelihood of acceptance (Highest first), Balance Transfer Period (Longest Period first), Balance Transfer Fee (Lowest Fee first) and Representative APR (Lowest APR first).

The other tables are ranking using a formula that combines Likelihood of acceptance (Highest first), and the key aspect of the table, eg for the Low APR Table its Representative APR (lowest first) and for the 0% new purchases table its Purchase period (Longest Period first).

lovemoney.com financial services and loveMONEY.com receive commission from your chosen Provider when you choose a product from the table.

lovemoney.com financial services limited, 2nd Floor 112 – 116 Old Street, London EC1V 9BG. lovemoney.com financial services is a registered company in England & Wales. Company Reg No: 6500894. VAT Reg No: 945. 6954 72.

lovemoney.com financial services is authorised and regulated by the FCA – FRN 479153

We suggest you read lovemoney.com financial services privacy policy and complaints policy.

W3C  Thank you for using Three Kings