Compare credit cards - lifetime balance cards

Search the whole market to find your ideal credit card, from 0% APR to cashback and rewards

If you’re looking for a credit card, we have all the resources you need. Whether you’re looking for a 0% balance transfer credit card, a card that charges 0% interest on purchases, or even a cashback credit card that rewards you as you spend, we have all the tools to find the right one for you.

This table lets you compare credit cards that offer a fixed rate of interest for balance transfers for the lifetime of that balance.

Lifetime balance transfer cards, much like low standard APR cards, allow you to pay off a transferred outstanding debt at a set rate, which will not alter until that transferred balance is paid off. Credit cards like this can help in debt consolidation. However, it’s worth remembering that the lifetime balance transfer rate will not apply to purchases, so if you need to spend on the card, keep an eye out for your APR to ensure it’s a good deal.

Read our comprehensive guide to learn more about credit cards with fixed rates on balance transfers.

Compare credit cards with fixed rates on balance transfers

Credit card
company
Balance transfers rate and period ? New purchases rate and period ? Typical
APR
?
Loyalty details ? Apply
now

MBNA Platinum Credit Card Visa

5.9% on balance transfers made now until paid off
(2% fee)
No introductory rate Typical 16.9% APR (variable) N/A

MBNA Platinum Low Rate American Express

No introductory rate No introductory rate Typical 6.7% APR (variable)

Limited Offer! Enjoy 6.7% on all your card purchases (*), Plus 6.7% on all your balance transfers, with NO FEE when made within the first 60 days (3% fee thereafter), Plus 6.7% on all your money transfers, with NO FEE when made within the first 60 days (4% fee thereafter), 6.7% APR typical rate (variable).(*) Offer applies to the first 1,000 customers who respond to the advert and are approved for our MBNA platinum card.

Barclaycard Platinum Simplicity Visa

7.8% interest on all balance transfers
(No BT Fee)
No introductory rate Typical 7.8% APR (variable)

Suitable for applicants that have a good credit rating. Enjoy a low rate on all purchases and 7.8% interest on all balance transfers. (no handling fee applies). Benefits include ID protection, purchase delivery protection, worldwide assistance, travel service and 24hr customer service assistance. Includes Contactless payment technology, a quick and easy way to pay for items of £15 and under + Barclaycard Freedom - A NEW rewards programme like no other. Earn and redeem Reward Money in selected retailers.

Some important information about this page

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please contact us.

Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our Credit cards advertising disclosure.

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