Credit builder credit cards

Compare credit builder credit cards. These cards allow you to build or repair your credit history gradually and are tailored for borrowers with a less than perfect credit score. If you’ve been rejected for credit cards in the past, they can be a good option.

  • Credit card
  • Balance
    transfers
  • Purchases
  • Representative
    APR
  • Product details
  • Apply
Barclaycard Initial Visa
No introductory rate No introductory rate Representative
29.9%
APR
(variable)
  • Best suited as a first credit card
  • Manageable credit limits £250-£1,000
  • Not recommended if you have missed multiple payments
  • Not recommended if you have defaulted or have CCJS in the past
Apply »
Representative example: assumed borrowing of £1,200, representative 29.9% APR (variable). Purchase rate 29.9% PA (variable).
Capital One Classic Visa
No introductory rate No introductory rate Representative
34.9%
APR
(variable)
  • Purchase protection insurance
  • Choose your own card design
  • Previous UK credit history required
Apply »
Representative example: assumed borrowing of £1,200, representative 34.9% APR (variable). Purchase rate 34.9% PA (variable). Capital One, Trent House, Station Street, Nottingham, NG2 3HX.
Vanquis Bank Visa
No introductory rate No introductory rate Representative
39.9%
APR
(variable)
  • Build your credit
  • UK call centre
  • High APR
Apply »
Representative example: assumed borrowing of £1,000, representative 39.9% APR (variable). Purchase rate 39.9% PA (variable).
granite Credit Card
No introductory rate No introductory rate Representative
34.9%
APR
(variable)
  • Easy-to-manage credit limit of £500
  • The ability to increase your credit limit if your payment history qualifies
  • Thousands of great discounts with Granite Rewards
  • High APR
Apply »
Representative example: assumed borrowing of £500, representative 34.9% APR (variable). Purchase rate 35.0% PA (variable).

Some important information about this page

We are normally made aware of changes to rates and products, but very occasionally changes may occur without our being notified. If you spot any mistakes or inaccuracies on our site, please contact us.

Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our Credit cards advertising disclosure.

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