The 'get rich from your sofa' scam

Tony Levene
by Lovemoney Staff Tony Levene on 04 August 2012  |  Comments 6 comments

Make thousands sat on your sofa, with almost no effort. Sounds too good to be true? That's because it is!

The 'get rich from your sofa' scam

A recent report from McKinsey Global Institute – an offshoot of the mega management consultancy – found office workers spend 28% of their time dealing with emails, reading, replying and deleting. This works out at 650 hours a year or around a month of your life without sleeping.

I get around 150 emails a day, not counting all that phoney viagra and imitation watch stuff which goes straight to spam. If I bothered to read them all, let alone respond, I would never finish before more arrive.

My strategy is to take one glance at the sender, then a micro-second at the subject line before sending the vast majority to  trash.

But one caught my eye this week. It was sent by Pam, a friend I have known for 20 years. 

Pam likes phoning and texting.  She usually only ever emails when she wants to send a link or a picture. Here, however, the subject line was empty. Perhaps she forgot before pressing send?

Tattoo and body piercing enthusiasts

So I opened it to find a strange link from a French site for tattoo and body piercing enthusiasts. Neither myself nor Pam have any interest in either.

I looked at the link. It finished .fr, which is how I know it was for a French site. But after the .fr, there was a whole row of slashes and computer code stuff. As I have a machine running on an obscure operating system, I don't worry too much about malware. So I clicked on the link.

This did not take me to the expected body-art designs. Instead, and I don't know how this happens, I was redirected to an American site which featured “Tennessee teen makes $632 a week effortlessly” and “Mississippi mum earns $5,378 in a month from her laptop” and “California couple gain $11,543 and give up jobs”. 

The obvious implication was that if these people could do it, then I could too. But while the words had changed, I recognised the attractive pictures used. They were models from an online American picture agency whose images have been used before for get-rich-quick schemes.

Attacking the contact list

Pam's contact list had been ripped off by a money generation scheme – a form of pyramid sales. These schemes, which claim you can make a fortune, lying on a couch, with no effort and out of thin air, are illegal in this country and many others so they are dressed up as “business consultancy” or “financial advice”.

Those behind them will claim they are selling a useful product such as a book on “how to profit from a computer” or “how to beat the stock market without trying”. So when you join, you have to send $20 or $30 for the “information”, invariably a few hundred words copied from one of ten thousand or more easy to find internet pages. Then you have to send another $50 to $100 to the person who sent you the email to “register”. 

As long as you can find enough people daft enough to send you money, you can earn shedloads without work. So I applied!

A new version of an old con

Of course, this is the internet age's version of an old trick. People used to advertise in local newspapers or sweet shop windows offering “Homework – Earn £100 a week working from your kitchen table. Send £5 for details.”  If you posted your fiver, you would get a small card back advising you to place similar adverts in your area.

But emailing is almost instant and within minutes, I was overwhelmed by material on how easy it was for me to make a million or two. I had to “lock in” to my “moneymaking line” with $50 (by credit card) and find three others to join below me. I was promised that I could earn from now – in fact I already had $25 in credit before that (with no indication of how I might cash it in!). After that, I would pick up $50 from each new recruit – but again, that money would be “held” for 30 days.

Who knows – by then I might have sent out so many emails that I could become a “silver leader”, eventually working my way up to gold and platinum levels. 

Needless to say, the only people who profit from this are the ones who started off this “money machine”.  Last year, a man in Portsmouth contacted me to say he had been in at least 20 schemes in the past four years, never earned a penny and is now thousands down. 

The original email, of course, did not come from Pam. Pam, who is South African, is currently spending time in Cape Town, where a combination of a hotmail account plus insecure internet cafes can create a substantial harvest for spammers. She has now changed her account while the French tattoo site has managed to block whoever was hi-jacking it.

More on scams:

The scam that makes you feel special

The rare earth scam

This scam will leave you with nothing but overpriced hand cream

This scam is just a simple confidence trick

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Comments (6)

  • electricblue
    Love rating 643
    electricblue said

    Tony - it does get a little pointless and boring you following these silly scams to the nth degree and describing them to us with such zeal. Doubtless some avid scam watcher with zero loves will come on here defending your honour, but if you are going to constantly detail these well documented scams at least go a little further and talk to the hijacked site owners and find out how their server was hacked. Did you go to the trouble of advising them? I've called around the world advising people that their sites have been hijacked and talked to reputable hosts who could take action immediately so anyone concerned as you are can take it to the next level.

    I thought that to sit around earning money while doing nothing you just had to be a minor Royal - or on benefits.

    Report on 04 August 2012  |  Love thisLove  0 loves
  • jinky44
    Love rating 1
    jinky44 said

    P*sh P*sh!!!!

    Report on 04 August 2012  |  Love thisLove  0 loves
  • angelicaB
    Love rating 0
    angelicaB said

    Interesting.

    Report on 06 August 2012  |  Love thisLove  0 loves
  • xabd
    Love rating 0
    xabd said

    You don't need a computer to get these types of SCAMs. I created a web site from hundreds of letters sent to an elderly aunt. There is a wide array of SCAMs that our elderly friends and family know very little about. They prey on these folks because many (the majority?) don't have access to sites like this one and may not even have a computer or know how easy it is to create these letters. I'd appreciate your help in revealing more of this method of (postal) SCAMming. If you find (or receive) any letters you can reach me via the 'contact' link at http://www.mailscamalert.com/

    Thanks!

    Report on 08 August 2012  |  Love thisLove  0 loves
  • g1ng3rcat
    Love rating 9
    g1ng3rcat said

    Wrong, electricblue - to earn money, you have to work! But there are apparently other ways of getting money, the realities of which Tony often points out. Some people may be new to this site and not have read his previous articles so it is useful for them to read what we already have done.

    Anyway...most people wouldn't dream of stealing (which would be one method of acquiring money without putting up with difficult people or risking your home to start a business from scratch!) but these work-from-home scams are disguised subtly as ways to earn money without all the downsides of your day to day job. Which is why they are so attractive, they promise rewards most of us can only dream of while the veneer of 'work' makes it seem more realistic than it really is when you delve further.

    Report on 11 August 2012  |  Love thisLove  0 loves
  • jennysue19
    Love rating 5
    jennysue19 said

    What this article fails and NEEDS to point out is the difference between scams and completely legal affiliate schemes. Unfortunately for the unwary and inexperienced, it can be very hard to tell the difference.

    For instance, there are very familiar companies who run affiliate schemes and are totally trustworthy - Avon, Ann Summers, Kleeneze, Amway, Betterware and Body Shop are just a few examples. The distributors may put a card through your door or invite you to a party or even just tell you on their website that you can get money from them for referring new customers. Some of them have multi-level bonus schemes others do not. There are thousands of other similar affiliate based businesses operating across the world.

    Online, it does get a bit tricky. There are perfectly legitimate companies who sell online through a network of distributors with legal, honest and fairly priced products and services, then there are those who are thinly disguised Ponzi money generation schemes. I hold up my hands and say I have been caught out and lost money, BUT I have also made some money.

    A pyramid scheme is something else again. You are asked to buy a product, probably a set amount every month which you then have to use or sell on. To make a profit, you have to sell it at a premium, so the further down the line you are, the less desirable and fairly priced the product is and the likelihood that you will end up with a houseful of something that is unsaleable at a price anyone would want to pay.

    Unfortunately some of the people who claim to know about this business sector actually cannot distinguish between what is legal and what is not and some of the articles and comments here on lovemoney indicate that not even all of their writers really understand the differences. So before you condemn something as a scam, investigate it thoroughly and as always use your common sense.

    Report on 18 September 2012  |  Love thisLove  0 loves

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