Our top 10 articles of 2012
As the year comes to an end we look back at some of the most popular pieces from the year.
This year has been an interesting one when it comes to personal finance, from banking scandals to fears of economic meltdown in several European countries.
At Lovemoney we’ve covered it all from savings and pensions to the latest credit cards and personal loans to arm you with the information you need to make better financial decisions.
Looking back at the year we’ve had several standout articles which have been most read and shared by readers. As the year comes to an end it’s time to look back at 2012 to these top articles.
Tax has been a big issue this year, especially when it came to light that several major companies, such as Amazon and Starbucks, were getting away with paying little or no tax.
Instead of relying on Amazon, we decided to look into the alternative places to shop online.
Energy prices have soared this year and one way to reduce these is by making sure you’ve got the right kind of insulation in your home.
We reported on the opportunity to get free cavity wall and loft insulation, the companies offering the service, and how to do this before the Government’s Green Deal scheme is launched in January.
In March we alerted our readers to a sneaky Sky Plus issue whereby customers were paying for a full package but not getting all the benefits. This was affecting customers living in blocks of flats who were being unfairly discriminated against.
University fees have been a hot topic this year with many students rethinking higher education because of the increased costs.
We published a list of the types of courses on offer, the kind of salary students can expect on graduation, and which universities are best for different courses.
As finances are squeezed further, more and more loan companies have appeared. One is Amigo which works on the policy of lending cash out and requires a guarantor. But on closer inspection we found out that these types of loans are extremetly risky and not as straightforward as they first appear.
There was a big shake up in the benefit system this year and it was announced that Child Benefit would be cut from 7th January. Instead of blindly accepting this, we found three ways to beat the system legally and make sure you continue receiving the benefit.
This year we’ve all had to cut back on the amount of socialising we normally do. But instead of cutting out luxuries like the cinema altogether, we wrote about the ways you can still watch your favourite films at a much cheaper price.
Social networks are commonplace today, we use Twitter and Facebook all the time. But when we found out about a privacy threat with the new Timeline facility we investigated what exactly had happened and gave our own tips on how to stay safe when using the social media site.
Savers have been hit from every angle this year with a rock-bottom base rate and dismal rates on offer from the banks. Asda introduced an interesting savings concept this year, a savings card scheme offering 12.9% interest. This was more than four times higher than the top-paying savings account so we investigated further to find out exactly how consumers could benefit.
As a nation we aren’t keen on talking about our salaries so we decided to publish the highest and lowest paying jobs. We also included those which didn’t require much experience and advice on how to change careers.