#28 Don't get complacent about your money

by Jane Baker on 25 September 2009  |  3 comments
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There's a real knack to being good with money, but one little slip can ruin all your hard work.

There's a real knack to being good with money, but one little slip can ruin all your hard work. So, with that in mind, here's rule number 28...

#28 Don't get complacent about your money

I think I'm usually pretty good with money. It would be inexcusable not be given what I do for a living. But even if you have got really great at managing your finances, that doesn't mean you're immune to the occasional mistake.

And the same goes for me.

Financially, this month hasn't been a good one for me. It started off well when I came into a little extra cash out of the blue. But I have to admit this unexpected boost to my finances gave me a false sense of security.

I decided since this was bonus money, there'd be no harm in buying one or two little treats. I mean, I'd already put some money in my savings account earlier in the month so I deserved it, didn't I?

So I went shopping. Then I bought a little something from ebay. Then I went shopping again. But before long I'd spent my bonus cash twice over. Oops.

Now it may not be the end of the world. But I'm going to have to tighten my belt a few notches next month to make good.

It was a silly error. A momentary lapse. But, sadly, I'll be paying for it for a while.